Overdraft Fee$27Within the typical range ($25–$33 nationally)
$3 below the national median$2 above the California median
per item · Source
Non-Sufficient Funds Fees (NSF)$27Within the typical range ($25–$32 nationally)
$3 below the national median$4 above the California median
per item · Source

ATM & CardVerified

ATM Use Fee on ATMs we do not own or operate$1.75Within the typical range ($1–$2.25 nationally)
$0.25 above the national median$0.25 below the California median
per transaction · Source
Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the California median
per item · Source
Expedited Replacement Card$14Below the typical range ($30–$50 nationally)
$26 below the national median$31 below the California median
per item · Source

Wire TransfersVerified

Incoming Wire$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the California median
per item · Source

Check ServicesVerified

Cashier’s Check$4Within the typical range ($3–$6 nationally)
$1 below the national median$1 below the California median
Source
Stop Payment Fee$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$7.50 below the California median
per item · Source
Copy of check/deposit item$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the California median
per item · Source

Digital & ElectronicVerified

Expedited Bill Payment$9.95Within the typical range ($0–$9.95 nationally)
$7.45 above the national median$4.95 above the California median
per item · Source
Internet Bill Pay (first 6 months free)$6Within the typical range ($0–$9.95 nationally)
$3.50 above the national median$1 above the California median
per month · Source
Transaction Fee (In House Bill Pay only)$1.50Within the typical range ($0–$9.95 nationally)
$1 below the national median$3.50 below the California median
per item · Source

Cash & DepositVerified

Returned Deposit Item$15Within the typical range ($8–$25 nationally)
At the national median$3 below the California median
per item · Source

Account ServicesVerified

Levy/Garnishment Processing$10Below the typical range ($30–$90 nationally)
$40 below the national median$35 below the California median
per item · Source

Gift & Prepaid CardsVerified

VISA Gift Card$4.75Within the typical range ($3–$4.95 nationally)
$1.25 above the national median$1.25 above the California median
per item · Source

Other FeesVerified

Statement Copy Request$5Within the typical range ($2–$5 nationally)
$2 above the national median$0.50 above the California median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Interest Checking Minimum Balance Fee	$5Within the typical range ($5–$10 nationally)	$2 below the national medianAt the California median	—	—	Source
Premier Savings Minimum Balance Fee	$25Above the typical range ($5–$10 nationally)	$18 above the national median$20 above the California median	per month	—	Source
Inactive Membership Fee	$5Within the typical range ($5–$10 nationally)	At the national median$1.50 above the California median	per month	—	Source
Account Research/Reconciliation	$15Within the typical range ($12–$25 nationally)	$2.50 below the national median$5 below the California median	—	—	Source
Returned Mail	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$15 below the California median	—	—	Source
Mailed Paper Statement	$3Within the typical range ($2–$4.59 nationally)	At the national median$0.50 above the California median	per month	—	Source
Overdraft & NSFVerified
Overdraft Fee	$27Within the typical range ($25–$33 nationally)	$3 below the national median$2 above the California median	per item	—	Source
Non-Sufficient Funds Fees (NSF)	$27
ATM & CardVerified
ATM Use Fee on ATMs we do not own or operate	$1.75Within the typical range ($1–$2.25 nationally)	$0.25 above the national median$0.25 below the California median	per transaction	—	Source
Card Replacement Fee	$5
Wire TransfersVerified
Incoming Wire	$15Within the typical range ($5–$15 nationally)	$5 above the national median$5 above the California median	per item	—	Source
Check ServicesVerified
Cashier’s Check	$4Within the typical range ($3–$6 nationally)	$1 below the national median$1 below the California median	—	—	Source
Stop Payment Fee	$15
Digital & ElectronicVerified
Expedited Bill Payment	$9.95Within the typical range ($0–$9.95 nationally)	$7.45 above the national median$4.95 above the California median	per item	—	Source
Internet Bill Pay (first 6 months free)	$6
Cash & DepositVerified
Returned Deposit Item	$15Within the typical range ($8–$25 nationally)	At the national median$3 below the California median	per item	—	Source
Account ServicesVerified
Levy/Garnishment Processing	$10Below the typical range ($30–$90 nationally)	$40 below the national median$35 below the California median	per item	—	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$4.75Within the typical range ($3–$4.95 nationally)	$1.25 above the national median$1.25 above the California median	per item	—	Source
Other FeesVerified
Statement Copy Request	$5Within the typical range ($2–$5 nationally)	$2 above the national median$0.50 above the California median	per item	—	Source

Against California credit unions

Overdraft
$27.00
Of 79 others that publish it, 55 lower, 2 the same and 22 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$27

Overdraft fee: $27

10% below the national median overdraft fee

22 verified fees collected

Headline fees published

10 of 15

Published fees

Under review

Assets

$1.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.2B

Total deposits

$1.0B

Service charge income (year to date)

$6.7M

Fee income ratio

18.3%

Return on assets

0.42%

Financial profile · Pro

Performance from regulator filings

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Based on 65,787 published fee entries from 3,612 institutions

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