vs. U.S. typical range:LowerTypicalHigher
$5 below the national median$6.50 below the Illinois median
per month · Source
$3 above the national median$1.50 above the Illinois median
per month · Source
$2 above the national median$2 above the Illinois median
per month · Source
$7.50 below the national median$10 below the Illinois median
per month · Source
$9 above the national median$9 above the Illinois median
per item · Source
$4 above the national median$4 above the Illinois median
per item · Source
$9 above the national median$9 above the Illinois median
per transaction · Source
$2 above the national median$2 above the Illinois median
per item · Source
$5 above the national median$5 above the Illinois median
per item · Source
$25 above the national median$20 above the Illinois median
$5 above the national median$5 above the Illinois median
per item · Source
$5 below the national median$5 below the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
At the national medianAt the Illinois median
per item · Source
$1 above the national median$0.75 above the Illinois median
per item · Source
$6.50 above the national median$4.50 above the Illinois median
per item · Source
$1.50 above the national median$0.50 below the Illinois median
per item · Source
$2 above the national median$1 above the Illinois median
per item · Source
At the national medianAt the Illinois median
per transaction · Source
$9 above the national median$4 above the Illinois median
per item · Source
$7.50 above the national median$5.03 above the Illinois median
per month · Source
At the national median$25 below the Illinois median
$10 above the national median$10 above the Illinois median
At the national median$1.50 below the Illinois median
$0.50 below the national median$0.50 below the Illinois median
per item · Source
$1.50 above the national median$1.50 above the Illinois median
$2 above the national median$3 above the Illinois median
per month · Source
$12.50 above the national median$15 above the Illinois median
per item · Knox extract.rules v30 categorized a line held for review from Rosetta artifact #5932. canonical_hint=other_lending_fee; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Consumer Loan Document Fee | $ 50.00 per loan issued" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Minimum Balance fee | $2Below the typical range ($5–$10 nationally) | $5 below the national median$6.50 below the Illinois median | per month | — | Source |
| Money market Below Minimum Balance Fee | $10Within the typical range ($5–$10 nationally) | $3 above the national median$1.50 above the Illinois median | per month | — | Source |
| Dormant Account Fee (after 12 months of no activity) | $7Within the typical range ($5–$10 nationally) | $2 above the national median$2 above the Illinois median | per month | — | Source |
| Bad Address / Returned Mail | $10Below the typical range ($11.75–$25 nationally) | $7.50 below the national median$10 below the Illinois median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay for Overdrafts/Negative Balance (opt-in) | $39Above the typical range ($25–$33 nationally) | $9 above the national median$9 above the Illinois median | per item | — | Source |
| Insufficient Funds (NSF) Fee | $34 | ||||
ATM & CardVerified | |||||
| Replacement for Lost or Damaged Debit/Credit Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| Debit Card Expedite Fee | $65 | ||||
Wire TransfersVerified | |||||
| Domestic Wire-Out Transfer | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Illinois median | per item | — | Source |
| Incoming wires | $5 | ||||
Check ServicesVerified | |||||
| CU Draft (cashier’s check) made out to third party | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| ACH Origination Fee (one-time, non-recurring transactions) | $10Within the typical range ($5–$20 nationally) | At the national medianAt the Illinois median | per transaction | — | Source |
| ACH Return Reversal Fee | $34 | ||||
Account ServicesVerified | |||||
| Legal items (garnish, discovery of assets, subpoena, etc.) | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the Illinois median | — | — | Source |
Lending FeesVerified | |||||
| Late Payment Fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$10 above the Illinois median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Account closing processing fee | $25Within the typical range ($25–$35 nationally) | At the national median$1.50 below the Illinois median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| CU Money Card Reload | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$0.50 below the Illinois median | per item | — | Source |
| VISA Gift Card/Travel Card/CU Money Card | $5 | ||||
Other FeesVerified | |||||
| Statement Reprint | $5Within the typical range ($2–$5 nationally) | $2 above the national median$3 above the Illinois median | per month | — | Source |
| Consumer Loan Document Fee | $50 | ||||
Overdraft
$39.00
Of 29 others that publish it, 28 lower and 1 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$39
Headline fees published
10 of 15
Published fees
28
Under review
0
Assets
$45.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$45.5M
Total deposits
$38.5M
Service charge income (year to date)
$88K
Fee income ratio
7.3%
Return on assets
-0.02%
Financial profile · Pro
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| $4 above the national median$4 above the Illinois median |
| per item |
| — |
| Source |
| NSF Opt-in transaction | $39Above the typical range ($25–$32 nationally) | $9 above the national median$9 above the Illinois median | per transaction | — | Source |
| Overdraft Transfer between Accounts (or sub-accts) | $7Above the typical range ($2.50–$5 nationally) | $2 above the national median$2 above the Illinois median | per item | — | Source |
| $25 above the national median$20 above the Illinois median |
| — |
| — |
| Source |
| $5 below the national median$5 below the Illinois median |
| per item |
| — |
| Source |
| International Wire-Out Transfer | $50Within the typical range ($40–$50 nationally) | At the national medianAt the Illinois median | per item | — | Source |
| $1 above the national median$0.75 above the Illinois median |
| per item |
| — |
| Source |
| Stop Payment of CU Draft (refund may take up to 30 days) | $34Above the typical range ($20–$30 nationally) | $6.50 above the national median$4.50 above the Illinois median | per item | — | Source |
| Stop Payment of Member Check | $29Within the typical range ($20–$30 nationally) | $1.50 above the national median$0.50 below the Illinois median | per item | — | Source |
| Copy of Paid Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1 above the Illinois median | per item | — | Source |
| $9 above the national median$4 above the Illinois median |
| per item |
| — |
| Source |
| Inactive Bill Pay (no activity for 90 days or more) | $10Above the typical range ($0–$9.95 nationally) | $7.50 above the national median$5.03 above the Illinois median | per month | — | Source |
| $1.50 above the national median$1.50 above the Illinois median |
| — |
| — |
| Source |
| $12.50 above the national median$15 above the Illinois median |
| per item |
| Knox extract.rules v30 categorized a line held for review from Rosetta artifact #5932. canonical_hint=other_lending_fee; text_hash=79c9e643b46d6cb639e2ca1b8ecb2c660716473b7a7c04c3dcb55a9ccd9a8c63; excerpt="Consumer Loan Document Fee | $ 50.00 per loan issued" |
| Source |