vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5 below the Iowa median
per month · Source
$2.50 above the national median$5 above the Iowa median
At the national medianAt the Iowa median
per month · Source
$2.50 above the national medianAt the Iowa median
$12.50 below the national median$15 below the Iowa median
$2 above the national median$2 above the Iowa median
$1 below the national median$1 below the Iowa median
per item · Source
$5 below the national median$5 below the Iowa median
At the national medianAt the Iowa median
per item · Source
$0.50 above the national median$0.50 above the Iowa median
$0.50 below the national median$0.50 below the Iowa median
per transaction · Source
$5 above the national median$5 above the Iowa median
At the national median$5 above the Iowa median
$5 below the national median$5 below the Iowa median
$2 below the national median$2 below the Iowa median
per item · Source
$5 above the national median$5 above the Iowa median
per item · Source
$15 below the national median$11.50 below the Iowa median
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3038. canonical_hint=check_cashing; text_hash=52159d8af7cd16071363cb1868dcd124cb33b150a24e88ce24ad2ab2750ab033; excerpt="Canadian Check Deposit, $5.00 plus conversion fee | Variable" · Source
$5 below the national median$1.50 below the Iowa median
per item · Source
At the national medianAt the Iowa median
per item · Source
$3 above the national median$3 above the Iowa median
per item · Source
$2 above the national median$2 above the Iowa median
$5 below the national median$5 below the Iowa median
$5 below the national medianAt the Iowa median
per month · Source
At the national medianAt the Iowa median
At the national median$0.50 below the Iowa median
per item · Per card · Institution’s schedule
At the national median$0.50 below the Iowa median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5 below the Iowa median | per month | — | Source |
| Account Closed Within 90 Days | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$5 above the Iowa median | — | — | Source |
| Dormant/Non-Use, per account/per month | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Iowa median | per month | — | Source |
| Account Research/Reconciliation, per hour | $20Within the typical range ($11–$25 nationally) | $2.50 above the national medianAt the Iowa median | — | — | Source |
| Bad Address, per returned mail piece | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Iowa median | — | — | Source |
| Convert to Paper Statement | $5Above the typical range ($2–$4.88 nationally) | $2 above the national median$2 above the Iowa median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (debit card & misc. item) , per item | $29Within the typical range ($25–$33 nationally) | $1 below the national median$1 below the Iowa median | per item | — | Source |
| Overdraft Transfer (from EZ loan) , per transfer | $0 | ||||
ATM & CardVerified | |||||
| Cash Advance Fee at ATM | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the Iowa median | — | — | Source |
| Non TFCU ATM Usage (per transaction, first 5 free) | $1 | ||||
Wire TransfersVerified | |||||
| Outgoing Domestic Wire | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Iowa median | — | — | Source |
| Incoming Domestic Wire | $5 | ||||
Check ServicesVerified | |||||
| Cashiers Check, per check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Iowa median | per item | — | Source |
| Certified Check, per check | $10 | ||||
Account ServicesVerified | |||||
| Garnishments/Levies | $45Within the typical range ($30–$90 nationally) | $5 below the national median$5 below the Iowa median | — | — | Source |
Lending FeesVerified | |||||
| Credit Card Late Fee, per month | $15Within the typical range ($10–$25 nationally) | $5 below the national medianAt the Iowa median | per month | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer Out | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Iowa median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa Gift Card | $3.50Within the typical range ($3–$4.95 nationally) | At the national median$0.50 below the Iowa median | per item | Per card | Institution’s schedule |
| Visa Gift Card, per card | $3.50 | ||||
Overdraft
$29.00
Of 23 others that publish it, 10 lower, 1 the same and 12 higher.
Monthly maintenance
$0.00
Of 11 others that publish it, 0 lower, 2 the same and 9 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29
Headline fees published
9 of 15
Published fees
26
Under review
0
Assets
$253.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$253.3M
Total deposits
$216.0M
Service charge income (year to date)
$663K
Fee income ratio
8.4%
Return on assets
0.52%
Financial profile · Pro
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| $5 below the national median$5 below the Iowa median |
| — |
| — |
| Source |
| Overdraft Transfer (from savings) , per transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Iowa median | per item | — | Source |
| $0.50 below the national median$0.50 below the Iowa median |
| per transaction |
| — |
| Source |
| Card Replacement | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the Iowa median | — | — | Source |
| $5 below the national median$5 below the Iowa median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Iowa median |
| per item |
| — |
| Source |
| Canadian Check Deposit | $5Below the typical range ($10–$25 nationally) | $15 below the national median$11.50 below the Iowa median | — | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3038. canonical_hint=check_cashing; text_hash=52159d8af7cd16071363cb1868dcd124cb33b150a24e88ce24ad2ab2750ab033; excerpt="Canadian Check Deposit, $5.00 plus conversion fee | Variable" | Source |
| Collection Item, per item | $15Within the typical range ($10–$25 nationally) | $5 below the national median$1.50 below the Iowa median | per item | — | Source |
| Check Copy (photocopy), per check | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Iowa median | per item | — | Source |
| Copy of Sales Draft, per copy | $6Above the typical range ($2–$5 nationally) | $3 above the national median$3 above the Iowa median | per item | — | Source |
| Corporate Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Iowa median | — | — | Source |
| At the national median$0.50 below the Iowa median |
| per item |
| — |
| Source |