vs. U.S. typical range:LowerTypicalHigher
$2 below the national medianAt the Minnesota median
$7.50 above the national medianAt the Minnesota median
At the national medianAt the Minnesota median
per month · Source
$7.50 above the national median$5 above the Minnesota median
$12.50 below the national median$15 below the Minnesota median
per month · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10279. canonical_hint=account_research; text_hash=3507d67a4188003f778806438b36ba4bf3d2885481a2d38efd340b6f6a2b4dcf; excerpt="Invalid Address Fee | $5.00/month" · Source
$12.50 below the national median$15 below the Minnesota median
$2 above the national median$1.05 above the Minnesota median
per month · Source
At the national medianAt the Minnesota median
per item · Source
At the national median$1 above the Minnesota median
per item · Source
$3 below the national medianAt the Minnesota median
per item · Source
At the national medianAt the Minnesota median
At the national medianAt the Minnesota median
per item · Source
$5 below the national median$5 below the Minnesota median
$25 above the national median$25 above the Minnesota median
per item · Source
$2 above the national median$2 above the Minnesota median
per item · Source
At the national medianAt the Minnesota median
per item · Source
$2.50 below the national medianAt the Minnesota median
per item · Source
At the national median$1 above the Minnesota median
$1 below the national median$1.25 below the Minnesota median
per item · Source
$1.50 above the national median$4 above the Minnesota median
per month · Source
$2.50 below the national medianAt the Minnesota median
—
At the national median$5 above the Minnesota median
per item · Source
$205 above the national median$205 above the Minnesota median
$35 below the national median$35 below the Minnesota median
At the national median$17.50 below the Minnesota median
per item · Source
$0.50 above the national median$0.05 above the Minnesota median
per item · Source
$7 above the national median$7 above the Minnesota median
$2 above the national median$2 above the Minnesota median
per item · Source
$32.50 below the national median$30 below the Minnesota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Below Minimum Balance | $5Within the typical range ($5–$10 nationally) | $2 below the national medianAt the Minnesota median | — | — | Source |
| Early Account Closure Fee (within 90 days) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Minnesota median | — | — | Source |
| Inactive Checking Account (after 1 Year) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | per month | — | Source |
| Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$5 above the Minnesota median | — | — | Source |
| Invalid Address Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Minnesota median | per month | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #10279. canonical_hint=account_research; text_hash=3507d67a4188003f778806438b36ba4bf3d2885481a2d38efd340b6f6a2b4dcf; excerpt="Invalid Address Fee | $5.00/month" | Source |
| Return Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$15 below the Minnesota median | — | — | Source |
| Paper Statement (Effective May 2022) | $5Above the typical range ($2–$4.88 nationally) | $2 above the national median$1.05 above the Minnesota median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Fee (Item Cleared) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| NSF Fee (Item Returned) | $30 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Minnesota median | — | — | Source |
Wire TransfersVerified | |||||
| Domestic Wire Transfer | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Minnesota median | per item | — | Source |
| Incoming Wire Fee | $5 | ||||
Check ServicesVerified | |||||
| Certified Check | $7Above the typical range ($3–$6 nationally) | $2 above the national median$2 above the Minnesota median | per item | — | Source |
| Credit Union Check (cashier’s Check) | $5 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay / Zelle® (Classic Checking) | $4Within the typical range ($0–$9.95 nationally) | $1.50 above the national median$4 above the Minnesota median | per month | — | Source |
| Bill Pay / Zelle® (Virtual Checking) | $0 | ||||
Cash & DepositVerified | |||||
| Coin Counting | 1% | — | — | — | Source |
| Foreign Deposited Item Return Fee | $15Within the typical range ($8–$25 nationally) | At the national median$5 above the Minnesota median | |||
Account ServicesVerified | |||||
| Drilling of Box | $250Above the typical range ($30–$70 nationally) | $205 above the national median$205 above the Minnesota median | — | — | Source |
| Safe Deposit Late Payment | $10 | ||||
Gift & Prepaid CardsVerified | |||||
| VISA® Gift Card | $4Within the typical range ($3–$4.95 nationally) | $0.50 above the national median$0.05 above the Minnesota median | per item | — | Source |
Other FeesVerified | |||||
| Loan Documents Copy Fee | $10Above the typical range ($2–$5 nationally) | $7 above the national median$7 above the Minnesota median | — | — | Source |
| Statement Copy Fee | $5 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 60 others that publish it, 26 lower, 25 the same and 9 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
12 of 15
Published fees
29
Under review
0
Assets
$158.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$158.5M
Total deposits
$136.5M
Service charge income (year to date)
$186K
Fee income ratio
4.1%
Return on assets
1.44%
Financial profile · Pro
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| At the national median$1 above the Minnesota median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee (manual Transfer) | $2Below the typical range ($2.50–$5 nationally) | $3 below the national medianAt the Minnesota median | per item | — | Source |
| $5 below the national median$5 below the Minnesota median |
| — |
| — |
| Source |
| International Wire Transfer | $75Above the typical range ($40–$50 nationally) | $25 above the national median$25 above the Minnesota median | per item | — | Source |
| At the national medianAt the Minnesota median |
| per item |
| — |
| Source |
| Stop Payment Fee | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the Minnesota median | per item | — | Source |
| Temporary Checks | $2Within the typical range ($1–$4 nationally) | At the national median$1 above the Minnesota median | — | — | Source |
| Draft (check copy) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.25 below the Minnesota median | per item | — | Source |
| $2.50 below the national medianAt the Minnesota median |
| — |
| — |
| Source |
| per item |
| — |
| Source |
| $35 below the national median$35 below the Minnesota median |
| — |
| — |
| Source |
| Levy/Garnishment Fee | $50Within the typical range ($30–$89.38 nationally) | At the national median$17.50 below the Minnesota median | per item | — | Source |
| $2 above the national median$2 above the Minnesota median |
| per item |
| — |
| Source |
| Lien Release Replacement Fee | $5Below the typical range ($25–$100 nationally) | $32.50 below the national median$30 below the Minnesota median | — | — | Source |