vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Minnesota median
$2.50 below the national median$5 below the Minnesota median
$7.50 below the national median$10 below the Minnesota median
At the national medianAt the Minnesota median
At the national median$1 above the Minnesota median
At the national medianAt the Minnesota median
per item · Source
$5 above the national median$5 above the Minnesota median
$5 below the national median$5 below the Minnesota median
$5 below the national median$5 below the Minnesota median
At the national medianAt the Minnesota median
$2.50 above the national median$5 above the Minnesota median
$1 below the national medianAt the Minnesota median
At the national median$2.50 below the Minnesota median
$2 above the national median$1.75 above the Minnesota median
$5 above the national median$5 above the Minnesota median
$5 above the national median$10 above the Minnesota median
$2.50 above the national median$2.75 above the Minnesota median
$130 above the national median$130 above the Minnesota median
$30 below the national median$30 below the Minnesota median
$5 above the national median$5 above the Minnesota median
$20 below the national median$20 below the Minnesota median
$15 above the national median$15 above the Minnesota median
$5 below the national median$5 below the Minnesota median
$35 below the national median$52.50 below the Minnesota median
$15 below the national median$16.25 below the Minnesota median
per month · Source
$5 above the national median$3.75 above the Minnesota median
$0.45 above the national medianAt the Minnesota median
At the national medianAt the Minnesota median
$12.50 below the national median$10 below the Minnesota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactive account fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| Research fee | $15Within the typical range ($11.38–$25 nationally) | $2.50 below the national median$5 below the Minnesota median | — | — | Source |
| Share Draft reconciliation (per hour - 1 hour minimum) | $10Below the typical range ($11.38–$25 nationally) | $7.50 below the national median$10 below the Minnesota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| NSF preauthorized withdrawal | $30 | ||||
ATM & CardVerified | |||||
| Card replacement fee (per card) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| Rush plastics replacement card | $45 | ||||
Wire TransfersVerified | |||||
| Domestic wire out | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Minnesota median | — | — | Source |
| Incoming wire | $5 | ||||
Check ServicesVerified | |||||
| Official check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| Stop payment (single item) | $30 | ||||
Digital & ElectronicVerified | |||||
| ACH origination change fee | $15Within the typical range ($5–$20 nationally) | $5 above the national median$5 above the Minnesota median | — | — | Source |
Cash & DepositVerified | |||||
| Returned deposit item | $20Within the typical range ($8–$25 nationally) | $5 above the national median$10 above the Minnesota median | — | — | Source |
Account ServicesVerified | |||||
| Non-member notary service | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$2.75 above the Minnesota median | — | — | Source |
| Drilling of box | $175 | ||||
Lending FeesVerified | |||||
| Late payment (per month) | $5Below the typical range ($10–$25 nationally) | $15 below the national median$16.25 below the Minnesota median | per month | — | Source |
| Loan late fee (after 10 days delinquent) | $25 | ||||
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3.95Within the typical range ($3–$4.95 nationally) | $0.45 above the national medianAt the Minnesota median | — | — | Source |
Other FeesVerified | |||||
| Statement copies/mailed copies | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Minnesota median | — | — | Source |
| Personal loan application fee (for new loans $1,000 or less; or adding on to an existing NCU loan) | $25 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
29
Under review
0
Assets
$175.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$175.2M
Total deposits
$154.7M
Service charge income (year to date)
$442K
Fee income ratio
6.0%
Return on assets
1.35%
Financial profile · Pro
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| At the national median$1 above the Minnesota median |
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| $5 above the national median$5 above the Minnesota median |
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| $5 below the national median$5 below the Minnesota median |
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| $2.50 above the national median$5 above the Minnesota median |
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| Source |
| Counter checks | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Minnesota median | — | — | Source |
| Non-member check cashing | $5Within the typical range ($5–$10 nationally) | At the national median$2.50 below the Minnesota median | — | — | Source |
| Photocopy of draft | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.75 above the Minnesota median | — | — | Source |
| $130 above the national median$130 above the Minnesota median |
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| Source |
| Lost key | $15Below the typical range ($30–$70 nationally) | $30 below the national median$30 below the Minnesota median | — | — | Source |
| Safe Deposit Box 3 x 10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 above the Minnesota median | — | — | Source |
| Safe Deposit Box 3 x 5 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$20 below the Minnesota median | — | — | Source |
| Safe Deposit Box 5 x 10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$15 above the Minnesota median | — | — | Source |
| Safe Deposit Box 5 x 5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$5 below the Minnesota median | — | — | Source |
| Levy/Garnishment fee | $15Below the typical range ($30–$90 nationally) | $35 below the national median$52.50 below the Minnesota median | — | — | Source |
| $5 above the national median$3.75 above the Minnesota median |
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| Source |
| $12.50 below the national median$10 below the Minnesota median |
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| Source |