vs. U.S. typical range:LowerTypicalHigher
$3 above the national median$5 above the Michigan median
per month · Source
$12.50 below the national median$5 below the Michigan median
$7.50 below the national medianAt the Michigan median
one time · Only if reopened within 90 days · Source
At the national medianAt the Michigan median
per month · Source
$7.50 above the national median$5 above the Michigan median
$12.50 below the national median$15 below the Michigan median
per month · Source
$0.50 below the national medianAt the Michigan median
$2 below the national median$1 below the Michigan median
$2 below the national median$1 below the Michigan median
At the national median$1.50 above the Michigan median
$0.50 above the national median$0.15 above the Michigan median
$5 below the national median$2.50 below the Michigan median
$10 below the national median$5 below the Michigan median
$10 below the national median$5 below the Michigan median
At the national median$2 above the Michigan median
$1 above the national median$1 above the Michigan median
$4.50 above the national median$5 above the Michigan median
$2 above the national median$2 above the Michigan median
per item · Source
At the national medianAt the Michigan median
$16 below the national median$6 below the Michigan median
$2 above the national median$1.50 above the Michigan median
$25 above the national median$25 above the Michigan median
At the national medianAt the Michigan median
$2 below the national median$2 below the Michigan median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market Checking (average balances below $1,000) | $10Within the typical range ($5–$10 nationally) | $3 above the national median$5 above the Michigan median | per month | — | Source |
| Account Closing (within 90 days) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$5 below the Michigan median | — | — | Source |
| Account Reopen (within 90 days) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the Michigan median | one time | Only if reopened within 90 days | Source |
| Inactive Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | per month | — | Source |
| Account Research/Reconcile | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Michigan median | — | — | Source |
| Returned Mail/Bad Address (per month) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Michigan median | per month | — | Source |
| Paper Statement (Mailed) | $2.50Within the typical range ($2–$4.95 nationally) | $0.50 below the national medianAt the Michigan median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Coverage on Overdraft | $28Within the typical range ($25–$33 nationally) | $2 below the national median$1 below the Michigan median | — | — | Source |
| Returned Item (debit, draft, EFT) | $28 | ||||
ATM & CardVerified | |||||
| ATM Transactions (non-Advia CU/non-CO-OP Network) | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.15 above the Michigan median | — | — | Source |
| Member-Requested ATM/Debit Card Replacement | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer: Incoming | $0Below the typical range ($5–$15 nationally) | $10 below the national median$5 below the Michigan median | — | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national median$2 above the Michigan median | — | — | Source |
| Money Orders | $3 | ||||
Account ServicesVerified | |||||
| Garnishment/Tax Levy/ Subpoena – Legal Processing | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 above the Michigan median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Michigan median | — | — | Source |
Other FeesVerified | |||||
| Account History Print (statement copy) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Michigan median | per item | — | Source |
Overdraft
$28.00
Of 78 others that publish it, 32 lower, 6 the same and 40 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$28
Headline fees published
10 of 15
Published fees
24
Under review
0
Assets
$4.1B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$4.1B
Total deposits
$3.3B
Service charge income (year to date)
$8.1M
Fee income ratio
5.9%
Return on assets
1.10%
Financial profile · Pro
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| $2 below the national median$1 below the Michigan median |
| — |
| — |
| Source |
| Overdraft Transfers | $5Within the typical range ($2.50–$5 nationally) | At the national median$1.50 above the Michigan median | — | — | Source |
| $5 below the national median$2.50 below the Michigan median |
| — |
| — |
| Source |
| Card Rush Order | $30Within the typical range ($30–$50 nationally) | $10 below the national median$5 below the Michigan median | — | — | Source |
| $1 above the national median$1 above the Michigan median |
| — |
| — |
| Source |
| Stop Payment Order – Item Returned/Cancellation | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$5 above the Michigan median | — | — | Source |
| Temporary Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Michigan median | per item | — | Source |
| Non-Member Check Cashing (by credit union staff) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Michigan median | — | — | Source |
| Foreign Check Processing | $4Below the typical range ($10–$25 nationally) | $16 below the national median$6 below the Michigan median | — | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$1.50 above the Michigan median | — | — | Source |