vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Massachusetts median
per month · Source
$2.50 above the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
per item · Source
$10 above the national median$10 above the Massachusetts median
per day · Source
$0.50 below the national median$0.50 below the Massachusetts median
per transaction · Source
At the national medianAt the Massachusetts median
per item · Source
At the national median$5 above the Massachusetts median
per item · Source
$2 below the national median$2 below the Massachusetts median
per item · Source
$2.50 below the national median$1.25 below the Massachusetts median
per item · Source
$5 above the national median$5 above the Massachusetts median
per item · Source
$1 below the national median$3 below the Massachusetts median
per item · Source
At the national median$7.86 above the Massachusetts median
per item · Source
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
per year · Source
$2 above the national medianAt the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per month | — | Source |
| Research Fee / Reconciliation (1 hour minimum) | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$5 below the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Insufficient Funds/Uncollected Funds Fee | $30 | ||||
ATM & CardVerified | |||||
| HELOC Foreign ATM Transaction | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Massachusetts median | per transaction | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Fee - Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Wire Transfer - International | $50 | ||||
Check ServicesVerified | |||||
| Official Check Fee- less than | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Massachusetts median | per item | — | Source |
| Stop Payment Fee | $25 | ||||
Cash & DepositVerified | |||||
| Returned Deposited Check | $15Within the typical range ($8–$25 nationally) | At the national median$7.86 above the Massachusetts median | per item | — | Source |
Account ServicesVerified | |||||
| Government Levy | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Annual Fee | $15Within the typical range ($10–$25 nationally) | At the national medianAt the Massachusetts median | per year | — | Source |
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft
$30.00
Of 42 others that publish it, 18 lower, 18 the same and 6 higher.
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Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
16
Under review
0
Assets
$583.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$583.0M
Total deposits
$505.4M
Service charge income (year to date)
$729K
Fee income ratio
5.6%
Return on assets
-0.27%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| per item |
| — |
| Source |
| Overdraft Transfer Fee | $15Above the typical range ($2.50–$5 nationally) | $10 above the national median$10 above the Massachusetts median | per day | — | Source |
| At the national median$5 above the Massachusetts median |
| per item |
| — |
| Source |
| $2.50 below the national median$1.25 below the Massachusetts median |
| per item |
| — |
| Source |
| Foreign Check Collection | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| Check or Form Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the Massachusetts median | per item | — | Source |