Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

The Credit Union For All

Bloomington, IllinoisCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Money Market Maintenance Fee (if average daily balance falls below per month)$10Within the typical range ($5–$10 nationally)

$3 above the national medianAt the Illinois median

Inactive Checking for 180 days (balance under , fee is per month)$12

$7 above the national median$7 above the Illinois median

per month · Source

Returned Mail – per piece$10

$7.50 below the national median$10 below the Illinois median

per item · Source

Overdraft & NSFVerified

1st overdraft$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Illinois median
Source
1st overdraft (2nd and 3rd overdrafts (each))$30Within the typical range ($25–$33 nationally)
At the national medianAt the Illinois median
per item · Source

ATM & CardVerified

ATM Withdrawal (at any non-The Credit Union for All machine – hosting fee)$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.25 below the Illinois median
Source
ATM or Debit Card – Replacement$15Above the typical range ($5–$10 nationally)
$5 above the national median$5 above the Illinois median
Source

Wire TransfersVerified

Wire Transfer – Outgoing$30Above the typical range ($20–$25 nationally)
$5 above the national median$5 above the Illinois median
Source
Wire Transfer – Incoming$10Within the typical range ($5–$15 nationally)
At the national medianAt the Illinois median
Source
Wire Transfer – International$50Within the typical range ($40–$50 nationally)
At the national medianAt the Illinois median
Source

Check ServicesVerified

Cashier’s Check$3.50Within the typical range ($3–$6 nationally)
$1.50 below the national median$1.50 below the Illinois median
Source
Teller’s Checks (if less than and payable to third party – per check)$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Illinois median
per item · Source
All Other Money Orders$2.50Within the typical range ($1.50–$3 nationally)
$0.50 above the national median$0.25 above the Illinois median
Source
Money Order for 50+ Club Members$1.50Within the typical range ($1.50–$3 nationally)
$0.50 below the national median$0.75 below the Illinois median
Source
Stop Payment$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$5.50 above the Illinois median
Source
Check Cashing (Insufficient Account Balance)$3.50Below the typical range ($5–$10 nationally)
$1.50 below the national median$3.50 below the Illinois median
Source

Digital & ElectronicVerified

Online Bill Pay (Account inactive for 90 days)$7Within the typical range ($0–$9.95 nationally)
$4.50 above the national median$2.03 above the Illinois median
Source
Online Bill Pay (person-to-person)$3Within the typical range ($0–$9.95 nationally)
$0.50 above the national median$1.97 below the Illinois median
Source

Cash & DepositVerified

Returned Deposited Item (each)$25Within the typical range ($8–$25 nationally)
$10 above the national median$10 above the Illinois median
per item · Source

Account ServicesVerified

Notary Fee (for non-members – per stamp)$1Within the typical range ($0–$5 nationally)
$1.50 below the national medianAt the Illinois median
per item · Source
Garnishments, Citations, Tax Levy and Child Support Collections$35Within the typical range ($30–$90 nationally)
$15 below the national median$40 below the Illinois median
Source
Verification of Deposit Request$2.50Below the typical range ($5–$15 nationally)
$7.50 below the national median$7.50 below the Illinois median
Source

Lending FeesVerified

Loan Origination Fee: Consumer Loan – Secured$50Within the typical range ($20–$75 nationally)
$20 above the national median
Source
Loan Origination Fee: Consumer Loan – Unsecured$25Within the typical range ($20–$75 nationally)
$5 below the national median
Source
Loan Origination Fee: Second Mortgage and HELOC$200Above the typical range ($20–$75 nationally)
$170 above the national median
Source

Retirement & IRAVerified

IRA Transfer Request (to another trustee or custodian)$10Below the typical range ($25–$35 nationally)
$15 below the national median$16.50 below the Illinois median
Source

Gift & Prepaid CardsVerified

The Credit Union for All Visa Travel Prepaid Debit Card -Reloadable$6Above the typical range ($3–$4.95 nationally)
$2.50 above the national median$2.50 above the Illinois median
Source
Visa Gift Card (non-reloadable)$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median$1.50 above the Illinois median
Source

