vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.24 below the Mississippi median
per month · Source
$2 below the national median$1.50 below the Mississippi median
$2.50 above the national medianAt the Mississippi median
At the national medianAt the Mississippi median
per month · Source
$2.50 above the national medianAt the Mississippi median
At the national median$5 below the Mississippi median
At the national median$1.25 below the Mississippi median
$0.50 below the national median$1 below the Mississippi median
per transaction · Source
$5 below the national median$5 below the Mississippi median
$12.50 below the national median$7.50 below the Mississippi median
At the national median$5 below the Mississippi median
$12.50 below the national median$12.50 below the Mississippi median
per transaction · Source
$2.50 below the national median$3.75 below the Mississippi median
$2 below the national median$3.50 below the Mississippi median
At the national median$1 below the Mississippi median
$2.50 above the national medianAt the Mississippi median
$2 below the national median$2 below the Mississippi median
$27.50 above the national median$30 above the Mississippi median
$5 below the national medianAt the Mississippi median
$2.50 above the national median$3.75 above the Mississippi median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Reg. Checking Account Monthly service charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.24 below the Mississippi median | per month | — | Source |
| Below Minimum Balance | $5Within the typical range ($5–$10 nationally) | $2 below the national median$1.50 below the Mississippi median | — | — | Source |
| Christmas Club Early Withdrawal | $20Within the typical range ($10–$25 nationally) | $2.50 above the national medianAt the Mississippi median | — | — | Source |
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Mississippi median | per month | — | Source |
| Account Research/Balancing | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the Mississippi median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege Charge | $30Within the typical range ($25–$33 nationally) | At the national median$5 below the Mississippi median | — | — | Source |
| Check Returned for Non-Sufficient Funds (NSF) . | $30 | ||||
ATM & CardVerified | |||||
| Foreign ATM Transaction | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Mississippi median | per transaction | — | Source |
| Replacement Debit Card | $5 | ||||
Wire TransfersVerified | |||||
| Outgoing Wires | $12.50Below the typical range ($20–$25 nationally) | $12.50 below the national median$7.50 below the Mississippi median | — | — | Source |
| Incoming Wires | $10 | ||||
Check ServicesVerified | |||||
| Official Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$3.50 below the Mississippi median | — | — | Source |
| Money Order (>2) | $2 | ||||
Digital & ElectronicVerified | |||||
| Expedited Bill Payment Fee | $30Above the typical range ($0–$9.95 nationally) | $27.50 above the national median$30 above the Mississippi median | — | — | Source |
Cash & DepositVerified | |||||
| Return Deposited Item | $10Within the typical range ($8–$25 nationally) | $5 below the national medianAt the Mississippi median | — | — | Source |
Account ServicesVerified | |||||
| Notary (Non-Members) | $5Within the typical range ($0–$5 nationally) | $2.50 above the national median$3.75 above the Mississippi median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Transfer to another institution | $25Within the typical range ($25–$35 nationally) | At the national median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 166 others that publish it, 67 lower, 48 the same and 51 higher.
Monthly maintenance
$5.00
Of 91 others that publish it, 26 lower, 14 the same and 51 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
12 of 15
Published fees
21
Under review
0
Assets
$82.8M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$82.8M
Total deposits
$57.4M
Service charge income (year to date)
$896K
Fee income ratio
22.6%
Return on assets
0.73%
Financial profile · Pro
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| At the national median$1.25 below the Mississippi median |
| — |
| — |
| Source |
| $5 below the national median$5 below the Mississippi median |
| — |
| — |
| Source |
| At the national median$5 below the Mississippi median |
| — |
| — |
| Source |
| Transaction: International Outgoing Wires | $37.50Below the typical range ($40–$50 nationally) | $12.50 below the national median$12.50 below the Mississippi median | per transaction | — | Source |
| International Incoming Wires | $17.50Within the typical range ($10–$25 nationally) | $2.50 below the national median$3.75 below the Mississippi median | — | — | Source |
| At the national median$1 below the Mississippi median |
| — |
| — |
| Source |
| Stop Payment | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Mississippi median | — | — | Source |
| Non-1st Mississippi FCU Check Cashing | $3Below the typical range ($5–$10 nationally) | $2 below the national median$2 below the Mississippi median | — | — | Source |