vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$7.95 below the Tennessee median
per month · Source
$5 above the national median$2 above the Tennessee median
per item · Source
$12.50 below the national median$10 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per day · Source
$2 below the national median$2 below the Tennessee median
$15 above the national median$15 above the Tennessee median
per item · Source
At the national medianAt the Tennessee median
$5 below the national medianAt the Tennessee median
per item · Source
$25 above the national median$22.50 above the Tennessee median
per item · Source
$7.50 above the national median$5 above the Tennessee median
per item · Source
$2.50 above the national medianAt the Tennessee median
per item · Source
$5 above the national median$5 above the Tennessee median
per item · Source
$2 below the national median$2 below the Tennessee median
per item · Source
$22.50 above the national median$25 above the Tennessee median
$25 below the national median$30 below the Tennessee median
$23 below the national median$28 below the Tennessee median
$9 below the national median$14 below the Tennessee median
$17 below the national median$22 below the Tennessee median
$15 below the national median$20 below the Tennessee median
$5 below the national median$10 below the Tennessee median
$20 below the national median$25 below the Tennessee median
$13 below the national median$18 below the Tennessee median
$15 below the national median$15 below the Tennessee median
per day · Source
$5 above the national medianAt the Tennessee median
$1 below the national median$1 below the Tennessee median
per item · Source
$2 above the national median$2 above the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7.95 below the Tennessee median | per month | — | Source |
| Dormant Account Fee | $10Within the typical range ($5–$10 nationally) | $5 above the national median$2 above the Tennessee median | per item | — | Source |
| Returned Statement Due to Incorrect Address | $5Below the typical range ($11.38–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay NSF Item - daily | $30Within the typical range ($25–$32 nationally) | At the national medianAt the Tennessee median | per day | — | Source |
| EPBECU Overdraft Share Transfer | $3 | ||||
ATM & CardVerified | |||||
| Replace Debit Card | $25Above the typical range ($5–$10 nationally) | $15 above the national median$15 above the Tennessee median | per item | — | Source |
| Replace Due to Card Loss | $10 | ||||
Wire TransfersVerified | |||||
| Domestic Wire | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Tennessee median | per item | — | Source |
| International Wire | $75 | ||||
Check ServicesVerified | |||||
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Tennessee median | per item | — | Source |
| Stop Payment | $30 | ||||
Account ServicesVerified | |||||
| Notary Service, non-EPBECU Related Mortgage Documents | $25Above the typical range ($0–$5 nationally) | $22.50 above the national median$25 above the Tennessee median | — | — | Source |
| 1 1/2 x 5 x 22 | $20 | ||||
Lending FeesVerified | |||||
| Late Payment | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the Tennessee median | — | — | Source |
Other FeesVerified | |||||
| Photocopy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | per item | — | Source |
| Photocopy | $5 | ||||
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Headline fees vs. national median
Headline fees published
7 of 15
Published fees
26
Under review
0
Assets
$43.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$43.3M
Total deposits
$38.5M
Service charge income (year to date)
$48K
Fee income ratio
4.7%
Return on assets
0.58%
Financial profile · Pro
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| $2 below the national median$2 below the Tennessee median |
| — |
| — |
| Source |
| At the national medianAt the Tennessee median |
| — |
| — |
| Source |
| $25 above the national median$22.50 above the Tennessee median |
| per item |
| — |
| Source |
| $2.50 above the national medianAt the Tennessee median |
| per item |
| — |
| Source |
| Drawn on Us Check Cashing for Non-Members | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the Tennessee median | per item | — | Source |
| Statement Copies Per Item | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the Tennessee median | per item | — | Source |
| $25 below the national median$30 below the Tennessee median |
| — |
| — |
| Source |
| 2 1/2 x 5 x 22 | $22Below the typical range ($30–$70 nationally) | $23 below the national median$28 below the Tennessee median | — | — | Source |
| 3 1/2 x 10 x 22 | $36Within the typical range ($30–$70 nationally) | $9 below the national median$14 below the Tennessee median | — | — | Source |
| 3 1/2 x 5 x 22 | $28Below the typical range ($30–$70 nationally) | $17 below the national median$22 below the Tennessee median | — | — | Source |
| 4 1/2 x 5 x 22 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$20 below the Tennessee median | — | — | Source |
| 5 x 10 x 22 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$10 below the Tennessee median | — | — | Source |
| Safe Deposit Box 3 x 5 x 22 | $25Below the typical range ($30–$70 nationally) | $20 below the national median$25 below the Tennessee median | — | — | Source |
| Safe Deposit Box 5 x 5 x 22 | $32Within the typical range ($30–$70 nationally) | $13 below the national median$18 below the Tennessee median | — | — | Source |
| Account Garnishment/Levy - daily | $35Within the typical range ($30–$90 nationally) | $15 below the national median$15 below the Tennessee median | per day | — | Source |
| $2 above the national median$2 above the Tennessee median |
| per item |
| — |
| Source |