Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Montcalm Public Employees Federal Credit Union

Edmore, MichiganCredit UnionChicago Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Closed Account Fee$5Below the typical range ($10–$25 nationally)

Knox extract.rules v16 categorized a line held for review from Rosetta artifact #4656. canonical_hint=early_closure; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Closed Account Fee: $5.00" · Source

Account reconciliation fee$10

$7.50 below the national median$8.75 below the Michigan median

Source

Overdraft & NSFVerified

NSF Fee$20Below the typical range ($25–$32 nationally)
$10 below the national median$9 below the Michigan median
per item · Source
Overdraft transfer fee$3Within the typical range ($2.50–$5 nationally)
$2 below the national median$0.50 below the Michigan median
per item · Source

ATM & CardVerified

ATM Withdrawals$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national median$0.85 below the Michigan median
per item · Source
Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Michigan median
per item · Source

Check ServicesVerified

Stop payment fee$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$7 below the Michigan median
per item · Source
Non Member Check Cashing$5Within the typical range ($5–$10 nationally)
At the national medianAt the Michigan median
per item · Source
Copy of paid draft$3Within the typical range ($2–$5 nationally)
At the national median$0.50 below the Michigan median
per item · Source

Other FeesVerified

Statement copy fee$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Michigan median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Closed Account Fee	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$5 below the Michigan median	—	Knox extract.rules v16 categorized a line held for review from Rosetta artifact #4656. canonical_hint=early_closure; text_hash=b7a5ed96947b2250a51bd7f223056dd0e4d512bc31e57c24175ba6b40ec03b94; excerpt="Closed Account Fee: $5.00"	Source
Account reconciliation fee	$10Below the typical range ($11–$25 nationally)	$7.50 below the national median$8.75 below the Michigan median	—	—	Source
Overdraft & NSFVerified
NSF Fee	$20Below the typical range ($25–$32 nationally)	$10 below the national median$9 below the Michigan median	per item	—	Source
Overdraft transfer fee	$3
ATM & CardVerified
ATM Withdrawals	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national median$0.85 below the Michigan median	per item	—	Source
Card Replacement Fee	$5
Check ServicesVerified
Stop payment fee	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$7 below the Michigan median	per item	—	Source
Non Member Check Cashing	$5
Other FeesVerified
Statement copy fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Michigan median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

33% below the national median NSF fee

10 verified fees collected

Headline fees published

5 of 15

Published fees

Under review

Assets

$26.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$26.9M

Total deposits

$22.3M

Service charge income (year to date)

$17K

Fee income ratio

2.8%

Return on assets

1.30%

Financial profile · Pro

Performance from regulator filings

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