vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Illinois median
per month · Source
$2.50 below the national median$5 below the Illinois median
$5 below the national median$5 below the Illinois median
per item · Source
$5 below the national median$5 below the Illinois median
$5 below the national median$5 below the Illinois median
per item · Source
$0.75 below the national median$0.50 below the Illinois median
$10 above the national median$10 above the Illinois median
$5 below the national median$5 below the Illinois median
$10 above the national median$10 above the Illinois median
$3 below the national median$3 below the Illinois median
$7.50 below the national median$9.50 below the Illinois median
per item · Source
$7.50 below the national median$9.50 below the Illinois median
At the national median$0.50 above the Illinois median
per item · Source
$2 above the national median$1 above the Illinois median
At the national median$1 below the Illinois median
$4.50 above the national median$2.03 above the Illinois median
per month · Source
$10 above the national median$10 above the Illinois median
$25 below the national median$50 below the Illinois median
$5 above the national median$5 above the Illinois median
$1.50 below the national median$1.50 below the Illinois median
$1 below the national medianAt the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive account fee (per month after 24 months) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Illinois median | per month | — | Source |
| Account research | $15Within the typical range ($11.75–$25 nationally) | $2.50 below the national median$5 below the Illinois median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (each item paid) | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Illinois median | per item | — | Source |
| Overdraft (held next morning for deposit) | $25 | ||||
ATM & CardVerified | |||||
| ATM Transactions (ATM/debit) | $0.75Below the typical range ($1–$2.25 nationally) | $0.75 below the national median$0.50 below the Illinois median | — | — | Source |
| Replace lost ATM or debit card | $20 | ||||
Wire TransfersVerified | |||||
| Outgoing wire transfer (Domestic) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Illinois median | — | — | Source |
| Outgoing wire transfer (International) | $60 | ||||
Check ServicesVerified | |||||
| Corporate Check payable to third party | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Illinois median | — | — | Source |
| Stop payment on member draft | $20 | ||||
Digital & ElectronicVerified | |||||
| Online bill pay fee | $7Within the typical range ($0–$9.95 nationally) | $4.50 above the national median$2.03 above the Illinois median | per month | — | Source |
Cash & DepositVerified | |||||
| Deposited checks returned unpaid (NSF) | $25Within the typical range ($8–$25 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment fee | $25Below the typical range ($30–$90 nationally) | $25 below the national median$50 below the Illinois median | — | — | Source |
Lending FeesVerified | |||||
| Late fee for loan payments | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Illinois median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1.50 below the Illinois median | — | — | Source |
Other FeesVerified | |||||
| Copy of statement | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Illinois median | — | — | Source |
Overdraft
$25.00
Of 29 others that publish it, 2 lower, 6 the same and 21 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$132.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$132.1M
Total deposits
$117.7M
Service charge income (year to date)
$198K
Fee income ratio
5.3%
Return on assets
1.00%
Financial profile · Pro
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| $5 below the national median$5 below the Illinois median |
| — |
| — |
| Source |
| Nonsufficient funds item (each) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$5 below the Illinois median | per item | — | Source |
| $10 above the national median$10 above the Illinois median |
| — |
| — |
| Source |
| $10 above the national median$10 above the Illinois median |
| — |
| — |
| Source |
| $7.50 below the national median$9.50 below the Illinois median |
| per item |
| — |
| Source |
| Stop payments -electronic fund transfers (EFT) | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$9.50 below the Illinois median | — | — | Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national median$0.50 above the Illinois median | per item | — | Source |
| Copy of draft (by both fax and mail) | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Illinois median | — | — | Source |
| Copy of draft (by fax or mail) | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Illinois median | — | — | Source |