vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national medianAt the Iowa median
At the national medianAt the Iowa median
per month · Source
$20 above the national median$20 above the Iowa median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #3000. canonical_hint=dormant_account; text_hash=2426a4c6ac48d1f771339a42fed49e8dccd016054ae385c84f52d598814ddd0a; excerpt="Inactivity closing fee | $25 after 3 years**" · Source
$2.50 above the national medianAt the Iowa median
$12.50 below the national median$15 below the Iowa median
per month · Source
$1 below the national median$1 below the Iowa median
At the national medianAt the Iowa median
per item · Source
At the national medianAt the Iowa median
$0.50 below the national median$0.50 below the Iowa median
per transaction · Source
$0.50 above the national median$0.50 above the Iowa median
per item · Source
$10 below the national median$6 below the Iowa median
$2 below the national median$2 below the Iowa median
At the national medianAt the Iowa median
per item · Source
$3 below the national median$3 below the Iowa median
per item · Source
$0.50 below the national median$1.50 below the Iowa median
per item · Source
$2.50 above the national median$5 above the Iowa median
per item · Source
At the national median$0.87 above the Iowa median
per item · Institution’s schedule
$2 below the national median$2 below the Iowa median
At the national medianAt the Iowa median
$5 below the national median$1.50 below the Iowa median
At the national medianAt the Iowa median
per item · Source
$5 below the national median$5 below the Iowa median
$5 below the national median$1 above the Iowa median
per item · Source
$10 above the national median$16 above the Iowa median
per item · Source
$2.50 above the national medianAt the Iowa median
per item · Source
$30 below the national median$24.99 below the Iowa median
$40 below the national median$40 below the Iowa median
$2 above the national median$2.69 above the Iowa median
per month · Source
$2 below the national median$1.31 below the Iowa median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early account closing (before 6 months) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national medianAt the Iowa median | — | — | Source |
| Dormant Account fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | per month | — | Source |
| Inactivity closing fee | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Iowa median | — | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #3000. canonical_hint=dormant_account; text_hash=2426a4c6ac48d1f771339a42fed49e8dccd016054ae385c84f52d598814ddd0a; excerpt="Inactivity closing fee | $25 after 3 years**" | Source |
| Account balancing and research | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Iowa median | — | — | Source |
| Incorrect address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Iowa median | per month | — | Source |
| Paper Statement Fee (for members who join after 1-1-16) | $2Within the typical range ($2–$4.76 nationally) | $1 below the national median$1 below the Iowa median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (NSF) for paid ACH or draft | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Iowa median | per item | — | Source |
| Overdraft transfer fee from savings | $5 | ||||
ATM & CardVerified | |||||
| ATM W/D fee (outside Iowa) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Iowa median | per transaction | — | Source |
| ATM W/D fee (over 10 per month) | $2 | ||||
Wire TransfersVerified | |||||
| Outgoing wire transfer (inside U.S.) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$6 below the Iowa median | — | — | Source |
| Incoming wire transfer | $8 | ||||
Check ServicesVerified | |||||
| Certified corporate check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Iowa median | per item | — | Source |
| Corporate check to a third party | $2 | ||||
Cash & DepositVerified | |||||
| Cash advance fee | $0Below the typical range ($2–$10 nationally) | $5 below the national median$5 below the Iowa median | — | — | Source |
| Return deposit item – issued to you by another person | $10 | ||||
Account ServicesVerified | |||||
| Non-member notary fee | $5Within the typical range ($0–$5 nationally) | $2.50 above the national medianAt the Iowa median | per item | — | Source |
| Fee for 1 lost key | $15 | ||||
Other FeesVerified | |||||
| Account/statement copy printout | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2.69 above the Iowa median | per month | — | Source |
| Photocopies or reprints of transactions | $1 | ||||
Overdraft
$30.00
Of 23 others that publish it, 13 lower, 7 the same and 3 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
30
Under review
0
Assets
$77.7M
Work at Des Moines Metro Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$77.7M
Total deposits
$66.9M
Service charge income (year to date)
$129K
Fee income ratio
6.1%
Return on assets
1.11%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the Iowa median |
| — |
| — |
| Source |
| $0.50 above the national median$0.50 above the Iowa median |
| per item |
| — |
| Source |
| $2 below the national median$2 below the Iowa median |
| — |
| — |
| Source |
| $3 below the national median$3 below the Iowa median |
| per item |
| — |
| Source |
| Money orders | $1.50Within the typical range ($1.50–$3 nationally) | $0.50 below the national median$1.50 below the Iowa median | per item | — | Source |
| Stop payment fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$5 above the Iowa median | per item | — | Source |
| Temporary checks | $2Within the typical range ($1–$4 nationally) | At the national median$0.87 above the Iowa median | per item | — | Institution’s schedule |
| Check cashing for members | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Iowa median | — | — | Source |
| Check cashing for non members | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | — | — | Source |
| Foreign check collection | $15Within the typical range ($10–$25 nationally) | $5 below the national median$1.50 below the Iowa median | — | — | Source |
| Check copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Iowa median | per item | — | Source |
| $5 below the national median$1 above the Iowa median |
| per item |
| — |
| Source |
| Return deposit item – written on your account at another financial institution | $25Within the typical range ($8–$25 nationally) | $10 above the national median$16 above the Iowa median | per item | — | Source |
| $30 below the national median$24.99 below the Iowa median |
| — |
| — |
| Source |
| Administrative levy | $10Below the typical range ($30–$90 nationally) | $40 below the national median$40 below the Iowa median | — | — | Source |
| Legal process fee | $25Below the typical range ($30–$100 nationally) | $25 below the national median | — | — | Source |
| $2 below the national median$1.31 below the Iowa median |
| per item |
| — |
| Source |