vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$5 below the South Dakota median
per month · Source
At the national medianAt the South Dakota median
per month · Source
$12.50 below the national median$10 below the South Dakota median
$2.50 below the national medianAt the South Dakota median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3412. canonical_hint=account_research; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="Statement/Checkbook balancing: $15/hr. | Duplicate Title Handling Fee: $10" · Source
$2 below the national median$2.24 below the South Dakota median
At the national medianAt the South Dakota median
At the national medianAt the South Dakota median
$4 below the national median$4 below the South Dakota median
At the national medianAt the South Dakota median
At the national medianAt the South Dakota median
$2 below the national median$2 below the South Dakota median
$2.50 below the national median$4 below the South Dakota median
At the national median$1.50 above the South Dakota median
—
$5 below the national median$2.50 above the South Dakota median
$20 above the national median$35 above the South Dakota median
$10 below the national median$5 above the South Dakota median
At the national median$15 above the South Dakota median
$105 above the national median$120 above the South Dakota median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3412. canonical_hint=safe_deposit_box; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="Drilling Fee (loss of both keys): $150" · Source
$100 above the national median$100 above the South Dakota median
per item · Source
$5 above the national median$10 above the South Dakota median
per item · Source
$1.50 below the national median$1 below the South Dakota median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3412. canonical_hint=prepaid_card_reload; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="Travel Card Reload Fee: $2" · Source
$0.50 below the national medianAt the South Dakota median
$7 above the national median$8 above the South Dakota median
per item · Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3412. canonical_hint=account_research; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="International Fax Fee (per page): $10" · Source
$62.50 above the national median$56.25 above the South Dakota median
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3412. canonical_hint=other_lending_fee; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="CHECKING ACCOUNT FEES: | Loan Refinancing: $100*" · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Checking Account monthly fee | $0Below the typical range ($4–$10 nationally) | $6 below the national median$5 below the South Dakota median | per month | — | Source |
| Dormant/Inactive account monthly fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the South Dakota median | per month | — | Source |
| Return Mail Item | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the South Dakota median | — | — | Source |
| Statement/Checkbook balancing | $15Within the typical range ($12–$25 nationally) | $2.50 below the national medianAt the South Dakota median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3412. canonical_hint=account_research; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="Statement/Checkbook balancing: $15/hr. | Duplicate Title Handling Fee: $10" | Source |
| Paper Statement Fee | $1Below the typical range ($2–$4.93 nationally) | $2 below the national median$2.24 below the South Dakota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Paid Item Fee | $30Within the typical range ($25–$33 nationally) | At the national medianAt the South Dakota median | — | — | Source |
| Returned Item Fee ACH/EFT | $30 | ||||
ATM & CardVerified | |||||
| Card Replacement | $6Within the typical range ($5–$10 nationally) | $4 below the national median$4 below the South Dakota median | — | — | Source |
Wire TransfersVerified | |||||
| Outgoing Wire (Domestic) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the South Dakota median | — | — | Source |
| Outgoing Wire (International) | $50 | ||||
Check ServicesVerified | |||||
| Credit Union Check (Cashier’s Check) | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the South Dakota median | — | — | Source |
| Stop Payment item | $25 | ||||
Cash & DepositVerified | |||||
| Coin Machine Use | 1% | — | — | — | Source |
| Returned Check | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2.50 above the South Dakota median | |||
Account ServicesVerified | |||||
| 10x10 (per box) | $65Within the typical range ($30–$70 nationally) | $20 above the national median$35 above the South Dakota median | — | — | Source |
| 3x10 (per box) | $35 | ||||
Lending FeesVerified | |||||
| Visa Late Payment | $25Within the typical range ($10–$25 nationally) | $5 above the national median$10 above the South Dakota median | per item | — | Source |
| Loan Origination | $100 | ||||
Gift & Prepaid CardsVerified | |||||
| Travel Card Reload Fee | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1 below the South Dakota median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3412. canonical_hint=prepaid_card_reload; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="Travel Card Reload Fee: $2" | Source |
Other FeesVerified | |||||
| Overnight Mail | $50Above the typical range ($20–$40 nationally) | $20 above the national median | — | — | Source |
| International Fax Fee (per page) | $10 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 60 others that publish it, 26 lower, 25 the same and 9 higher.
Monthly maintenance
$0.00
Of 26 others that publish it, 0 lower, 3 the same and 23 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
10 of 15
Published fees
26
Under review
0
Assets
$173.0M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$173.0M
Total deposits
$152.7M
Service charge income (year to date)
$1.2M
Fee income ratio
19.8%
Return on assets
1.17%
Financial profile · Pro
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| At the national medianAt the South Dakota median |
| — |
| — |
| Source |
| At the national medianAt the South Dakota median |
| — |
| — |
| Source |
| $2.50 below the national median$4 below the South Dakota median |
| — |
| — |
| Source |
| Check Cashing Fee (no relationship) | $5Within the typical range ($5–$10 nationally) | At the national median$1.50 above the South Dakota median | — | — | Source |
| — |
| — |
| Source |
| $10 below the national median$5 above the South Dakota median |
| — |
| — |
| Source |
| 5x10 (per box) | $45Within the typical range ($30–$70 nationally) | At the national median$15 above the South Dakota median | — | — | Source |
| Drilling Fee (loss of both keys) | $150Above the typical range ($30–$70 nationally) | $105 above the national median$120 above the South Dakota median | — | Knox extract.rules v17 categorized a line held for review from Rosetta artifact #3412. canonical_hint=safe_deposit_box; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="Drilling Fee (loss of both keys): $150" | Source |
| Order/Levy/Garnishment (each) | $150Above the typical range ($30–$87.50 nationally) | $100 above the national median$100 above the South Dakota median | per item | — | Source |
| $70 above the national median |
| — |
| — |
| Source |
| Visa Gift Card |
| $3Within the typical range ($3–$4.95 nationally) |
| $0.50 below the national medianAt the South Dakota median |
| — |
| — |
| Source |
| $7 above the national median$8 above the South Dakota median |
| per item |
| Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3412. canonical_hint=account_research; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="International Fax Fee (per page): $10" |
| Source |
| CHECKING ACCOUNT FEES: Loan Refinancing | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$56.25 above the South Dakota median | — | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #3412. canonical_hint=other_lending_fee; text_hash=1971a1a5cca27c05d5e5fb82ac59c3b6adda754b177eb4e9c5c7a19b22654214; excerpt="CHECKING ACCOUNT FEES: | Loan Refinancing: $100*" | Source |