vs. U.S. typical range:LowerTypicalHigher
$3.95 above the national median$2.46 above the Virginia median
per month · Source
$2.50 above the national median$5 above the Virginia median
$7.50 below the national median$5 below the Virginia median
$5 above the national median$5 above the Virginia median
per item · Source
$10 below the national median$10 below the Virginia median
$5 above the national median$5 above the Virginia median
At the national medianAt the Virginia median
per day · Source
At the national medianAt the Virginia median
per day · Source
$0.50 below the national medianAt the Virginia median
per item · Source
$0.50 above the national median$1 above the Virginia median
per item · Source
$5 below the national median$3.75 below the Virginia median
At the national median$2.50 above the Virginia median
At the national medianAt the Virginia median
$2 above the national median$1.50 above the Virginia median
$19 above the national median$20 above the Virginia median
$7.50 above the national median$5 above the Virginia median
$1 below the national median$1 below the Virginia median
$2 below the national median$3 below the Virginia median
per item · Source
$80 above the national median$73.75 above the Virginia median
$30 above the national median$23.75 above the Virginia median
$5 above the national median$1.25 below the Virginia median
$155 above the national median$148.75 above the Virginia median
$15 below the national median$21.25 below the Virginia median
$50 above the national median$25 above the Virginia median
At the national medianAt the Virginia median
$1 below the national median$2.50 below the Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly fee | $9.95Within the typical range ($4–$10 nationally) | $3.95 above the national median$2.46 above the Virginia median | per month | — | Source |
| Account research/balancing account statement - per hour | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 above the Virginia median | — | — | Source |
| Returned Mail | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Virginia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Paid NSF fee (Each additional item is) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Virginia median | per item | — | Source |
| Paid NSF fee (First item per calendar year) | $20 | ||||
ATM & CardVerified | |||||
| Each network ATM balance inquiry (includes merchant inquiry) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Virginia median | per item | — | Source |
| Each network ATM withdrawal over 4 per month from a checking account | $2 | ||||
Wire TransfersVerified | |||||
| Wire transfer: Domestic (outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$3.75 below the Virginia median | — | — | Source |
| Wire transfer: International (outgoing) | $50 | ||||
Check ServicesVerified | |||||
| Official check from a savings or checking account (excludes QuikLine Phone Banking requests) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Virginia median | — | — | Source |
| Money order | $4 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box 10x10 | $125Above the typical range ($30–$70 nationally) | $80 above the national median$73.75 above the Virginia median | — | — | Source |
| Safe Deposit Box 3x10 | $75 | ||||
Retirement & IRAVerified | |||||
| (3) IRA Transfer Fee | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Virginia median | — | — | Source |
Other FeesVerified | |||||
| Copy of statement | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2.50 below the Virginia median | — | — | Source |
Overdraft
$35.00
Of 30 others that publish it, 23 lower, 7 the same and 0 higher.
Monthly maintenance
$9.95
Of 14 others that publish it, 8 lower and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
26
Under review
0
Assets
$7.4B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$7.4B
Total deposits
$6.4B
Service charge income (year to date)
$17.4M
Fee income ratio
7.0%
Return on assets
0.38%
Financial profile · Pro
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| $10 below the national median$10 below the Virginia median |
| — |
| — |
| Source |
| Returned ACH debit from a savings account | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Virginia median | — | — | Source |
| Daily fee | $5Within the typical range ($5–$15.50 nationally) | At the national medianAt the Virginia median | per day | — | Source |
| Overdraft transfer fee (maximum 1 fee per day, even if multiple overdraft sources are accessed) | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Virginia median | per day | — | Source |
| $0.50 above the national median$1 above the Virginia median |
| per item |
| — |
| Source |
| At the national median$2.50 above the Virginia median |
| — |
| — |
| Source |
| $2 above the national median$1.50 above the Virginia median |
| — |
| — |
| Source |
| Easily order checks online or by phone | $20Above the typical range ($0–$15 nationally) | $19 above the national median$20 above the Virginia median | — | — | Source |
| Stop payment on check, EFT debit or automatic draft | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Virginia median | — | — | Source |
| Counter checks (quantities of four) | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Virginia median | — | — | Source |
| Copy of non-VACU item (per item) | $1Below the typical range ($2–$5 nationally) | $2 below the national median$3 below the Virginia median | per item | — | Source |
| $30 above the national median$23.75 above the Virginia median |
| — |
| — |
| Source |
| Safe Deposit Box 3x5 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$1.25 below the Virginia median | — | — | Source |
| Safe Deposit Box Drilling Fee | $200Above the typical range ($30–$70 nationally) | $155 above the national median$148.75 above the Virginia median | — | — | Source |
| Safe Deposit Box Replacement Key | $30Within the typical range ($30–$70 nationally) | $15 below the national median$21.25 below the Virginia median | — | — | Source |
| Levy, lien & garnishment processing fee | $100Above the typical range ($30–$90 nationally) | $50 above the national median$25 above the Virginia median | — | — | Source |