vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$5 below the Alabama median
$5 above the national median$4.51 above the Alabama median
$2.50 above the national median$5 above the Alabama median
$12.50 below the national median$10 below the Alabama median
At the national medianAt the Alabama median
At the national medianAt the Alabama median
At the national median$1.50 above the Alabama median
$0.50 above the national median$1 above the Alabama median
At the national medianAt the Alabama median
At the national median$5 above the Alabama median
$5 below the national median$7.50 below the Alabama median
$5 below the national median$5 below the Alabama median
$3 below the national median$3 below the Alabama median
$2.50 below the national median$4 below the Alabama median
$1 above the national median$1 above the Alabama median
At the national median$1.25 below the Alabama median
At the national median$1 above the Alabama median
per item · Source
$5 above the national median$5 above the Alabama median
$2.50 below the national median$4.22 below the Alabama median
per month · Source
At the national medianAt the Alabama median
$1.50 above the national median$2 above the Alabama median
per item · Source
$1 below the national medianAt the Alabama median
per item · Source
At the national median$1 above the Alabama median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closing Fee 2 | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Alabama median | — | — | Source |
| Inactive Account Fee (No activity for 12 mos. on accounts with less than ) 1 | $10Within the typical range ($5–$10 nationally) | $5 above the national median$4.51 above the Alabama median | — | — | Source |
| Account Reconciliation (per hour, minimum ) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Alabama median | — | — | Source |
| Bad Address (charged at close of calendar month) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Alabama median | — | — | Source |
Overdraft & NSFVerified | |||||
| Paid NSF Fees | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Alabama median | — | — | Source |
| NSF Fees | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM (ATMs not owned by FMCU) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Alabama median | — | — | Source |
| Replacement FMCU Debit Card | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfers Outgoing | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Alabama median | — | — | Source |
| Wire Transfers Incoming | $5 | ||||
Check ServicesVerified | |||||
| Official Check (Payable to Account Holder) | $0Below the typical range ($3–$6 nationally) | $5 below the national median$5 below the Alabama median | — | — | Source |
| Official Check (Payable to Third Party) | $2 | ||||
Digital & ElectronicVerified | |||||
| ACH Debit Return | $30Within the typical range ($15–$30 nationally) | $5 above the national median$5 above the Alabama median | — | — | Source |
| Electronic Bill Payment Fee (Per Month) | $0 | ||||
Account ServicesVerified | |||||
| Levy/Garnishment processing | $50Within the typical range ($30–$89.38 nationally) | At the national medianAt the Alabama median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Cards (per Card activation) | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$2 above the Alabama median | per item | — | Source |
Other FeesVerified | |||||
| Credit Card Statement Copy Fee (Per Page) | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Alabama median | per item | — | Source |
| Statement Copy Fee | $3 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 166 others that publish it, 67 lower, 48 the same and 51 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
23
Under review
0
Assets
$224.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$224.1M
Total deposits
$201.7M
Service charge income (year to date)
$694K
Fee income ratio
11.8%
Return on assets
0.18%
Financial profile · Pro
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| At the national medianAt the Alabama median |
| — |
| — |
| Source |
| Overdraft Transfer Fees | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Alabama median | — | — | Source |
| At the national medianAt the Alabama median |
| — |
| — |
| Source |
| $5 below the national median$7.50 below the Alabama median |
| — |
| — |
| Source |
| $3 below the national median$3 below the Alabama median |
| — |
| — |
| Source |
| Stop Payment (ACH or Check) | $25Within the typical range ($20–$30 nationally) | $2.50 below the national median$4 below the Alabama median | — | — | Source |
| Counter Check (Sheet of 4) | $3Within the typical range ($1–$4 nationally) | $1 above the national median$1 above the Alabama median | — | — | Source |
| Collection Item Processing | $20Within the typical range ($10–$25 nationally) | At the national median$1.25 below the Alabama median | — | — | Source |
| Check Copies (each) | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Alabama median | per item | — | Source |
| $2.50 below the national median$4.22 below the Alabama median |
| per month |
| — |
| Source |
| At the national median$1 above the Alabama median |
| — |
| — |
| Source |