vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1 above the Michigan median
per month · Source
$3 above the national median$5 above the Michigan median
$32.50 above the national median$31.25 above the Michigan median
$2.50 above the national median$1.25 above the Michigan median
$1 below the national median$0.50 below the Michigan median
At the national median$0.50 above the Michigan median
$10 below the national median$9 below the Michigan median
per item · Source
$2 below the national medianAt the Michigan median
per item · Source
$0.50 below the national median$0.85 below the Michigan median
At the national median$2.50 above the Michigan median
$20 below the national median$15 below the Michigan median
per item · 2-day delivery · Institution’s schedule
$20 below the national median$15 below the Michigan median
—
per transaction · Source
At the national median$5 above the Michigan median
$3 below the national median$1 below the Michigan median
At the national medianAt the Michigan median
$1 below the national median$1.50 below the Michigan median
$50 above the national median$46 above the Michigan median
At the national median$4 below the Michigan median
$15 below the national median$19 below the Michigan median
$15 above the national median$11 above the Michigan median
$155 above the national median$151 above the Michigan median
$35 below the national median$39 below the Michigan median
$25 below the national median$25 below the Michigan median
At the national medianAt the Michigan median
At the national median$5 below the Michigan median
$0.50 below the national median$1 below the Michigan median
$2 above the national median$2 above the Michigan median
$87.50 above the national median$83.75 above the Michigan median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market Account (Below Minimum Balance) | $6Within the typical range ($5–$10 nationally) | $1 below the national median$1 above the Michigan median | per month | — | Source |
| Savings Balance Below Minimum (below $100.00 minimum) | $10Within the typical range ($5–$10 nationally) | $3 above the national median$5 above the Michigan median | — | — | Source |
| Account Research | $50Above the typical range ($11–$25 nationally) | $32.50 above the national median$31.25 above the Michigan median | — | — | Source |
| Mortgage Loan Payoff Fax Fee | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$1.25 above the Michigan median | — | — | Source |
| Paper Statement (Mailed) | $2Within the typical range ($2–$4.76 nationally) | $1 below the national median$0.50 below the Michigan median | — | — | Source |
| Paper Statement Customized (Large Print, Black Bars, Two Columns) | $3Within the typical range ($2–$4.76 nationally) | At the national median$0.50 above the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds (NSF) – Excluding Debit Card Transactions | $20Below the typical range ($25–$32 nationally) | $10 below the national median$9 below the Michigan median | per item | — | Source |
| Overdraft Transfer – Excluding Line of Credit Loans | $3 | ||||
ATM & CardVerified | |||||
| ATM Service Fee at Non-CO-OP Network Machines | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.85 below the Michigan median | — | — | Source |
| Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer-Foreign | $50Within the typical range ($40–$50 nationally) | At the national median$5 above the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$1 below the Michigan median | — | — | Source |
| Money Order | $2 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10X10 | $95Above the typical range ($30–$70 nationally) | $50 above the national median$46 above the Michigan median | — | — | Source |
| Safe Deposit Box 3X10 | $45 | ||||
Lending FeesVerified | |||||
| VISA Credit Card Late Payment | $20Within the typical range ($10–$25 nationally) | At the national median$5 below the Michigan median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Card | $3Within the typical range ($3–$4.95 nationally) | $0.50 below the national median$1 below the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Michigan median | — | — | Source |
| Subordination Agreement | $125 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
9 of 15
Published fees
28
Under review
0
Assets
$389.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$389.9M
Total deposits
$328.5M
Service charge income (year to date)
$733K
Fee income ratio
6.0%
Return on assets
1.20%
Financial profile · Pro
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| $2 below the national medianAt the Michigan median |
| per item |
| — |
| Source |
| At the national median$2.50 above the Michigan median |
| — |
| — |
| Source |
| Rush Card Order | $20Below the typical range ($30–$50 nationally) | $20 below the national median$15 below the Michigan median | per item | 2-day delivery | Institution’s schedule |
| Rush Card Order (2-day) | $20Below the typical range ($30–$50 nationally) | $20 below the national median$15 below the Michigan median | — | — | Source |
| Foreign Transaction Fee | 1%of the transaction | — | per transaction | — | Source |
| At the national medianAt the Michigan median |
| — |
| — |
| Source |
| Check Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.50 below the Michigan median | — | — | Source |
| At the national median$4 below the Michigan median |
| — |
| — |
| Source |
| Safe Deposit Box 3X5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$19 below the Michigan median | — | — | Source |
| Safe Deposit Box 5X10 | $60Within the typical range ($30–$70 nationally) | $15 above the national median$11 above the Michigan median | — | — | Source |
| Safe Deposit Box Drilling | $200Above the typical range ($30–$70 nationally) | $155 above the national median$151 above the Michigan median | — | — | Source |
| Safe Deposit Box Key Replacement | $10Below the typical range ($30–$70 nationally) | $35 below the national median$39 below the Michigan median | — | — | Source |
| Garnishment/Levy | $25Below the typical range ($30–$90 nationally) | $25 below the national median$25 below the Michigan median | — | — | Source |
| Account Verification Request Form | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Michigan median | — | — | Source |
| $87.50 above the national median$83.75 above the Michigan median |
| — |
| — |
| Source |