Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Missouri Central Federal Credit Union

Lees Summit, MissouriCredit UnionKansas City Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Reconciliation/Research$25Within the typical range ($12–$25 nationally)

Overdraft & NSFVerified

ACH Overdraft/NSF$28Within the typical range ($25–$33 nationally)
$2 below the national median$1.25 below the Missouri median
per item · Source
Overdraft Protection Transfer$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$2 below the Missouri median
per item · Source

ATM & CardVerified

ATM Surcharge for Foreign Cards$3Above the typical range ($1–$2.25 nationally)
$1.50 above the national median$1.50 above the Missouri median
per item · Source
Replacement Card$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Missouri median
per item · Source

Wire TransfersVerified

Domestic Wire Transfers$25Within the typical range ($20–$25 nationally)
At the national medianAt the Missouri median
per item · Source
International Wire Transfers$50Within the typical range ($40–$50 nationally)
At the national medianAt the Missouri median
per item · Source

Check ServicesVerified

Withdrawals Over Three Per Calendar Quarter-(Teller Check or Teller withdrawal)$5Within the typical range ($3–$6 nationally)
At the national medianAt the Missouri median
per item · Source
Money Orders$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Missouri median
per item · Source
Stop Payment Orders- one-time$28Within the typical range ($20–$30 nationally)
$0.50 above the national medianAt the Missouri median
per item · Source
Check Cashing (Savings Balance Under W/ No Other Services)$5Within the typical range ($5–$10 nationally)
At the national medianAt the Missouri median
per item · Source
Copies of Canceled Checks$3Within the typical range ($2–$5 nationally)
At the national median$1 above the Missouri median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Reconciliation/Research	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$7.50 above the Missouri median	—	—	Source
Overdraft & NSFVerified
ACH Overdraft/NSF	$28Within the typical range ($25–$33 nationally)	$2 below the national median$1.25 below the Missouri median	per item	—	Source
Overdraft Protection Transfer	$3
ATM & CardVerified
ATM Surcharge for Foreign Cards	$3Above the typical range ($1–$2.25 nationally)	$1.50 above the national median$1.50 above the Missouri median	per item	—	Source
Replacement Card	$5
Wire TransfersVerified
Domestic Wire Transfers	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Missouri median	per item	—	Source
International Wire Transfers	$50
Check ServicesVerified
Withdrawals Over Three Per Calendar Quarter-(Teller Check or Teller withdrawal)	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Missouri median	per item	—	Source
Money Orders	$2
Account ServicesVerified
IRS Levy Processing	$50Within the typical range ($30–$90 nationally)	At the national medianAt the Missouri median	per item	—	Source
Gift & Prepaid CardsVerified
Gift cards	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$1 below the Missouri median	per item	—	Source
Other FeesVerified
Statement Reprint	$5Within the typical range ($2–$5 nationally)	$2 above the national median$3 above the Missouri median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

15 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$123.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$123.3M

Total deposits

$113.5M

Service charge income (year to date)

$234K

Fee income ratio

6.7%

Return on assets

0.29%

Financial profile · Pro

Performance from regulator filings

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