Other FeesVerified

Statement Copy/Tax Form Copy$3Within the typical range ($2–$5 nationally)
At the national median$1 above the Illinois median
Source
Skip-A-Pay (per skipped payment for loans with payments over $250)$40Within the typical range ($25–$100 nationally)
$2.50 above the national median$5 above the Illinois median
Source
Skip-A-Pay (per skipped payment for loans with payments under $250)$30Within the typical range ($25–$100 nationally)
$7.50 below the national median$5 below the Illinois median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Money Market Maintenance Fee (if average daily balance falls below per month)	$10Within the typical range ($5–$10 nationally)	$3 above the national medianAt the Illinois median	per month	—	Source
Inactive Checking for 180 days (balance under , fee is per month)	$12Above the typical range ($5–$10 nationally)	$7 above the national median$7 above the Illinois median	per month	—	Source
Returned Mail – per piece	$10Below the typical range ($11–$25 nationally)	$7.50 below the national median$10 below the Illinois median	per item	—	Source
Overdraft & NSFVerified
1st overdraft	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Illinois median	—	—	Source
1st overdraft (2nd and 3rd overdrafts (each))	$30
ATM & CardVerified
ATM Withdrawal (at any non-The Credit Union for All machine – hosting fee)	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.25 below the Illinois median	—	—	Source
ATM or Debit Card – Replacement	$15
Wire TransfersVerified
Wire Transfer – Outgoing	$30Above the typical range ($20–$25 nationally)	$5 above the national median$5 above the Illinois median	—	—	Source
Wire Transfer – Incoming	$10
Check ServicesVerified
Cashier’s Check	$3.50Within the typical range ($3–$6 nationally)	$1.50 below the national median$1.50 below the Illinois median	—	—	Source
Teller’s Checks (if less than and payable to third party – per check)	$2
Digital & ElectronicVerified
Online Bill Pay (Account inactive for 90 days)	$7Within the typical range ($0–$9.95 nationally)	$4.50 above the national median$2.03 above the Illinois median	—	—	Source
Online Bill Pay (person-to-person)	$3
Cash & DepositVerified
Returned Deposited Item (each)	$25Within the typical range ($8–$25 nationally)	$10 above the national median$10 above the Illinois median	per item	—	Source
Account ServicesVerified
Notary Fee (for non-members – per stamp)	$1Within the typical range ($0–$5 nationally)	$1.50 below the national medianAt the Illinois median	per item	—	Source
Garnishments, Citations, Tax Levy and Child Support Collections	$35
Lending FeesVerified
Loan Origination Fee: Consumer Loan – Secured	$50Within the typical range ($20–$75 nationally)	$20 above the national median	—	—	Source
Loan Origination Fee: Consumer Loan – Unsecured	$25
Retirement & IRAVerified
IRA Transfer Request (to another trustee or custodian)	$10Below the typical range ($25–$35 nationally)	$15 below the national median$16.50 below the Illinois median	—	—	Source
Gift & Prepaid CardsVerified
The Credit Union for All Visa Travel Prepaid Debit Card -Reloadable	$6Above the typical range ($3–$4.95 nationally)	$2.50 above the national median$2.50 above the Illinois median	—	—	Source
Visa Gift Card (non-reloadable)	$5
Other FeesVerified
Statement Copy/Tax Form Copy	$3Within the typical range ($2–$5 nationally)	At the national median$1 above the Illinois median	—	—	Source
Skip-A-Pay (per skipped payment for loans with payments over $250)	$40

Against Illinois credit unions

Overdraft
$30.00
Of 29 others that publish it, 16 lower, 8 the same and 5 higher.

See every headline fee against its local competitors

Fee change alerts

Get an email when The Credit Union For All changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

31 verified fees collected

Headline fees published

10 of 15

Published fees

Under review

Assets

$89.6M

Work at The Credit Union For All? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$89.6M

Total deposits

$82.1M

Service charge income (year to date)

$184K

Fee income ratio

6.9%

Return on assets

0.40%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 66,804 published fee entries from 3,618 institutions

See pricing