vs. U.S. typical range:LowerTypicalHigher
$1 below the national medianAt the New Mexico median
per month · Source
$4 above the national median$5 above the New Mexico median
per month · Source
$2 above the national median$3 above the New Mexico median
per month · Source
$32.50 above the national median$25 above the New Mexico median
$15 above the national median$15 above the New Mexico median
per month · Source
$5 above the national median$5 above the New Mexico median
$22.50 above the national median$22.50 above the New Mexico median
$10 below the national median$10 below the New Mexico median
per month · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #575. canonical_hint=account_research; text_hash=3b14926f9f78819f79613c2e833478e787df84c38d235bfafecf57260eeeb160; excerpt="Returned Mail Fee (per month) ..................................................................$7.50 | Replacement of Lost Key ...................................................." · Source
$5 above the national median$5 above the New Mexico median
$20 above the national median$20 above the New Mexico median
$1 above the national median$1 above the New Mexico median
$5 above the national median$5 above the New Mexico median
$1 above the national median$1 above the New Mexico median
$3 above the national median$2.50 above the New Mexico median
$7.50 above the national median$7 above the New Mexico median
$1 below the national median$1 below the New Mexico median
per item · Source
$2.50 below the national median$0.40 below the New Mexico median
$5 below the national medianAt the New Mexico median
$55 above the national median$58.75 above the New Mexico median
$25 below the national median$21.25 below the New Mexico median
$50 above the national median$50 above the New Mexico median
per item · Source
$5 below the national medianAt the New Mexico median
$50 above the national median$50 above the New Mexico median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| InBank Personal Checking Monthly Fee | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the New Mexico median | per month | — | Source |
| InBank Timeless Checking Monthly Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$5 above the New Mexico median | per month | — | Source |
| Monthly Fee | $8Within the typical range ($4–$10 nationally) | $2 above the national median$3 above the New Mexico median | per month | — | Source |
| Account Closure (within 90 days of opening) | $50Above the typical range ($10–$25 nationally) | $32.50 above the national median$25 above the New Mexico median | — | — | Source |
| Dormant Account Fee (per month) . | $20Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the New Mexico median | per month | — | Source |
| that would prevent the account from going into a dormant status is a deposit to or | Incoming | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the New Mexico median | — | — | Source |
| Account Research ( min) | $40Above the typical range ($12–$25 nationally) | $22.50 above the national median$22.50 above the New Mexico median | — | — | Source |
| Returned Mail Fee (per month) | $7.50Below the typical range ($12–$25 nationally) | $10 below the national median$10 below the New Mexico median | per month | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #575. canonical_hint=account_research; text_hash=3b14926f9f78819f79613c2e833478e787df84c38d235bfafecf57260eeeb160; excerpt="Returned Mail Fee (per month) ..................................................................$7.50 | Replacement of Lost Key ...................................................." | Source |
Overdraft & NSFVerified | |||||
| Overdraft (OD) Paid Item/NSF Return Item Charge | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New Mexico median | — | — | Source |
| 1st Continuous Overdraft Charge | $25 | ||||
ATM & CardVerified | |||||
| ATM WD Fee | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1 above the New Mexico median | — | — | Source |
| Replacement Card Fee | $15 | ||||
Check ServicesVerified | |||||
| Cashier's Check | $6Within the typical range ($3–$6 nationally) | $1 above the national median$1 above the New Mexico median | — | — | Source |
| Money Order | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay (Unlimited Transactions/Consumer Accounts) | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$0.40 below the New Mexico median | — | — | Source |
Cash & DepositVerified | |||||
| Coin Counting Per Roll | $0.50Within the typical range ($0–$3 nationally) | $0.50 above the national median | — | — | Source |
| Charge Back Fee (return deposited items) | $10 | ||||
Account ServicesVerified | |||||
| Drilling Fee | $100Above the typical range ($30–$70 nationally) | $55 above the national median$58.75 above the New Mexico median | — | — | Source |
| Replacement of Lost Key | $20 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the New Mexico median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer | $75Above the typical range ($25–$35 nationally) | $50 above the national median$50 above the New Mexico median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
7 of 15
Published fees
24
Under review
0
Assets
$1.4B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$1.4B
Total deposits
$1.1B
Service charge income
$502K
Fee income ratio
3.3%
Return on assets
1.09%
Branches
16
Service charge income by quarter
Financial profile · Pro
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| $20 above the national median$20 above the New Mexico median |
| — |
| — |
| Source |
| $5 above the national median$5 above the New Mexico median |
| — |
| — |
| Source |
| $3 above the national median$2.50 above the New Mexico median |
| — |
| — |
| Source |
| Stop Payment (request or renewal) | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$7 above the New Mexico median | — | — | Source |
| Counter Checks (per check) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New Mexico median | per item | — | Source |
| $5 below the national medianAt the New Mexico median |
| — |
| — |
| Source |
| $25 below the national median$21.25 below the New Mexico median |
| — |
| — |
| Source |
| Levies/Garnishment (per occurrence) | $100Above the typical range ($30–$87.50 nationally) | $50 above the national median$50 above the New Mexico median | per item | — | Source |