vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$0.50 below the California median
$4 above the national median$4.50 above the California median
per month · Source
At the national median$1.50 above the California median
$7.50 below the national median$10 below the California median
$12.50 below the national median$15 below the California median
per year · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #11843. canonical_hint=account_research; text_hash=2a912c93e6070a4436e67c799a201d8eab23c37af92c51ac678bd4d5d0f93aad; excerpt="Locator Fee (per year) | $5.00" · Source
$1 below the national median$4 above the California median
$1 below the national median$6 above the California median
per day · Source
$1 below the national median$6 above the California median
$0.50 above the national medianAt the California median
$5 above the national median$5 above the California median
$20 above the national median$20 above the California median
At the national medianAt the California median
At the national median$1 below the California median
$2.50 below the national median$2.50 above the California median
$2 above the national median$1 above the California median
At the national median$0.50 below the California median
$2 above the national median$2 above the California median
At the national median$7.50 above the California median
$15 below the national median$18 below the California median
$15 below the national median$10 below the California median
At the national medianAt the California median
$5 above the national median$5 above the California median
$2 above the national median$0.75 above the California median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Maintenance Fee (after 6 months, account balance drops below $25) | $5Within the typical range ($4–$10 nationally) | $1 below the national median$0.50 below the California median | — | — | Source |
| Sole Proprietor (DBA) Monthly Fee | $10Within the typical range ($4–$10 nationally) | $4 above the national median$4.50 above the California median | per month | — | Source |
| Dormant Fee (No activity after 12 months) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the California median | — | — | Source |
| Account Reconciliation Per 1/2 Hour (Research & Balance) | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$10 below the California median | — | — | Source |
| Locator Fee (per year) | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the California median | per year | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #11843. canonical_hint=account_research; text_hash=2a912c93e6070a4436e67c799a201d8eab23c37af92c51ac678bd4d5d0f93aad; excerpt="Locator Fee (per year) | $5.00" | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee (negative balance) | $29Within the typical range ($25–$33 nationally) | $1 below the national median$4 above the California median | — | — | Source |
| Non Sufficient Funds Charges (Max NSF 3 per day) | $29 | ||||
ATM & CardVerified | |||||
| ATM Withdrawals | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national medianAt the California median | — | — | Source |
| Replacement, Extra Card | $15 | ||||
Wire TransfersVerified | |||||
| Wire Transfers Received | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | — | — | Source |
Check ServicesVerified | |||||
| Money Order | $2Within the typical range ($1.50–$3 nationally) | At the national median$1 below the California median | — | — | Source |
| Stop Payment of Credit Union Corporate Check | $25 | ||||
Digital & ElectronicVerified | |||||
| Late Ach Return Fee | $25Within the typical range ($15–$30 nationally) | At the national median$7.50 above the California median | — | — | Source |
Cash & DepositVerified | |||||
| Return Deposit Items | $0Below the typical range ($8–$25 nationally) | $15 below the national median$18 below the California median | — | — | Source |
Account ServicesVerified | |||||
| Attachment/Levy Against Members Account | $35Within the typical range ($30–$90 nationally) | $15 below the national median$10 below the California median | — | — | Source |
| Verification of Deposits | $10 | ||||
Lending FeesVerified | |||||
| Late Charge After 10 Days | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the California median | — | — | Source |
| Physical Appraisal for Other Institution or Business | $10 | ||||
Other FeesVerified | |||||
| Duplicate Copies of Statements | $5Within the typical range ($2–$5 nationally) | $2 above the national median$0.75 above the California median | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$29
Headline fees published
8 of 15
Published fees
24
Under review
0
Assets
$107.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$107.5M
Total deposits
$92.8M
Service charge income (year to date)
$46K
Fee income ratio
2.0%
Return on assets
0.47%
Financial profile · Pro
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| $1 below the national median$6 above the California median |
| per day |
| — |
| Source |
| Transaction return NSF (1st presentation) | $29Within the typical range ($25–$32 nationally) | $1 below the national median$6 above the California median | — | — | Source |
| $5 above the national median$5 above the California median |
| — |
| — |
| Source |
| Second Replacement Card | $30Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the California median | — | — | Source |
| $2.50 below the national median$2.50 above the California median |
| — |
| — |
| Source |
| Temporary Checks | $4Within the typical range ($1–$4 nationally) | $2 above the national median$1 above the California median | — | — | Source |
| Sponsor Check Cashing for a Non-Member | $5Within the typical range ($5–$10 nationally) | At the national median$0.50 below the California median | — | — | Source |
| Photo Copy of Paid CU Check | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | — | — | Source |
| At the national medianAt the California median |
| — |
| — |
| Source |
| $315 below the national median |
| — |
| — |
| Source |