vs. U.S. typical range:LowerTypicalHigher
$2 below the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
per month · Source
$7.50 above the national medianAt the Massachusetts median
At the national median$1 above the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
$2 below the national median$2 below the Massachusetts median
$0.50 below the national median$0.50 below the Massachusetts median
$10 above the national median$10 above the Massachusetts median
At the national medianAt the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$1 above the national medianAt the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
$5 above the national median$5 above the Massachusetts median
$1 below the national median$3 below the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
$8.16 below the national median$0.30 below the Massachusetts median
$75 above the national median$75 above the Massachusetts median
$7 above the national median$5 above the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance Fee (Money Market & Preferred Checking Accounts) | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the Massachusetts median | — | — | Source |
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per month | — | Source |
| Account Research Fee (per hour, 1 hour minimum) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
| Paper Statement Fee (per month) | $3Within the typical range ($2–$4.50 nationally) | At the national median$1 above the Massachusetts median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft/NSF Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Overdraft Transfer Fee | $3 | ||||
ATM & CardVerified | |||||
| ATM Withdrawal Service Charge (non-Worcester CU/SUM®/MoneyPass® ATMs) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Massachusetts median | — | — | Source |
| Debit Card Replacement Fee (Instant Issue) | $20 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire Transfer Fee | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Fee | $30Within the typical range ($15–$30 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
Cash & DepositVerified | |||||
| Deposit Return Item Fee (includes loan payments) | $6.84Below the typical range ($8–$25 nationally) | $8.16 below the national median$0.30 below the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment/Levy Fee | $125Above the typical range ($30–$90 nationally) | $75 above the national median$75 above the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $10Above the typical range ($2–$5 nationally) | $7 above the national median$5 above the Massachusetts median | — | — | Source |
Overdraft
$30.00
Of 42 others that publish it, 18 lower, 18 the same and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
19
Under review
0
Assets
$107.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$107.3M
Total deposits
$95.8M
Service charge income (year to date)
$191K
Fee income ratio
7.1%
Return on assets
0.92%
Financial profile · Pro
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| $2 below the national median$2 below the Massachusetts median |
| — |
| — |
| Source |
| $10 above the national median$10 above the Massachusetts median |
| — |
| — |
| Source |
| Debit Card Replacement Fee (Mail) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $1 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment Fee | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Check Collection Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Massachusetts median | — | — | Source |
| Check & Other Copies (per item) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the Massachusetts median | per item | — | Source |