vs. U.S. typical range:LowerTypicalHigher
$7.50 below the national median$5.50 below the Texas median
per month · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #9089. canonical_hint=account_research; text_hash=0084f76cf2d56004fcfe580385ec4c0ff1ee94236ee880b567e57e31be8ade44; excerpt="Money Market Accounts - Excessive Withdrawal Fee (over 3 withdrawals per month) | $10.00 per month" · Source
$5 below the national median$5 below the Texas median
$5 below the national median$5 below the Texas median
$0.50 below the national median$0.50 below the Texas median
$5 below the national median$2.50 below the Texas median
per item · Source
$0.50 below the national median$0.13 below the Texas median
$10 below the national median$5 below the Texas median
$10 below the national median$5 below the Texas median
$10 below the national median$10 below the Texas median
$1 below the national median$1 below the Texas median
per item · Source
$2.50 below the national median$4.50 below the Texas median
$1 below the national median$1 below the Texas median
per item · 8 for $1.00 · Institution’s schedule
At the national medianAt the Texas median
$22.50 above the national median$20 above the Texas median
$0.50 above the national median$2 below the Texas median
$18.50 above the national median$16 above the Texas median
$0.90 above the national median$1.60 below the Texas median
$2.50 below the national median$5 below the Texas median
$2.50 below the national median$3 below the Texas median
$0.55 below the national median$0.55 below the Texas median
At the national medianAt the Texas median
$12.50 below the national medianAt the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Money Market Accounts - Excessive Withdrawal Fee (over 3 withdrawals per month) | $10Below the typical range ($12.50–$25 nationally) | $7.50 below the national median$5.50 below the Texas median | per month | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #9089. canonical_hint=account_research; text_hash=0084f76cf2d56004fcfe580385ec4c0ff1ee94236ee880b567e57e31be8ade44; excerpt="Money Market Accounts - Excessive Withdrawal Fee (over 3 withdrawals per month) | $10.00 per month" | Source |
Overdraft & NSFVerified | |||||
| Overdraft/NSF Fee (non-sufficient funds) | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the Texas median | — | — | Source |
| Returned Check Fee - Same Party Check | $25 | ||||
ATM & CardVerified | |||||
| Foreign ATM Withdrawal Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the Texas median | — | — | Source |
| Debit Card Replacement Fee (per card) | $5 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing Domestic | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the Texas median | — | — | Source |
| Wire Transfer - Incoming | $0 | ||||
Check ServicesVerified | |||||
| Money Orders | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$1 below the Texas median | per item | — | Source |
| Stop Payments (to put on or remove) including ACH and Bill Pay | $25 | ||||
Digital & ElectronicVerified | |||||
| ACH and Bill Pay | $25Above the typical range ($0–$9.95 nationally) | $22.50 above the national median$20 above the Texas median | — | — | Source |
| Bill Pay | $3 | ||||
Account ServicesVerified | |||||
| Notary Service (members only) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$3 below the Texas median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| VISA Gift Cards | $2.95Below the typical range ($3–$4.95 nationally) | $0.55 below the national median$0.55 below the Texas median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| Loan Extension | $25 | ||||
Overdraft
$25.00
Of 121 others that publish it, 13 lower, 17 the same and 91 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
22
Under review
0
Assets
$334.2M
Work at Synergy Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$334.2M
Total deposits
$281.8M
Service charge income (year to date)
$342K
Fee income ratio
4.1%
Return on assets
1.23%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| $5 below the national median$2.50 below the Texas median |
| per item |
| — |
| Source |
| International Foreign ATM Withdrawal Fee | $2Within the typical range ($0.75–$5 nationally) | $0.50 below the national median$0.13 below the Texas median | — | — | Source |
| $10 below the national median$5 below the Texas median |
| — |
| — |
| Source |
| Wire Transfer - Outgoing Foreign | $40Within the typical range ($40–$50 nationally) | $10 below the national median$10 below the Texas median | — | — | Source |
| $2.50 below the national median$4.50 below the Texas median |
| — |
| — |
| Source |
| Temporary Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the Texas median | per item | 8 for $1.00 | Institution’s schedule |
| Copy of Check Request including Bill Pay | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Texas median | — | — | Source |
| $0.50 above the national median$2 below the Texas median |
| — |
| — |
| Source |
| Bill Pay - Over night Expedited Payments - Overnight Check | $21Above the typical range ($0–$9.95 nationally) | $18.50 above the national median$16 above the Texas median | — | — | Source |
| Bill Pay - Overnight Expedited Payments - Electronic via E-Pay | $3.40Within the typical range ($0–$9.95 nationally) | $0.90 above the national median$1.60 below the Texas median | — | — | Source |
| Bill Payment & Presentment | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$5 below the Texas median | — | — | Source |
| $12.50 below the national medianAt the Texas median |
| — |
| — |
| Source |