vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$1.48 below the Missouri median
per month · Source
At the national median$0.48 below the Missouri median
per month · Source
$2 below the national median$2 below the Missouri median
per month · Source
$32.50 above the national median$32.50 above the Missouri median
$7.50 below the national median$7.50 below the Missouri median
per month · Source
$5 below the national median$4.25 below the Missouri median
per item · Source
$3 below the national median$1 below the Missouri median
per item · Source
$4 below the national median$4 below the Missouri median
per item · Source
At the national medianAt the Missouri median
per item · Source
$4 below the national median$4 below the Missouri median
per item · Source
$2.50 below the national median$3 below the Missouri median
per item · Source
At the national median$1 above the Missouri median
per item · Source
At the national medianAt the Missouri median
per item · Source
At the national median$1 above the Missouri median
per item · Source
$20 below the national median$7.50 below the Missouri median
$105 above the national median$117.50 above the Missouri median
$25 above the national median$37.50 above the Missouri median
per month · Source
$15 below the national median$2.50 below the Missouri median
$25 below the national median$12.50 below the Missouri median
At the national median$12.50 above the Missouri median
per month · Source
At the national median$5 above the Missouri median
per item · Source
$1 below the national medianAt the Missouri median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Perks Checking Account Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.48 below the Missouri median | per month | — | Source |
| Your Money w/ Perks Checking Account Monthly service charge | $6Within the typical range ($4–$10 nationally) | At the national median$0.48 below the Missouri median | per month | — | Source |
| Inactive Account | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Missouri median | per month | — | Source |
| Account Research | $50Above the typical range ($12–$25 nationally) | $32.50 above the national median$32.50 above the Missouri median | — | — | Source |
| Cashback Checking Plus Account | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the Missouri median | per month | — | Source |
Overdraft & NSFVerified | |||||
| One-Time Debit Overdraft | $25Within the typical range ($25–$33 nationally) | $5 below the national median$4.25 below the Missouri median | per item | — | Source |
| Insufficient Funds | $27 | ||||
ATM & CardVerified | |||||
| ATM | $1.50Within the typical range ($1–$2.25 nationally) | At the national medianAt the Missouri median | per item | — | Source |
Check ServicesVerified | |||||
| Cashier’s Check | $1Below the typical range ($3–$6 nationally) | $4 below the national median$4 below the Missouri median | per item | — | Source |
| Stop Payment | $25 | ||||
Account ServicesVerified | |||||
| Key Replacement | $25Below the typical range ($30–$70 nationally) | $20 below the national median$7.50 below the Missouri median | — | — | Source |
| Lock Replacement/Box Drilling | $150 | ||||
Other FeesVerified | |||||
| Statement Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national medianAt the Missouri median | per item | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
7 of 15
Published fees
22
Under review
0
Assets
$1.5B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.5B
Total deposits
$1.3B
Service charge income (year to date)
$3.0M
Fee income ratio
6.5%
Return on assets
1.37%
Financial profile · Pro
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| $3 below the national median$1 below the Missouri median |
| per item |
| — |
| Source |
| Overdraft Protection (Transfer from Savings to Checking) | $1Below the typical range ($2.50–$5 nationally) | $4 below the national median$4 below the Missouri median | per item | — | Source |
| $2.50 below the national median$3 below the Missouri median |
| per item |
| — |
| Source |
| Counter Checks | $2Within the typical range ($1–$4 nationally) | At the national median$1 above the Missouri median | per item | — | Source |
| Non-Member Check Cashing Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Missouri median | per item | — | Source |
| Check Copies | $3Within the typical range ($2–$5 nationally) | At the national median$1 above the Missouri median | per item | — | Source |
| $105 above the national median$117.50 above the Missouri median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$37.50 above the Missouri median | per month | — | Source |
| Safe Deposit Box 3x10 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$2.50 below the Missouri median | — | — | Source |
| Safe Deposit Box 3x5 | $20Below the typical range ($30–$70 nationally) | $25 below the national median$12.50 below the Missouri median | — | — | Source |
| Safe Deposit Box 5x10 | $45Within the typical range ($30–$70 nationally) | At the national median$12.50 above the Missouri median | per month | — | Source |
| Writs & Legal Process | $50Within the typical range ($30–$100 nationally) | At the national median$5 above the Missouri median | per item | — | Source |