vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$10 below the Massachusetts median
$2 below the national median$2 below the Massachusetts median
per month · Knox extract.rules v19 categorized a line held for review from Rosetta artifact #9953. canonical_hint=dormant_account; text_hash=8f3dd764b69a2e1b2cdfea537023139e20e61bd8c2e68e1c3cdcb1bd27eeb287; excerpt="•Monthly Inactivity Fee (after 12 months) | $ 3.00" · Source
At the national median$1 above the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$0.50 below the national median$0.50 below the Massachusetts median
At the national medianAt the Massachusetts median
$5 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
$1 below the national median$1 below the Massachusetts median
$1 above the national medianAt the Massachusetts median
$2.50 above the national median$3.75 above the Massachusetts median
$1 below the national median$0.75 below the Massachusetts median
per item · Institution’s schedule
$2 above the national medianAt the Massachusetts median
$12.45 above the national median$14.95 above the Massachusetts median
$7.45 above the national median$9.95 above the Massachusetts median
$5 below the national median$2.86 above the Massachusetts median
$29 below the national median$49 below the Massachusetts median
$20 below the national median$20 below the Massachusetts median
$10 below the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Closing (prior to six (6) months) | $5Below the typical range ($10–$25 nationally) | $12.50 below the national median$10 below the Massachusetts median | — | — | Source |
| Monthly Inactivity Fee (after 12 months) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Massachusetts median | per month | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #9953. canonical_hint=dormant_account; text_hash=8f3dd764b69a2e1b2cdfea537023139e20e61bd8c2e68e1c3cdcb1bd27eeb287; excerpt="•Monthly Inactivity Fee (after 12 months) | $ 3.00" | Source |
| Monthly Paper Statement Fee | $3Within the typical range ($2–$4.88 nationally) | At the national median$1 above the Massachusetts median | per month | — | Source |
Overdraft & NSFVerified | |||||
| ATM/Debit/Bill Payer Overdraft | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Non-Sufficient / Uncollected Funds | $30 | ||||
ATM & CardVerified | |||||
| Use at NON-MCU ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Massachusetts median | — | — | Source |
| Card Replacement | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer: Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| Wire Transfer: Incoming | $10 | ||||
Check ServicesVerified | |||||
| Official Bank Check | $4Within the typical range ($3–$6 nationally) | $1 below the national median$1 below the Massachusetts median | — | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Expedited Payment (overnight) | $14.95Above the typical range ($0–$9.95 nationally) | $12.45 above the national median$14.95 above the Massachusetts median | — | — | Source |
| Bill Pay Expedited Payment (same day) | $9.95 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Item | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2.86 above the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Lost Key | $16Below the typical range ($30–$70 nationally) | $29 below the national median$49 below the Massachusetts median | — | — | Source |
| Tax/Levy Attachment | $30 | ||||
Lending FeesVerified | |||||
| Late Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national medianAt the Massachusetts median | — | — | Source |
Overdraft
$30.00
Of 42 others that publish it, 18 lower, 18 the same and 6 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
11 of 15
Published fees
21
Under review
0
Assets
$468.2M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$468.2M
Total deposits
$419.4M
Service charge income (year to date)
$547K
Fee income ratio
4.7%
Return on assets
0.30%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Overdraft Sweep | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| $1 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment / Bill Payer Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$3.75 above the Massachusetts median | — | — | Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$0.75 below the Massachusetts median | per item | — | Institution’s schedule |
| Copy of Check/Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| $7.45 above the national median$9.95 above the Massachusetts median |
| — |
| — |
| Source |
| $20 below the national median$20 below the Massachusetts median |
| — |
| — |
| Source |