Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mc Federal Credit Union

Danville, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$5Within the typical range ($5–$10 nationally)

At the national medianAt the Pennsylvania median

Excessive Withdrawals/Transfers Fee$5

$12.50 below the national median$12.50 below the Pennsylvania median

Source

Incorrect Address Fee$5

$12.50 below the national median$12.50 below the Pennsylvania median

per month · Knox extract.rules v32 categorized a line held for review from Rosetta artifact #11035. canonical_hint=account_research; text_hash=a3b6532f4c9b6fd1c16a88b253bd8c606e8693ede710343e6b6fdb2100348ff3; excerpt="Incorrect Address Fee | $5.00 per month | Customer Service Call Fee | $3.00" · Source

Research/Account Reconciliation$20

$2.50 above the national median$2.50 above the Pennsylvania median

Source

Overdraft & NSFVerified

Courtesy Pay Fee$27Within the typical range ($25–$33 nationally)
$3 below the national median$3 below the Pennsylvania median
per item · Source
Returned Item Fee/NSF$27Within the typical range ($25–$32 nationally)
$3 below the national median$3 below the Pennsylvania median
Source

ATM & CardVerified

Card Replacement Fee (Lost/Stolen)$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Pennsylvania median
Source
Lost Card Reissue Fee$10Within the typical range ($5–$10 nationally)
At the national medianAt the Pennsylvania median
Source

Wire TransfersVerified

Wire Transfer Domestic (outgoing) Fee$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Pennsylvania median
per item · Source
Wire Transfer International (outgoing) Fee$40Within the typical range ($40–$50 nationally)
$10 below the national medianAt the Pennsylvania median
per item · Source

Check ServicesVerified

Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Pennsylvania median
per item · Source
Stop Payment fee (Including Online Bill Pay)$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$10 below the Pennsylvania median
per item · Source
Check Cashing Fee$3Below the typical range ($5–$10 nationally)
$2 below the national median$2 below the Pennsylvania median
per item · Source
Photocopy of Draft Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Pennsylvania median
per item · Source

Digital & ElectronicVerified

(Including Online Bill Pay)$15Above the typical range ($0–$9.95 nationally)
$12.50 above the national median$11.25 above the Pennsylvania median
per item · Source

Cash & DepositVerified

Payment by Phone Fee (Check/Cash Advance)$5Within the typical range ($2–$10 nationally)
At the national medianAt the Pennsylvania median
per item · Source
Deposited Item Return Fee$27Above the typical range ($8–$25 nationally)
$12 above the national median$7 above the Pennsylvania median
per item · Source

Account ServicesVerified

Documentation Fee (Notary Fee)$5Within the typical range ($0–$5 nationally)
$2.50 above the national median$5 above the Pennsylvania median
per item · Source
Garnishment Fee$75Within the typical range ($30–$90 nationally)
$25 above the national median$25 below the Pennsylvania median
per item · Source
IRS Levy Fee$50Within the typical range ($30–$90 nationally)
At the national median$50 below the Pennsylvania median
per item · Source

Lending FeesVerified

Late Payment Fee$20Within the typical range ($10–$25 nationally)
At the national medianAt the Pennsylvania median
per item · Source

Other FeesVerified

Document Reproduction (Photocopies)$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Pennsylvania median
per item · Source
Statement Copy Fee$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Pennsylvania median
per item · Source
Skip-A-Pay Fee$27Within the typical range ($25–$100 nationally)
$10.50 below the national median$23 below the Pennsylvania median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Pennsylvania median	per month	—	Source
Excessive Withdrawals/Transfers Fee	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$12.50 below the Pennsylvania median	—	—	Source
Incorrect Address Fee	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$12.50 below the Pennsylvania median	per month	Knox extract.rules v32 categorized a line held for review from Rosetta artifact #11035. canonical_hint=account_research; text_hash=a3b6532f4c9b6fd1c16a88b253bd8c606e8693ede710343e6b6fdb2100348ff3; excerpt="Incorrect Address Fee \| $5.00 per month \| Customer Service Call Fee \| $3.00"	Source
Research/Account Reconciliation	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$2.50 above the Pennsylvania median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$27Within the typical range ($25–$33 nationally)	$3 below the national median$3 below the Pennsylvania median	per item	—	Source
Returned Item Fee/NSF	$27
ATM & CardVerified
Card Replacement Fee (Lost/Stolen)	$5Within the typical range ($5–$10 nationally)	$5 below the national median$5 below the Pennsylvania median	—	—	Source
Lost Card Reissue Fee	$10
Wire TransfersVerified
Wire Transfer Domestic (outgoing) Fee	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Pennsylvania median	per item	—	Source
Wire Transfer International (outgoing) Fee	$40
Check ServicesVerified
Money Orders	$1Below the typical range ($1.50–$3 nationally)	$1 below the national median$1 below the Pennsylvania median	per item	—	Source
Stop Payment fee (Including Online Bill Pay)	$15
Digital & ElectronicVerified
(Including Online Bill Pay)	$15Above the typical range ($0–$9.95 nationally)	$12.50 above the national median$11.25 above the Pennsylvania median	per item	—	Source
Cash & DepositVerified
Payment by Phone Fee (Check/Cash Advance)	$5Within the typical range ($2–$10 nationally)	At the national medianAt the Pennsylvania median	per item	—	Source
Deposited Item Return Fee	$27
Account ServicesVerified
Documentation Fee (Notary Fee)	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median$5 above the Pennsylvania median	per item	—	Source
Garnishment Fee	$75
Lending FeesVerified
Late Payment Fee	$20Within the typical range ($10–$25 nationally)	At the national medianAt the Pennsylvania median	per item	—	Source
Other FeesVerified
Document Reproduction (Photocopies)	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Pennsylvania median	per item	—	Source
Statement Copy Fee	$5

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$27

Overdraft fee: $27

10% below the national median overdraft fee

24 verified fees collected

Headline fees published

7 of 15

Published fees

Under review

Assets

$247.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$247.2M

Total deposits

$216.7M

Service charge income (year to date)

$452K

Fee income ratio

6.0%

Return on assets

1.50%

Financial profile · Pro

Performance from regulator filings

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Based on 66,090 published fee entries from 3,612 institutions

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