vs. U.S. typical range:LowerTypicalHigher
$10 above the national median$5 above the Florida median
per month · Source
$12.50 below the national median$10 below the Florida median
per month · Source
$2.50 above the national median$5 above the Florida median
$1.75 below the national median$1.75 below the Florida median
per month · Source
$1 below the national median$1 below the Florida median
per item · Source
$1 below the national median$1 below the Florida median
per item · Source
$5 below the national median$5 below the Florida median
$0.50 above the national medianAt the Florida median
$5 below the national median$5 below the Florida median
$5 below the national median$5 below the Florida median
At the national medianAt the Florida median
$10 above the national median$10 above the Florida median
$2 below the national median$2 below the Florida median
At the national medianAt the Florida median
$1.50 above the national median$1 below the Florida median
$2 above the national median$2 above the Florida median
At the national medianAt the Florida median
per item · Source
$1 below the national median$2 below the Florida median
$14 above the national median$9 above the Florida median
$80 above the national median$67.50 above the Florida median
$25 below the national median$37.50 below the Florida median
$45 above the national median$32.50 above the Florida median
per year · Source
$5 above the national median$7.50 below the Florida median
per year · Source
$15 below the national median$27.50 below the Florida median
per year · Source
$20 above the national median$7.50 above the Florida median
per year · Source
$50 above the national medianAt the Florida median
$10 below the national median$12.50 below the Florida median
$10 above the national median$7.50 above the Florida median
$15 above the national median$15 above the Florida median
$1 below the national median$1.18 below the Florida median
At the national median$0.18 below the Florida median
$2.50 below the national median$15 below the Florida median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| (inactive 12 months) | $15Above the typical range ($5–$10 nationally) | $10 above the national median$5 above the Florida median | per month | — | Source |
| Bad Address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$10 below the Florida median | per month | — | Source |
| Research/Reconciliation Fee | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$5 above the Florida median | — | — | Source |
| Visa Monthly Paper Statement Fee | $1.25Below the typical range ($2–$4.85 nationally) | $1.75 below the national median$1.75 below the Florida median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Return Item Non-Sufficient Funds (NSF) per presentment | $29Within the typical range ($25–$32 nationally) | $1 below the national median$1 below the Florida median | per item | — | Source |
| Overdraft Transfer Fee | $4 | ||||
ATM & CardVerified | |||||
| Withdrawal Balance Inquiry | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the Florida median | — | — | Source |
| Card Replacement/Capture Fee | $5 | ||||
Wire TransfersVerified | |||||
| Outgoing Wire Transfer - Domestic | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| Incoming Wires | $10 | ||||
Check ServicesVerified | |||||
| Official Checks | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the Florida median | — | — | Source |
| Money Orders (Maximum value $1,500) | $2 | ||||
Cash & DepositVerified | |||||
| Returned Deposit Item Fee (Check or ACH) | $29Above the typical range ($8–$25 nationally) | $14 above the national median$9 above the Florida median | — | — | Source |
Account ServicesVerified | |||||
| Drill Fee | $125Above the typical range ($30–$70 nationally) | $80 above the national median$67.50 above the Florida median | — | — | Source |
| Replacement Key | $20 | ||||
Lending FeesVerified | |||||
| Late Fee | $10Within the typical range ($10–$25 nationally) | $10 below the national median$12.50 below the Florida median | — | — | Source |
| Late Payment Fee - Auto and personal loans only | $30 | ||||
Retirement & IRAVerified | |||||
| IRA Rollover Transfer | $40Above the typical range ($25–$35 nationally) | $15 above the national median$15 above the Florida median | — | — | Source |
Other FeesVerified | |||||
| Interim Statement | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1.18 below the Florida median | — | — | Source |
| Statement Copy | $3 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
11 of 15
Published fees
32
Under review
0
Assets
$1.4B
Work at Usf Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.4B
Total deposits
$1.2B
Service charge income (year to date)
$3.1M
Fee income ratio
6.8%
Return on assets
0.36%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $1 below the national median$1 below the Florida median |
| per item |
| — |
| Source |
| Overdraft Transfer from Line of Credit | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$5 below the Florida median | — | — | Source |
| $5 below the national median$5 below the Florida median |
| — |
| — |
| Source |
| At the national medianAt the Florida median |
| — |
| — |
| Source |
| Outgoing Wire Transfer - International | $60Above the typical range ($40–$50 nationally) | $10 above the national median$10 above the Florida median | — | — | Source |
| At the national medianAt the Florida median |
| — |
| — |
| Source |
| Stop Payment | $29Within the typical range ($20–$30 nationally) | $1.50 above the national median$1 below the Florida median | — | — | Source |
| Temporary Checks (4 checks) Free with check reorder | $4Within the typical range ($1–$4 nationally) | $2 above the national median$2 above the Florida median | — | — | Source |
| Check Cashing for Non-Members | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Florida median | per item | — | Source |
| Check Copies | $2Within the typical range ($2–$5 nationally) | $1 below the national median$2 below the Florida median | — | — | Source |
| $25 below the national median$37.50 below the Florida median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $90Above the typical range ($30–$70 nationally) | $45 above the national median$32.50 above the Florida median | per year | — | Source |
| Safe Deposit Box 3x10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$7.50 below the Florida median | per year | — | Source |
| Safe Deposit Box 3x5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$27.50 below the Florida median | per year | — | Source |
| Safe Deposit Box 5x10 | $65Within the typical range ($30–$70 nationally) | $20 above the national median$7.50 above the Florida median | per year | — | Source |
| Levy/Garnishment | $100Above the typical range ($30–$90 nationally) | $50 above the national medianAt the Florida median | — | — | Source |
| $10 above the national median$7.50 above the Florida median |
| — |
| — |
| Source |
| At the national median$0.18 below the Florida median |
| — |
| — |
| Source |
| Loan Skip-a-Pay | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$15 below the Florida median | — | — | Source |