vs. U.S. typical range:LowerTypicalHigher
$6 above the national median$5.02 above the Georgia median
per month · Source
At the national median$0.98 below the Georgia median
per month · Source
$6 below the national median$6.98 below the Georgia median
per month · Source
$7.50 below the national medianAt the Georgia median
At the national medianAt the Georgia median
per month · Source
$2.50 above the national median$5 above the Georgia median
$12.50 below the national median$10 below the Georgia median
$12.50 below the national median$10 below the Georgia median
$2 above the national medianAt the Georgia median
per transaction · Source
$2 above the national medianAt the Georgia median
per item · Source
At the national median$0.50 above the Georgia median
At the national medianAt the Georgia median
$5 below the national medianAt the Georgia median
At the national medianAt the Georgia median
At the national medianAt the Georgia median
$4.50 above the national medianAt the Georgia median
$1 below the national median$2 below the Georgia median
per item · Source
$1 below the national median$2 below the Georgia median
per item · Source
At the national medianAt the Georgia median
$2 above the national median$2 above the Georgia median
$15 below the national median$15 below the Georgia median
$5 below the national median$5 below the Georgia median
—
$12 above the national median$17 above the Georgia median
per item · Institution’s schedule
At the national medianAt the Georgia median
$27.50 below the national median$22.50 below the Georgia median
$5.50 below the national median$0.50 below the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| E-Checking Monthly Maintenance | $12Above the typical range ($4–$10 nationally) | $6 above the national median$5.02 above the Georgia median | per month | — | Source |
| Monthly Service Charge | $6Within the typical range ($4–$10 nationally) | At the national median$0.98 below the Georgia median | per month | — | Source |
| Prestige Draft Account Monthly Maintenance | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.98 below the Georgia median | per month | — | Source |
| Club Account Early Withdrawal | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Georgia median | — | — | Source |
| Inactive Account Fee (Monthly until account is brought back active, closed or escheated) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per month | — | Source |
| Account Research (Per Hour / one hour minimum) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Georgia median | — | — | Source |
| Money Market - Excessive withdrawal fee after six withdrawals per month | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | — | — | Source |
| Return Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege (Per Transaction) | $32Within the typical range ($25–$33 nationally) | $2 above the national medianAt the Georgia median | per transaction | — | Source |
| NSF (Non-Sufficient Funds) for each presentment, including if the same item is presented | $32 | ||||
ATM & CardVerified | |||||
| ATM Withdrawal (We offer VISA ATM access) | $1.50Within the typical range ($1–$2.25 nationally) | At the national median$0.50 above the Georgia median | — | — | Source |
| Replacement Card | $10 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer (Outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Georgia median | — | — | Source |
| Incoming Wire | $10 | ||||
Check ServicesVerified | |||||
| Official Check to Third Party | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Stop Payment Request (Signature Required) | $32 | ||||
Account ServicesVerified | |||||
| Garnishment and Levy Processing | $35Within the typical range ($30–$87.50 nationally) | $15 below the national median$15 below the Georgia median | — | — | Source |
| Verification of Deposit | $5 | ||||
Lending FeesVerified | |||||
| Consumer Loan Late Payment Fee | 5% | — | — | — | Source |
| Skip Payment for each Loan | $32Above the typical range ($10–$25 nationally) | $12 above the national median$17 above the Georgia median | |||
Other FeesVerified | |||||
| Long Distance Fax | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Duplicate Lien Release | $10 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 166 others that publish it, 117 lower, 15 the same and 34 higher.
Monthly maintenance
$6.00
Of 91 others that publish it, 43 lower, 2 the same and 46 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
9 of 15
Published fees
26
Under review
0
Assets
$136.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$136.3M
Total deposits
$117.8M
Service charge income (year to date)
$452K
Fee income ratio
11.8%
Return on assets
0.66%
Financial profile · Pro
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| $2 above the national medianAt the Georgia median |
| per item |
| — |
| Source |
| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| At the national medianAt the Georgia median |
| — |
| — |
| Source |
| $4.50 above the national medianAt the Georgia median |
| — |
| — |
| Source |
| Counter Check | $1Within the typical range ($1–$4 nationally) | $1 below the national median$2 below the Georgia median | per item | — | Source |
| Counter Check (Three free when opening qualified account) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$2 below the Georgia median | per item | — | Source |
| Check Cashing (non-members) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Copy of Cancelled Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Georgia median | — | — | Source |
| $5 below the national median$5 below the Georgia median |
| — |
| — |
| Source |
| per item |
| — |
| Institution’s schedule |
| $27.50 below the national median$22.50 below the Georgia median |
| — |
| — |
| Source |
| Loan Modification | $32Within the typical range ($25–$100 nationally) | $5.50 below the national median$0.50 below the Georgia median | — | — | Source |