vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.75 below the Missouri median
per month · No monthly direct deposit of $250 or more · Institution’s schedule
$6 below the national median$5.75 below the Missouri median
per month · Source
$20 above the national median$20 above the Missouri median
per year · Source
$7.50 below the national median$7.50 below the Missouri median
$5 below the national median$3 below the Missouri median
per item · Source
$10 below the national median$8 below the Missouri median
per item · Source
$20 above the national median$20 above the Missouri median
per item · Fee occurs with overdrafts by checks, debit card, in-person withdrawals, ATM withdrawals, or by other electronic means · Institution’s schedule
$3 below the national median$3 below the Missouri median
per item · Source
$0.50 below the national median$0.50 below the Missouri median
per item · Source
$5 above the national median$5 above the Missouri median
per item · Source
$5 below the national median$5 below the Missouri median
per item · Source
$5 below the national median$5 below the Missouri median
per item · Source
$15 above the national median$15 above the Missouri median
per item · Source
$15 above the national median$15 above the Missouri median
$3 below the national median$3 below the Missouri median
per item · Source
$1 below the national median$1 below the Missouri median
per item · Source
$7.50 below the national median$8 below the Missouri median
per item · Institution’s schedule
$12.50 below the national median$13 below the Missouri median
per item · Institution’s schedule
$22.50 below the national median$23 below the Missouri median
per item · Source
$1 below the national medianAt the Missouri median
$5 above the national median$5 above the Missouri median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #4718. canonical_hint=check_cashing; text_hash=4dcb43236b54f0bd15a5687421acb2f154e130831151fdf69d55b5d4615b66af; excerpt="Foreign Check Collection: | $25.00 per item + fees we do not control directly (correspondent bank fee, foreign exchange conversion fee, return or rejection charges)" · Source
$2.50 below the national median$5 below the Missouri median
$0.50 below the national median$1 above the Missouri median
per item · Source
$2.50 below the national median$1 below the Missouri median
$1.50 below the national median$2 below the Missouri median
per item · Source
At the national median$1 above the Missouri median
per month · Source
$62.50 above the national median$85 above the Missouri median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service - Basic Checking | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.75 below the Missouri median | per month | No monthly direct deposit of $250 or more | Institution’s schedule |
| Monthly Service for Premier Checking | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5.75 below the Missouri median | per month | — | Source |
| Inactive Account (after 24 months of no transactions) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Missouri median | per year | — | Source |
| Account Reconciliation | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the Missouri median | — | — | Source |
Overdraft & NSFVerified | |||||
| Returned Check for Non-Sufficient Funds (NSF) | $25Within the typical range ($25–$32 nationally) | $5 below the national median$3 below the Missouri median | per item | — | Source |
| Returned Check from Same Party | $20 | ||||
ATM & CardVerified | |||||
| Out-of-Network (non-CO-OP) ATM Transactions | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Missouri median | per item | — | Source |
| Merchant Block / Replace Card / PIN | $15 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire – Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Missouri median | per item | — | Source |
| Western Union Wire – Domestic | $40 | ||||
Check ServicesVerified | |||||
| Cashier's Checks | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Missouri median | per item | — | Source |
| Money Orders | $1 | ||||
Digital & ElectronicVerified | |||||
| Online Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Missouri median | — | — | Source |
Account ServicesVerified | |||||
| Notary for Non-Members | $2Within the typical range ($0–$5 nationally) | $0.50 below the national median$1 above the Missouri median | per item | — | Source |
| Notary Service for Members | $0 | ||||
Gift & Prepaid CardsVerified | |||||
| Travel Money Card Reload | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$2 below the Missouri median | per item | — | Source |
Other FeesVerified | |||||
| Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Missouri median | per month | — | Source |
| Subordination | $100 | ||||
Monthly maintenance
$2.50
Of 11 others that publish it, 2 lower, 1 the same and 8 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
9 of 15
Published fees
27
Under review
0
Assets
$182.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$182.0M
Total deposits
$149.2M
Service charge income (year to date)
$287K
Fee income ratio
5.6%
Return on assets
1.03%
Financial profile · Pro
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| $10 below the national median$8 below the Missouri median |
| per item |
| — |
| Source |
| Overdraft Protection | $25Above the typical range ($2.50–$5 nationally) | $20 above the national median$20 above the Missouri median | per item | Fee occurs with overdrafts by checks, debit card, in-person withdrawals, ATM withdrawals, or by other electronic means | Institution’s schedule |
| Overdraft Transfer from Savings | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Missouri median | per item | — | Source |
| $5 above the national median$5 above the Missouri median |
| per item |
| — |
| Source |
| Replacement Card / PIN | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Missouri median | per item | — | Source |
| $15 above the national median$15 above the Missouri median |
| per item |
| — |
| Source |
| Outgoing Wire – International | $65Above the typical range ($40–$50 nationally) | $15 above the national median$15 above the Missouri median | — | — | Source |
| $1 below the national median$1 below the Missouri median |
| per item |
| — |
| Source |
| Block Stop Payment | $20Within the typical range ($20–$30 nationally) | $7.50 below the national median$8 below the Missouri median | per item | — | Institution’s schedule |
| Single Stop Payment (check/ACH) | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$13 below the Missouri median | per item | — | Institution’s schedule |
| Stop Payment of Counter Check | $5Below the typical range ($20–$30 nationally) | $22.50 below the national median$23 below the Missouri median | per item | — | Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national medianAt the Missouri median | — | — | Source |
| Foreign Check Collection | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Missouri median | per item | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #4718. canonical_hint=check_cashing; text_hash=4dcb43236b54f0bd15a5687421acb2f154e130831151fdf69d55b5d4615b66af; excerpt="Foreign Check Collection: | $25.00 per item + fees we do not control directly (correspondent bank fee, foreign exchange conversion fee, return or rejection charges)" | Source |
| $2.50 below the national median$1 below the Missouri median |
| — |
| — |
| Source |
| $62.50 above the national median$85 above the Missouri median |
| per item |
| — |
| Source |