vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national medianAt the South Carolina median
At the national median$2.25 below the South Carolina median
per month · Source
$12.50 below the national median$7.50 below the South Carolina median
per item · Knox extract.rules v30 categorized a line held for review from Rosetta artifact #12093. canonical_hint=account_research; text_hash=e40d9e2c5f5cba2545c6454afdb858cad470069b09188a2de15b35532fe7261a; excerpt="Incorrect Address/Returned Mail Fee | $5.00 per occurence" · Source
$2 above the national median$2 above the South Carolina median
per item · Source
$5 above the national median$4 above the South Carolina median
$5 above the national median$4.50 above the South Carolina median
per item · Source
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #12093. canonical_hint=continuous_od; text_hash=e40d9e2c5f5cba2545c6454afdb858cad470069b09188a2de15b35532fe7261a; excerpt="Negative balance fee | $5.00 After first 5 days of negative balance" · Source
$0.50 above the national medianAt the South Carolina median
per month · Source
At the national medianAt the South Carolina median
At the national median$5 above the South Carolina median
per item · Source
$2 below the national median$2 below the South Carolina median
per item · Source
$5 above the national median$5 above the South Carolina median
per item · Source
At the national medianAt the South Carolina median
per item · Source
$7.50 above the national median$4.50 above the South Carolina median
per item · Source
$2 above the national median$2 above the South Carolina median
per item · Source
$5 above the national median$10 above the South Carolina median
$2.50 above the national medianAt the South Carolina median
$20 above the national median$25.50 above the South Carolina median
per item · Source
$2.50 below the national medianAt the South Carolina median
$25 above the national median$25 above the South Carolina median
per item · Source
$5 above the national median$10 above the South Carolina median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Account Closing Fee (Within 90 Days) | $10Within the typical range ($10–$25 nationally) | $7.50 below the national medianAt the South Carolina median | — | — | Source |
| Inactive Account Fee | $5Within the typical range ($5–$10 nationally) | At the national median$2.25 below the South Carolina median | per month | — | Source |
| Incorrect Address/Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$7.50 below the South Carolina median | per item | Knox extract.rules v30 categorized a line held for review from Rosetta artifact #12093. canonical_hint=account_research; text_hash=e40d9e2c5f5cba2545c6454afdb858cad470069b09188a2de15b35532fe7261a; excerpt="Incorrect Address/Returned Mail Fee | $5.00 per occurence" | Source |
| Paper Statement Fee | $5Above the typical range ($2–$4.95 nationally) | $2 above the national median$2 above the South Carolina median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay (Opt In/Approval) | $35Above the typical range ($25–$33 nationally) | $5 above the national median$4 above the South Carolina median | — | — | Source |
| Insufficient Funds (NSF) Fee | $35 | ||||
ATM & CardVerified | |||||
| Four ATM withdrawals per month | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the South Carolina median | per month | — | Source |
| Debit Card Replacement Fee | $10 | ||||
Wire TransfersVerified | |||||
| Wire (Out) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the South Carolina median | per item | — | Source |
Check ServicesVerified | |||||
| BFCU Official Check Fee (Member) | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the South Carolina median | per item | — | Source |
| BFCU Official Check Fee (Member) | $10 | ||||
Digital & ElectronicVerified | |||||
| One-time ACH Origination | $15Within the typical range ($5–$20 nationally) | $5 above the national median$10 above the South Carolina median | — | — | Source |
| Inactive Bill Payment fee | $5 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item Fee | $35Above the typical range ($8–$25 nationally) | $20 above the national median$25.50 above the South Carolina median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Fee | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the South Carolina median | — | — | Source |
| Levies | $75 | ||||
Lending FeesVerified | |||||
| Late Fee (If more than 10 days past due) | $25Within the typical range ($10–$25 nationally) | $5 above the national median$10 above the South Carolina median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 108 others that publish it, 85 lower, 21 the same and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
21
Under review
0
Assets
$5.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$5.1M
Total deposits
$4.6M
Service charge income (year to date)
$20K
Fee income ratio
9.5%
Return on assets
-0.90%
Financial profile · Pro
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| $5 above the national median$4.50 above the South Carolina median |
| per item |
| — |
| Source |
| Negative balance fee | $5Within the typical range ($5–$15 nationally) | At the national median | — | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #12093. canonical_hint=continuous_od; text_hash=e40d9e2c5f5cba2545c6454afdb858cad470069b09188a2de15b35532fe7261a; excerpt="Negative balance fee | $5.00 After first 5 days of negative balance" | Source |
| At the national medianAt the South Carolina median |
| — |
| — |
| Source |
| $5 above the national median$5 above the South Carolina median |
| per item |
| — |
| Source |
| BFCU Official Check Fee (Member) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the South Carolina median | per item | — | Source |
| Stop Payment Fee | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$4.50 above the South Carolina median | per item | — | Source |
| Check Photo Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the South Carolina median | per item | — | Source |
| $2.50 above the national medianAt the South Carolina median |
| — |
| — |
| Source |
| $25 above the national median$25 above the South Carolina median |
| per item |
| — |
| Source |