Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Security Federal Credit Union

Grand Blanc, MichiganCredit UnionChicago Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closing within 90 days of opening$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee $35Above the typical range ($25–$33 nationally)
$5 above the national median$6 above the Michigan median
per item · Source
Courtesy Pay Fee  (Bold Checking)$30Within the typical range ($25–$33 nationally)
At the national median$1 above the Michigan median
per item · Source
Insufficient Funds Fee  (Bold Checking)$30Within the typical range ($25–$32 nationally)
At the national median$1 above the Michigan median
per item · Source
Insufficient Funds Fee $35Above the typical range ($25–$32 nationally)
$5 above the national median$6 above the Michigan median
per item · Source
Overdraft Transfer Fee$5Within the typical range ($2.50–$5 nationally)
At the national median$2 above the Michigan median
per item · Source

ATM & CardVerified

ATM Foreign Network Inquiry Fee$1.50Within the typical range ($1–$2.25 nationally)
At the national median$0.35 below the Michigan median
per item · Source
ATM Foreign Transfer Fee$1.50Within the typical range ($1–$2.25 nationally)
At the national median$0.35 below the Michigan median
per item · Source
Plastic Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Michigan median
per item · Source
SUB-SHARE ACCOUNT (Christmas Club, etc.): Plastic Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Michigan median
per item · Source

Check ServicesVerified

Cashier Check / Money Order$4Above the typical range ($1.50–$3 nationally)
$2 above the national median$2 above the Michigan median
per item · Source
Stop Payment Fee$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$8 above the Michigan median
per item · Source
Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national medianAt the Michigan median
Source
Check Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median$1.50 above the Michigan median
per item · Source

Account ServicesVerified

Garnishment/Levy Fee$75Within the typical range ($30–$90 nationally)
$25 above the national median$25 above the Michigan median
per item · Source
SECURITY CHECKING ACCOUNT: Garnishment/Levy Fee$75Within the typical range ($30–$90 nationally)
$25 above the national median$25 above the Michigan median
per item · Source
Subpoena Fee$35Within the typical range ($30–$100 nationally)
$15 below the national median$10 below the Michigan median
Source

Other FeesVerified

Statement Copy Fee$3Within the typical range ($2–$5 nationally)
At the national medianAt the Michigan median
per month · Source
Loan Extension Agreement Fee$50Within the typical range ($25–$100 nationally)
$12.50 above the national median$8.75 above the Michigan median
per item · Source
Loan Refinance/Adjustment Fee$35Within the typical range ($25–$100 nationally)
$2.50 below the national median$6.25 below the Michigan median
per item · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #6087. canonical_hint=other_lending_fee; text_hash=5e01d031ca14810e19013e237995354032deac3928b2d82700cdda11630dd66e; excerpt="IRA SHARE SAVINGS ACCOUNT | Loan Refinance/Adjustment Fee | $35.00 per loan" · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Closing within 90 days of opening	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$15 above the Michigan median	—	—	Source
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Michigan median	per month	—	Source
Account Research Fee	$30Above the typical range ($11–$25 nationally)	$12.50 above the national median$11.25 above the Michigan median	—	—	Source
Returned Mail Fee	$5Below the typical range ($11–$25 nationally)	$12.50 below the national median$13.75 below the Michigan median	per item	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee 	$35Above the typical range ($25–$33 nationally)	$5 above the national median$6 above the Michigan median	per item	—	Source
Courtesy Pay Fee  (Bold Checking)	$30
ATM & CardVerified
ATM Foreign Network Inquiry Fee	$1.50Within the typical range ($1–$2.25 nationally)	At the national median$0.35 below the Michigan median	per item	—	Source
ATM Foreign Transfer Fee	$1.50
Check ServicesVerified
Cashier Check / Money Order	$4Above the typical range ($1.50–$3 nationally)	$2 above the national median$2 above the Michigan median	per item	—	Source
Stop Payment Fee	$35
Account ServicesVerified
Garnishment/Levy Fee	$75Within the typical range ($30–$90 nationally)	$25 above the national median$25 above the Michigan median	per item	—	Source
SECURITY CHECKING ACCOUNT: Garnishment/Levy Fee	$75
Other FeesVerified
Statement Copy Fee	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Michigan median	per month	—	Source
Loan Extension Agreement Fee	$50

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

23 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$653.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$653.2M

Total deposits

$582.8M

Service charge income (year to date)

$2.0M

Fee income ratio

9.4%

Return on assets

0.27%

Financial profile · Pro

Performance from regulator filings

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Based on 66,668 published fee entries from 3,619 institutions

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