vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Michigan median
per month · Source
$12.50 below the national median$13.75 below the Michigan median
per month · Source
$9.50 above the national median$8.25 above the Michigan median
$3 below the national median$2 below the Michigan median
per item · Source
$3 below the national median$2 below the Michigan median
$5 below the national median$2.50 below the Michigan median
At the national median$2 above the Michigan median
$5 above the national median$7 above the Michigan median
per item · Source
At the national median$2 above the Michigan median
per item · Source
At the national medianAt the Michigan median
$0.50 below the national medianAt the Michigan median
$9.50 below the national median$9 below the Michigan median
$2 above the national median$2 above the Michigan median
per item · Source
At the national medianAt the Michigan median
per item · Source
$2.50 below the national median$3 below the Michigan median
—
At the national medianAt the Michigan median
$5 above the national median$6 above the Michigan median
At the national medianAt the Michigan median
$5 below the national median$9 below the Michigan median
$15 below the national median$19 below the Michigan median
$25 below the national median$29 below the Michigan median
$55 above the national median$51 above the Michigan median
$5 above the national median$1 above the Michigan median
$15 above the national median$11 above the Michigan median
$25 above the national median$25 above the Michigan median
$5 above the national medianAt the Michigan median
$0.50 below the national median$1 below the Michigan median
$1 below the national median$1 below the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| If an account has been inactive after a period of one year, the credit union will charge a monthly fee until su | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| /month | Bad Address | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$13.75 below the Michigan median | per month | — | Source |
| Account Research | $27Above the typical range ($12–$25 nationally) | $9.50 above the national median$8.25 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Member Privilege Overdraft Protection, per item paid | $27Within the typical range ($25–$33 nationally) | $3 below the national median$2 below the Michigan median | per item | — | Source |
| NSF Check Return Fee (waived in Thrive Checking accounts) | $27 | ||||
ATM & CardVerified | |||||
| Card Replacement | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Cashier's Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Non-Member Cashier's Check Fee | $10 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$3 below the Michigan median | — | — | Source |
Cash & DepositVerified | |||||
| Coin Counting | 2% | — | — | — | Source |
| Coin Counting, Free for Kids Club Member or for amounts less than | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Michigan median | — | ||
Account ServicesVerified | |||||
| 3 x 5 x 24 (available only at Dartmouth) | $40Within the typical range ($30–$70 nationally) | $5 below the national median$9 below the Michigan median | — | — | Source |
| 3 x 5 x 24 (available only at Dartmouth) | $30 | ||||
Lending FeesVerified | |||||
| Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1 below the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement Copies/Account History - Fee | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Michigan median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
6 of 15
Published fees
28
Under review
0
Assets
$905.4M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$905.4M
Total deposits
$779.5M
Service charge income (year to date)
$3.2M
Fee income ratio
9.0%
Return on assets
0.72%
Financial profile · Pro
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| $3 below the national median$2 below the Michigan median |
| — |
| — |
| Source |
| $5 above the national median$7 above the Michigan median |
| per item |
| — |
| Source |
| Non-Member Cashier's Check Fee | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | per item | — | Source |
| Money Order | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Stop Payment - In Person | $27Within the typical range ($20–$30 nationally) | $0.50 below the national medianAt the Michigan median | — | — | Source |
| Stop Payment - Online | $18Below the typical range ($20–$30 nationally) | $9.50 below the national median$9 below the Michigan median | — | — | Source |
| Starter Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Michigan median | per item | — | Source |
| Non-Member On-Us Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per item | — | Source |
| — |
| Source |
| Cash Advance with non-MFCU VISA | $10Within the typical range ($2–$10 nationally) | $5 above the national median$6 above the Michigan median | — | — | Source |
| Returned Deposit | $15Within the typical range ($8–$25 nationally) | At the national medianAt the Michigan median | — | — | Source |
| $15 below the national median$19 below the Michigan median |
| — |
| — |
| Source |
| Duplicate Key for Safe Deposit Box | $20Below the typical range ($30–$70 nationally) | $25 below the national median$29 below the Michigan median | — | — | Source |
| Safe Deposit Box 10 x 10 x 24 | $100Above the typical range ($30–$70 nationally) | $55 above the national median$51 above the Michigan median | — | — | Source |
| Safe Deposit Box 3 x 10 x 24 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$1 above the Michigan median | — | — | Source |
| Safe Deposit Box 5 x 10 x 24 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$11 above the Michigan median | — | — | Source |
| Garnishment or Levy | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |