vs. U.S. typical range:LowerTypicalHigher
$3.05 below the national median$4.78 below the Tennessee median
per month · Source
$5 above the national medianAt the Tennessee median
per month · Source
$7.50 below the national median$5 below the Tennessee median
per item · Source
$2.50 below the national medianAt the Tennessee median
$12.50 below the national median$10 below the Tennessee median
per item · Source
$2 above the national median$0.50 above the Tennessee median
per item · Source
$2 above the national median$2 above the Tennessee median
per item · Source
$3 below the national median$3 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
$10 below the national median$5 below the Tennessee median
per item · Source
At the national median$5 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
$3 above the national median$2.50 above the Tennessee median
per item · Source
$4.50 above the national median$2 above the Tennessee median
per item · Source
$1 below the national median$1 below the Tennessee median
per item · Source
At the national medianAt the Tennessee median
$17 above the national median$17 above the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
At the national medianAt the Tennessee median
per item · Source
$2 above the national median$2 above the Tennessee median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Secure Checking w/EZ Shield Fraud Protection Monthly service charge | $2.95Below the typical range ($4–$10 nationally) | $3.05 below the national median$4.78 below the Tennessee median | per month | — | Source |
| Dormant Account | $10Within the typical range ($5–$10 nationally) | $5 above the national medianAt the Tennessee median | per month | — | Source |
| Money Market – Excessive Withdrawal Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Tennessee median | per item | — | Source |
| Reconciliation/Research | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the Tennessee median | — | — | Source |
| Share Savings – Excessive Withdrawal Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Overdraft | $32Within the typical range ($25–$33 nationally) | $2 above the national median$0.50 above the Tennessee median | per item | — | Source |
| NSF/Non-sufficient Funds | $32 | ||||
ATM & CardVerified | |||||
| Replacement Debit Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Tennessee median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Tennessee median | per item | — | Source |
| Wire Transfer (Incoming) | $10 | ||||
Check ServicesVerified | |||||
| Cashier’s/Corporate Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| Money Order | $5 | ||||
Cash & DepositVerified | |||||
| Cash Advance | $5Within the typical range ($2–$10 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| Deposit Item Return | $32 | ||||
Account ServicesVerified | |||||
| Garnishment/Levy Processing | $50Within the typical range ($30–$88.13 nationally) | At the national medianAt the Tennessee median | per item | — | Source |
| Account Verification | $10 | ||||
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Tennessee median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 166 others that publish it, 117 lower, 15 the same and 34 higher.
Monthly maintenance
$2.95
Of 91 others that publish it, 17 lower, 1 the same and 73 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
10 of 15
Published fees
20
Under review
0
Assets
$660.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$660.5M
Total deposits
$549.8M
Service charge income (year to date)
$1.5M
Fee income ratio
9.3%
Return on assets
1.15%
Financial profile · Pro
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| $2 above the national median$2 above the Tennessee median |
| per item |
| — |
| Source |
| Automatic Transfer to cover Overdraft | $2Below the typical range ($2.50–$5 nationally) | $3 below the national median$3 below the Tennessee median | per item | — | Source |
| At the national median$5 below the Tennessee median |
| per item |
| — |
| Source |
| $3 above the national median$2.50 above the Tennessee median |
| per item |
| — |
| Source |
| Stop Payment | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$2 above the Tennessee median | per item | — | Source |
| Copy of Draft | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | per item | — | Source |
| $17 above the national median$17 above the Tennessee median |
| per item |
| — |
| Source |
| At the national medianAt the Tennessee median |
| per item |
| — |
| Source |