vs. U.S. typical range:LowerTypicalHigher
At the national median$3 below the Tennessee median
per month · No activity for 12 months and balance less than $100 · Institution’s schedule
$20 above the national median$17 above the Tennessee median
per item · Per unclaimed account sent to state of Tennessee · Institution’s schedule
$20 above the national median$17 above the Tennessee median
$7.50 below the national median$5 below the Tennessee median
per item · Institution’s schedule
$7.50 above the national median$10 above the Tennessee median
per item · Per hour with $25 minimum charge · Institution’s schedule
$7.50 above the national median$10 above the Tennessee median
$7.50 above the national median$10 above the Tennessee median
$7.50 above the national median$10 above the Tennessee median
per item · When bank facilitates transfer of automatic payments and checks from previous account · Institution’s schedule
$2 above the national median$2 above the Tennessee median
$5 above the national median$4 above the Tennessee median
$5 above the national median$5 above the Tennessee median
At the national medianAt the Tennessee median
per day · Per business day, beginning 4th business day after account is overdrawn; no fee if overdrawn less than $10 · Institution’s schedule
At the national medianAt the Tennessee median
per item · Institution’s schedule
$5 below the national medianAt the Tennessee median
$5 below the national medianAt the Tennessee median
per item · Consumer and non-Online Cash Management initiated wires · Institution’s schedule
$2 above the national median$3 below the Tennessee median
per item · Source
At the national median$2.50 below the Tennessee median
per item · Institution’s schedule
$20 above the national median$15.01 above the Tennessee median
per item · Institution’s schedule
$2.50 above the national median$2.50 above the Tennessee median
per item · Source
$3 below the national median$3 below the Tennessee median
$7.50 above the national median$5 above the Tennessee median
$1 below the national median$1 below the Tennessee median
per item · Source
$5 below the national median$5 below the Tennessee median
per item · Source
$50 above the national median$50 above the Tennessee median
per item · Per levy or garnishment · Institution’s schedule
$50 above the national median$50 above the Tennessee median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Charge | $5Within the typical range ($5–$10 nationally) | At the national median$3 below the Tennessee median | per month | No activity for 12 months and balance less than $100 | Institution’s schedule |
| Escheat Fee | $25Above the typical range ($5–$10 nationally) | $20 above the national median$17 above the Tennessee median | per item | Per unclaimed account sent to state of Tennessee | Institution’s schedule |
| Escheat Fee ( per unclaimed account sent to the state of Tennessee) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$17 above the Tennessee median | — | — | Source |
| Chargeback Fee | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$5 below the Tennessee median | per item | — | Institution’s schedule |
| Research Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | per item | Per hour with $25 minimum charge | Institution’s schedule |
| Research Fee (per hour; minimum charge | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Research Fee (per hour; minimum charge $25) | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Special Handling Fee | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | per item | When bank facilitates transfer of automatic payments and checks from previous account | Institution’s schedule |
| Statement: paper statement fee | $5Above the typical range ($2–$4.68 nationally) | $2 above the national median$2 above the Tennessee median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft or Non-sufficient Funds (NSF) Charges: NSF - Paid Item 1,2 | $35Above the typical range ($25–$33 nationally) | $5 above the national median$4 above the Tennessee median | — | — | Source |
| NSF -Return Item 1,2 | $35 | ||||
ATM & CardVerified | |||||
| Debit Card Replacement Fee | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Tennessee median | per item | — | Institution’s schedule |
Wire TransfersVerified | |||||
| Wire Transfer Fee: Domestic Outgoing via any branch location | $20Within the typical range ($20–$25 nationally) | $5 below the national medianAt the Tennessee median | — | — | Source |
| Wire Transfer Fee: Domestic Outgoing via VB Branch | $20 | ||||
Check ServicesVerified | |||||
| Fee Schedule as of June 8, 2026 Cashier’s Check Fee (per Item) | $7.50Above the typical range ($3–$6 nationally) | $2.50 above the national median$2.50 above the Tennessee median | per item | — | Source |
| Statement fee: front and bank check images (per statement) | $2 | ||||
Cash & DepositVerified | |||||
| Chargeback Fee (per item) | $10Within the typical range ($8–$25 nationally) | $5 below the national median$5 below the Tennessee median | per item | — | Source |
Account ServicesVerified | |||||
| Levy/Garnishment Fee | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Tennessee median | per item | Per levy or garnishment | Institution’s schedule |
| Levy/Garnishment Fee ( per levy or garnishment) | $100 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 97 others that publish it, 49 lower, 34 the same and 14 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
25
Under review
0
Assets
$3.0B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$3.0B
Total deposits
$2.6B
Service charge income
$1.0M
Fee income ratio
3.4%
Return on assets
0.89%
Branches
31
Service charge income by quarter
Financial profile · Pro
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| $5 above the national median$5 above the Tennessee median |
| — |
| — |
| Source |
| Daily Overdraft Charge | $5Within the typical range ($5–$15.50 nationally) | At the national medianAt the Tennessee median | per day | Per business day, beginning 4th business day after account is overdrawn; no fee if overdrawn less than $10 | Institution’s schedule |
| $5 below the national medianAt the Tennessee median |
| per item |
| Consumer and non-Online Cash Management initiated wires |
| Institution’s schedule |
| Wire Transfer Fee: Domestic Incoming | $12Within the typical range ($5–$15 nationally) | $2 above the national median$3 below the Tennessee median | per item | — | Source |
| Wire Transfer Fee: International Outgoing | $50Within the typical range ($40–$50 nationally) | At the national median$2.50 below the Tennessee median | per item | — | Institution’s schedule |
| Wire Transfer Fee: International Incoming | $40Above the typical range ($10–$25 nationally) | $20 above the national median$15.01 above the Tennessee median | per item | — | Institution’s schedule |
| $3 below the national median$3 below the Tennessee median |
| — |
| — |
| Source |
| Stop Payment fee | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5 above the Tennessee median | — | — | Source |
| Statement : front and back check images (per statement) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Tennessee median | per item | — | Source |
| $50 above the national median$50 above the Tennessee median |
| per item |
| — |
| Source |