vs. U.S. typical range:LowerTypicalHigher
$18 above the national median$20 above the Massachusetts median
per item · Source
$3 above the national median$5 above the Massachusetts median
per month · Source
$18 above the national median$20 above the Massachusetts median
per month · Source
At the national medianAt the Massachusetts median
per month · Knox extract.rules v19 categorized a line held for review from Rosetta artifact #11216. canonical_hint=dormant_account; text_hash=5b03ae80923dc3d9b453b8e5d55b55c9b5fabb18a29a7bbbf892563f79707674; excerpt="Inactivity Fee | $5.00/month" · Source
$7.50 above the national medianAt the Massachusetts median
$2 above the national median$2 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
per item · Source
$10 above the national medianAt the Massachusetts median
$5 below the national median$15 below the Massachusetts median
At the national medianAt the Massachusetts median
$5 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
$5 below the national medianAt the Massachusetts median
$5 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
$1 above the national medianAt the Massachusetts median
$4.50 above the national median$5.75 above the Massachusetts median
$14.50 above the national median$15.75 above the Massachusetts median
At the national medianAt the Massachusetts median
per item · Source
$2 above the national medianAt the Massachusetts median
$15 below the national median$15 below the Massachusetts median
$12.45 above the national median$14.95 above the Massachusetts median
$7.45 above the national median$9.95 above the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$405 above the national median$385 above the Massachusetts median
$20 below the national median$40 below the Massachusetts median
$105 above the national median$85 above the Massachusetts median
per year · Source
$25 above the national median$5 above the Massachusetts median
per year · Source
At the national median$20 below the Massachusetts median
per year · Source
$45 above the national median$25 above the Massachusetts median
per year · Source
$10 above the national median$10 below the Massachusetts median
per year · Source
$10 below the national median$10 below the Massachusetts median
$20 below the national median$20 below the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Business Co-op Advantage Checking Below Minimum Balance | $25Above the typical range ($5–$10 nationally) | $18 above the national median$20 above the Massachusetts median | per item | — | Source |
| Business Interest Checking Below Minimum Balance | $10Within the typical range ($5–$10 nationally) | $3 above the national median$5 above the Massachusetts median | per month | — | Source |
| Money Manager Plus Below Minimum Balance | $25Above the typical range ($5–$10 nationally) | $18 above the national median$20 above the Massachusetts median | per month | — | Source |
| Inactivity Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per month | Knox extract.rules v19 categorized a line held for review from Rosetta artifact #11216. canonical_hint=dormant_account; text_hash=5b03ae80923dc3d9b453b8e5d55b55c9b5fabb18a29a7bbbf892563f79707674; excerpt="Inactivity Fee | $5.00/month" | Source |
| Research Fee | $25Within the typical range ($11–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Insufficient Funds | $32Within the typical range ($25–$32 nationally) | $2 above the national median$2 above the Massachusetts median | — | — | Source |
| Overdraft Protection – Share Transfer | $5 | ||||
ATM & CardVerified | |||||
| Replacement Debit Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Rush Card - Debit or Credit - FedEx | $50 | ||||
Wire TransfersVerified | |||||
| Wire Transfer – Outgoing Domestic | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Wire Transfer – Outgoing Domestic | $20 | ||||
Check ServicesVerified | |||||
| Cashier’s Check Payable to Third Party | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| ACH Return | $10Below the typical range ($15–$30 nationally) | $15 below the national median$15 below the Massachusetts median | — | — | Source |
| Bill Pay Overnight Check | $14.95 | ||||
Cash & DepositVerified | |||||
| Coin Machine (at East Longmeadow/Hadley/Northampton King St./Springfield Branches) | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Safe Deposit Box – Drilling and Re-Key | $450Above the typical range ($30–$70 nationally) | $405 above the national median$385 above the Massachusetts median | — | — | Source |
| Safe Deposit Box – Late Payment | $25 | ||||
Fee change alerts
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Headline fees vs. national median
Headline fees published
9 of 15
Published fees
35
Under review
0
Assets
$702.7M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$702.7M
Total deposits
$632.2M
Service charge income (year to date)
$1.4M
Fee income ratio
6.9%
Return on assets
0.52%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| $10 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Rush Card - Debit or Credit – Post Office | $35Within the typical range ($30–$50 nationally) | $5 below the national median$15 below the Massachusetts median | — | — | Source |
| $5 below the national median$5 below the Massachusetts median |
| — |
| — |
| Source |
| Wire Transfer - Incoming Domestic | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Wire Transfer - Outgoing International U.S. Dollars | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the Massachusetts median | — | — | Source |
| Wire Transfer - Incoming International | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| $1 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Stop Payment – ACH Debit | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$5.75 above the Massachusetts median | — | — | Source |
| Stop Payment – Bill Pay Check | $42Above the typical range ($20–$30 nationally) | $14.50 above the national median$15.75 above the Massachusetts median | — | — | Source |
| On-us Check Cashing (for non-members) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | per item | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Massachusetts median | — | — | Source |
| $12.45 above the national median$14.95 above the Massachusetts median |
| — |
| — |
| Source |
| Bill Pay Same Day Payment | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$9.95 above the Massachusetts median | — | — | Source |
| Zelle® Instant Payment User | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
| $20 below the national median$40 below the Massachusetts median |
| — |
| — |
| Source |
| Safe Deposit Box 10x10 | $150Above the typical range ($30–$70 nationally) | $105 above the national median$85 above the Massachusetts median | per year | — | Source |
| Safe Deposit Box 3x10 | $70Within the typical range ($30–$70 nationally) | $25 above the national median$5 above the Massachusetts median | per year | — | Source |
| Safe Deposit Box 3x5 | $45Within the typical range ($30–$70 nationally) | At the national median$20 below the Massachusetts median | per year | — | Source |
| Safe Deposit Box 5x10 | $90Above the typical range ($30–$70 nationally) | $45 above the national median$25 above the Massachusetts median | per year | — | Source |
| Safe Deposit Box 5x5 | $55Within the typical range ($30–$70 nationally) | $10 above the national median$10 below the Massachusetts median | per year | — | Source |
| Levy Compliance | $40Within the typical range ($30–$90 nationally) | $10 below the national median$10 below the Massachusetts median | — | — | Source |
| Levy Compliance | $30Within the typical range ($30–$90 nationally) | $20 below the national median$20 below the Massachusetts median | — | — | Source |