Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Volt Federal Credit Union

Springfield, MissouriCredit UnionSt. Louis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Minimum Balance Fee, each month minimum average$10Within the typical range ($5–$10 nationally)

$3 above the national median$5 above the Missouri median

Dormant/Inactive Fee, per quarter$10

$5 above the national median$5 above the Missouri median

per quarter · Source

Account Research/Reconciliation, per hour$20

$2.50 above the national median$2.50 above the Missouri median

Source

Bad Address Fee$5

$12.50 below the national median$12.50 below the Missouri median

Knox extract.rules v31 categorized a line held for review from Rosetta artifact #10484. canonical_hint=account_research; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Bad Address Fee | $5.00" · Source

Paper Statement Fee, per month$2

$1 below the national median$1 below the Missouri median

per month · Source

Overdraft & NSFVerified

Courtesy Pay, applies to overdrafts by check$28Within the typical range ($25–$33 nationally)
$2 below the national median$1.25 below the Missouri median
Source
Non-sufficient funds, per item presentment$28Within the typical range ($25–$32 nationally)
$2 below the national medianAt the Missouri median
per item · Source
Overdraft Transfer, each after 2 per month$1Below the typical range ($2.50–$5 nationally)
$4 below the national median$4 below the Missouri median
per item · Source

ATM & CardVerified

ATM Balance Inquiries$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Missouri median
Source
ATM Withdrawals, after 6/month$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.50 below the Missouri median
Source
Replacement Plastic Cards$7Within the typical range ($5–$10 nationally)
$3 below the national median$3 below the Missouri median
Source

Wire TransfersVerified

Wire Transfers, domestic$25Within the typical range ($20–$25 nationally)
At the national medianAt the Missouri median
Source
Wire Transfers, international$50Within the typical range ($40–$50 nationally)
At the national medianAt the Missouri median
Source

Check ServicesVerified

Stop Payments, check or ACH, single or series$22Within the typical range ($20–$30 nationally)
$5.50 below the national median$6 below the Missouri median
Source
Temporary Checks, per sheet$1Within the typical range ($1–$4 nationally)
$1 below the national medianAt the Missouri median
per item · Source
Collection Item$20Within the typical range ($10–$25 nationally)
At the national medianAt the Missouri median
Source
Collection Item, in person presentment$10Within the typical range ($10–$25 nationally)
$10 below the national median$10 below the Missouri median
Source
Check Copies$2Within the typical range ($2–$5 nationally)
$1 below the national medianAt the Missouri median
Source

Digital & ElectronicVerified

Bill Pay, per month$0Within the typical range ($0–$9.95 nationally)
$2.50 below the national median$5 below the Missouri median
per month · Source

Cash & DepositVerified

Deposit Items Returned, per item presentment$25Within the typical range ($8–$25 nationally)
$10 above the national median$15 above the Missouri median
per item · Source

Account ServicesVerified

Garnishment$20Below the typical range ($30–$90 nationally)
$30 below the national median$30 below the Missouri median
Source
Verification of Deposit (same day)$5Within the typical range ($5–$15 nationally)
$5 below the national median$5 below the Missouri median
Source

Retirement & IRAVerified

IRA Annual Fee$15Within the typical range ($10–$25 nationally)
At the national median
per year · Source
IRA Closure within 12 months of opening$15Below the typical range ($25–$35 nationally)
$10 below the national median$35 below the Missouri median
Source

Other FeesVerified

Document/Statement Copies$5Within the typical range ($2–$5 nationally)
$2 above the national median$3 above the Missouri median
Source
Lien Release Copy$10Below the typical range ($25–$100 nationally)
$27.50 below the national median$5 below the Missouri median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Minimum Balance Fee, each month minimum average	$10Within the typical range ($5–$10 nationally)	$3 above the national median$5 above the Missouri median	per month	—	Source
Dormant/Inactive Fee, per quarter	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Missouri median	per quarter	—	Source
Account Research/Reconciliation, per hour	$20Within the typical range ($11–$25 nationally)	$2.50 above the national median$2.50 above the Missouri median	—	—	Source
Bad Address Fee	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$12.50 below the Missouri median	—	Knox extract.rules v31 categorized a line held for review from Rosetta artifact #10484. canonical_hint=account_research; text_hash=4a36a0ca626ab1ed590b666bd3be507eef0cf0fbe02bef788c809f40a78de4d4; excerpt="Bad Address Fee \| $5.00"	Source
Paper Statement Fee, per month	$2Within the typical range ($2–$4.76 nationally)	$1 below the national median$1 below the Missouri median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay, applies to overdrafts by check	$28Within the typical range ($25–$33 nationally)	$2 below the national median$1.25 below the Missouri median	—	—	Source
Non-sufficient funds, per item presentment	$28
ATM & CardVerified
ATM Balance Inquiries	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.50 below the Missouri median	—	—	Source
ATM Withdrawals, after 6/month	$1
Wire TransfersVerified
Wire Transfers, domestic	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Missouri median	—	—	Source
Wire Transfers, international	$50
Check ServicesVerified
Stop Payments, check or ACH, single or series	$22Within the typical range ($20–$30 nationally)	$5.50 below the national median$6 below the Missouri median	—	—	Source
Temporary Checks, per sheet	$1
Digital & ElectronicVerified
Bill Pay, per month	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national median$5 below the Missouri median	per month	—	Source
Cash & DepositVerified
Deposit Items Returned, per item presentment	$25Within the typical range ($8–$25 nationally)	$10 above the national median$15 above the Missouri median	per item	—	Source
Account ServicesVerified
Garnishment	$20Below the typical range ($30–$90 nationally)	$30 below the national median$30 below the Missouri median	—	—	Source
Verification of Deposit (same day)	$5
Retirement & IRAVerified
IRA Annual Fee	$15Within the typical range ($10–$25 nationally)	At the national median	per year	—	Source
IRA Closure within 12 months of opening	$15
Other FeesVerified
Document/Statement Copies	$5Within the typical range ($2–$5 nationally)	$2 above the national median$3 above the Missouri median	—	—	Source
Lien Release Copy	$10

Against Missouri credit unions

Overdraft
$28.00
Of 27 others that publish it, 12 lower, 6 the same and 9 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

26 verified fees collected

Headline fees published

11 of 15

Published fees

Under review

Assets

$85.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$85.8M

Total deposits

$78.0M

Service charge income (year to date)

$196K

Fee income ratio

7.3%

Return on assets

-0.91%

Financial profile · Pro

Performance from regulator filings

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