vs. U.S. typical range:LowerTypicalHigher
$1.01 below the national median$0.01 below the West Virginia median
per month · Source
$1 below the national medianAt the West Virginia median
per month · Source
At the national medianAt the West Virginia median
per month · Source
$7.50 above the national median$11.50 above the West Virginia median
$2 above the national median$1.06 above the West Virginia median
per item · Source
$2 above the national median$1.06 above the West Virginia median
$2 above the national median$1.06 above the West Virginia median
per transaction · Source
At the national medianAt the West Virginia median
per item · Source
$5 above the national median$5 above the West Virginia median
per item · Source
$10 below the national median$5 below the West Virginia median
$5 above the national medianAt the West Virginia median
$20 above the national median$20 above the West Virginia median
$3 below the national median$3 below the West Virginia median
$4.50 above the national median$2 above the West Virginia median
per transaction · Source
$4.50 above the national median$2 above the West Virginia median
$1.50 below the national median$1.50 below the West Virginia median
per item · Source
At the national medianAt the West Virginia median
$20 above the national median$15 above the West Virginia median
per item · Source
$5 below the national median$10 below the West Virginia median
per item · Source
$2 above the national medianAt the West Virginia median
per item · Source
$0.60 above the national median
per item · Source
$5 below the national median$11.25 below the West Virginia median
per item · Source
$10 above the national median$3.75 above the West Virginia median
per item · Source
$2.50 below the national medianAt the West Virginia median
$205 above the national median$217.50 above the West Virginia median
$30 above the national median$42.50 above the West Virginia median
$5 below the national median$7.50 above the West Virginia median
$20 below the national median$7.50 below the West Virginia median
$5 above the national median$17.50 above the West Virginia median
$15 below the national median$2.50 below the West Virginia median
$25 above the national medianAt the West Virginia median
per item · Source
per item · Source
$2 below the national median$1 below the West Virginia median
per item · Source
$212.50 above the national median$215 above the West Virginia median
$12.50 above the national median$15 above the West Virginia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| monthly maintenance fee | $4.99Within the typical range ($4–$10 nationally) | $1.01 below the national median$0.01 below the West Virginia median | per month | — | Source |
| Monthly maintenance fee | $5Within the typical range ($4–$10 nationally) | $1 below the national medianAt the West Virginia median | per month | — | Source |
| Inactive Membership Fee | $5Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | per month | — | Source |
| Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$11.50 above the West Virginia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay NSF | $32Within the typical range ($25–$33 nationally) | $2 above the national median$1.06 above the West Virginia median | per item | — | Source |
| NSF/Overdraft Fee - | $32 | ||||
ATM & CardVerified | |||||
| Reissue Lost/Stolen Visa ATM/Check Card | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the West Virginia median | per item | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing Local | $15Below the typical range ($20–$25 nationally) | $10 below the national median$5 below the West Virginia median | — | — | Source |
| Wire Transfer - Incoming to Federal Reserve | $15 | ||||
Check ServicesVerified | |||||
| Official Checks | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the West Virginia median | — | — | Source |
| Stop Payment | $32 | ||||
Digital & ElectronicVerified | |||||
| Mobile Deposit Capture (MDC) Deposit Limit Exception Fee | $0.60Above the typical range ($0–$0 nationally) | $0.60 above the national median | per item | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Return (2nd Party) | $10Within the typical range ($8–$25 nationally) | $5 below the national median$11.25 below the West Virginia median | per item | — | Source |
| Deposited Item Return (Personal) | $25 | ||||
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the West Virginia median | — | — | Source |
| Drilling of Box (missing both keys) | $250 | ||||
Other FeesVerified | |||||
| Photocopy Fee | $1Below the typical range ($2–$5 nationally) | $2 below the national median$1 below the West Virginia median | per item | — | Source |
| Loan Modification Fee | $250 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$32.00
Of 108 others that publish it, 67 lower, 12 the same and 29 higher.
Monthly maintenance
$5.00
Of 57 others that publish it, 21 lower, 7 the same and 29 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$32
Headline fees published
10 of 15
Published fees
35
Under review
0
Assets
$141.6M
Work at West Virginia Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$141.6M
Total deposits
$114.2M
Service charge income (year to date)
$194K
Fee income ratio
4.7%
Return on assets
1.40%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $2 above the national median$1.06 above the West Virginia median |
| — |
| — |
| Source |
| Premium services available at varying costs as selected NSF/Overdraft Fee | $32Within the typical range ($25–$33 nationally) | $2 above the national median$1.06 above the West Virginia median | per transaction | — | Source |
| Overdraft Protection Transfer Fee from a WVFCU Account | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the West Virginia median | per item | — | Source |
| $5 above the national medianAt the West Virginia median |
| — |
| — |
| Source |
| Wire Transfer - Outgoing International | $70Above the typical range ($40–$50 nationally) | $20 above the national median$20 above the West Virginia median | — | — | Source |
| $4.50 above the national median$2 above the West Virginia median |
| per transaction |
| — |
| Source |
| Stop Payment - | $32Above the typical range ($20–$30 nationally) | $4.50 above the national median$2 above the West Virginia median | — | — | Source |
| Counter Check Charge | $0.50Below the typical range ($1–$4 nationally) | $1.50 below the national median$1.50 below the West Virginia median | per item | — | Source |
| Payroll Check Cashing | $5Within the typical range ($5–$10 nationally) | At the national medianAt the West Virginia median | — | — | Source |
| Collection Item (incoming) | $40Above the typical range ($10–$25 nationally) | $20 above the national median$15 above the West Virginia median | per item | — | Source |
| Items Sent for Collection | $15Within the typical range ($10–$25 nationally) | $5 below the national median$10 below the West Virginia median | per item | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the West Virginia median | per item | — | Source |
| $10 above the national median$3.75 above the West Virginia median |
| per item |
| — |
| Source |
| $205 above the national median$217.50 above the West Virginia median |
| — |
| — |
| Source |
| Safe Deposit Box 10" x 10" | $75Above the typical range ($30–$70 nationally) | $30 above the national median$42.50 above the West Virginia median | — | — | Source |
| Safe Deposit Box 3" x 10" | $40Within the typical range ($30–$70 nationally) | $5 below the national median$7.50 above the West Virginia median | — | — | Source |
| Safe Deposit Box 3" x 5" | $25Below the typical range ($30–$70 nationally) | $20 below the national median$7.50 below the West Virginia median | — | — | Source |
| Safe Deposit Box 5" x 10" | $50Within the typical range ($30–$70 nationally) | $5 above the national median$17.50 above the West Virginia median | — | — | Source |
| Safe Deposit Box 5" x 5" | $30Within the typical range ($30–$70 nationally) | $15 below the national median$2.50 below the West Virginia median | — | — | Source |
| Processing of Subpoena, Levies & Garnishments | $75Within the typical range ($30–$90 nationally) | $25 above the national medianAt the West Virginia median | per item | — | Source |
| Legal Process | $75Within the typical range ($30–$100 nationally) | $25 above the national median | per item | — | Source |
| $212.50 above the national median$215 above the West Virginia median |
| — |
| — |
| Source |
| Subordination Agreement | $50Within the typical range ($25–$100 nationally) | $12.50 above the national median$15 above the West Virginia median | — | — | Source |