vs. U.S. typical range:LowerTypicalHigher
$5 below the national median$6.24 below the Illinois median
per month · Source
$2 below the national median$5 below the Illinois median
per month · Source
$2.50 above the national medianAt the Illinois median
$20 above the national median$20 above the Illinois median
$2.50 above the national medianAt the Illinois median
$12.50 below the national median$15 below the Illinois median
$7.50 below the national median$10 below the Illinois median
per item · Source
$0.50 below the national median$0.50 below the Illinois median
$0.50 below the national median$0.50 below the Illinois median
$0.50 below the national median$0.25 below the Illinois median
per month · Source
At the national medianAt the Illinois median
At the national medianAt the Illinois median
At the national medianAt the Illinois median
$2 above the national medianAt the Illinois median
$15 below the national median$10 below the Illinois median
At the national median$1 below the Illinois median
$2.50 above the national median$0.03 above the Illinois median
$22.50 above the national median$20.03 above the Illinois median
$14.50 above the national median$14.50 above the Illinois median
$25 above the national medianAt the Illinois median
$15 above the national median$15 above the Illinois median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| ID Theft Monthly Fee (Optional Program) | $1Below the typical range ($4–$10 nationally) | $5 below the national median$6.24 below the Illinois median | per month | — | Source |
| Dividend Checking Account Low Balance Fee (per Month) | $5Within the typical range ($5–$10 nationally) | $2 below the national median$5 below the Illinois median | per month | — | Source |
| Account Closed Within 90 Days of Opening | $20Within the typical range ($10–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Dormancy (Inactive for 12 months) | $25Above the typical range ($5–$10 nationally) | $20 above the national median$20 above the Illinois median | — | — | Source |
| Account Reconciliation and/or Account Research (Per Hour) | $20Within the typical range ($11–$25 nationally) | $2.50 above the national medianAt the Illinois median | — | — | Source |
| Bad Address Fee | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$15 below the Illinois median | — | — | Source |
| MEGA SHARE Excess Withdrawals (Per Item Over 3 Per Month) | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$10 below the Illinois median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Premium OD Usage Fee/Insufficient Funds Charge (Paid) | $29.50Within the typical range ($25–$33 nationally) | $0.50 below the national median$0.50 below the Illinois median | — | — | Source |
| Insufficient Funds Charge External Withdrawal (Returned) | $29.50 | ||||
ATM & CardVerified | |||||
| Monthly Foreign ATM Transactions Over Six (Per Item) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.25 below the Illinois median | per month | — | Source |
| Replacement or Additional Card | $10 | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing Domestic) | $25Within the typical range ($20–$25 nationally) | At the national medianAt the Illinois median | — | — | Source |
Check ServicesVerified | |||||
| Corporate Check (Payee Other Than Member) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Illinois median | — | — | Source |
| Stop Payment on an Item | $29.50 | ||||
Digital & ElectronicVerified | |||||
| Bill Payment Expedited Electronic Payment | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$0.03 above the Illinois median | — | — | Source |
| Bill Payment Expedited Paper Payment | $25 | ||||
Cash & DepositVerified | |||||
| Negotiated/Deposited Item Return Fee | $29.50Above the typical range ($8–$25 nationally) | $14.50 above the national median$14.50 above the Illinois median | — | — | Source |
Account ServicesVerified | |||||
| Garnishment or Levy | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the Illinois median | — | — | Source |
| Verification of Deposit Completion Fee | $25 | ||||
Overdraft
$29.50
Of 29 others that publish it, 15 lower and 14 higher.
Monthly maintenance
$1.00
Of 9 others that publish it, 2 lower and 7 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$29.50
Headline fees published
10 of 15
Published fees
21
Under review
0
Assets
$749.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$749.1M
Total deposits
$692.1M
Service charge income (year to date)
$1.2M
Fee income ratio
5.5%
Return on assets
0.36%
Financial profile · Pro
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| $0.50 below the national median$0.50 below the Illinois median |
| — |
| — |
| Source |
| At the national medianAt the Illinois median |
| — |
| — |
| Source |
| $2 above the national medianAt the Illinois median |
| — |
| — |
| Source |
| Item Sent for Collection | $5Below the typical range ($10–$25 nationally) | $15 below the national median$10 below the Illinois median | — | — | Source |
| Draft Copy | $3Within the typical range ($2–$5 nationally) | At the national median$1 below the Illinois median | — | — | Source |
| $22.50 above the national median$20.03 above the Illinois median |
| — |
| — |
| Source |
| $15 above the national median$15 above the Illinois median |
| — |
| — |
| Source |