vs. U.S. typical range:LowerTypicalHigher
$2.50 above the national median$3.75 above the New York median
$20 above the national median$15.50 above the New York median
At the national median$4.50 below the New York median
per month · Source
$2.50 above the national median$2.50 above the New York median
$7.50 below the national median$7.50 below the New York median
$12.50 below the national median$12.50 below the New York median
$5 below the national median$5 below the New York median
$5 below the national median$0.75 below the New York median
per item · Source
$5 above the national median$5 above the New York median
per item · Source
$0.50 below the national median$0.50 below the New York median
per item · Source
$1.50 above the national median$1.50 above the New York median
$0.50 above the national median$0.50 above the New York median
per item · Source
At the national medianAt the New York median
At the national medianAt the New York median
per item · Source
$24.50 below the national median$19.50 below the New York median
per item · Source
$2 below the national median$2 below the New York median
$3 below the national median$3 below the New York median
At the national medianAt the New York median
$1 above the national median$1 above the New York median
$2.50 below the national medianAt the New York median
per item · Source
$1 below the national median$1 below the New York median
$5 below the national median$6 below the New York median
per item · Source
$1 above the national median$1 below the New York median
At the national median$2 below the New York median
$1 below the national median$3 below the New York median
$10 above the national median$5 above the New York median
per item · Source
$5 above the national median$5 below the New York median
per year · Source
$45 above the national median$35 above the New York median
per year · Source
$5 below the national median$15 below the New York median
per year · Source
$15 above the national median$5 above the New York median
per year · Source
At the national median$25 below the New York median
$70 above the national median$75 above the New York median
$1 below the national median$1.45 below the New York median
$3 below the national median$3.45 below the New York median
$1.50 below the national median$1.95 below the New York median
$1.50 above the national median$1.05 above the New York median
$2 below the national median$2 below the New York median
per item · Source
$1 below the national median$1 below the New York median
$2 below the national median$2 below the New York median
$62.50 above the national median$63.75 above the New York median
$62.50 above the national median$63.75 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure | $20Within the typical range ($10–$25 nationally) | $2.50 above the national median$3.75 above the New York median | — | — | Source |
| Escheatment Fee | $25Above the typical range ($5–$10 nationally) | $20 above the national median$15.50 above the New York median | — | — | Source |
| Inactive Account | $5Within the typical range ($5–$10 nationally) | At the national median$4.50 below the New York median | per month | — | Source |
| Account Reconciliation | $20Within the typical range ($11–$25 nationally) | $2.50 above the national median$2.50 above the New York median | — | — | Source |
| Account Research | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$7.50 below the New York median | — | — | Source |
| Incorrect Address | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$12.50 below the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege | $25Within the typical range ($25–$33 nationally) | $5 below the national median$5 below the New York median | — | — | Source |
| NSF | $25 | ||||
ATM & CardVerified | |||||
| ATM Account Inquiry | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | per item | — | Source |
| ATM Fee for Foreign Card Use | $3 | ||||
Wire TransfersVerified | |||||
| Wire Transfer - Outgoing | $25Within the typical range ($20–$25 nationally) | At the national medianAt the New York median | per item | — | Source |
| International Wire - Outgoing | $25.50 | ||||
Check ServicesVerified | |||||
| Official Check | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| Official Check | $2 | ||||
Cash & DepositVerified | |||||
| Deposited Item Return | $25Within the typical range ($8–$25 nationally) | $10 above the national median$5 above the New York median | per item | — | Source |
Account ServicesVerified | |||||
| 5" x 5" or 3" x 10" Box | $50Within the typical range ($30–$70 nationally) | $5 above the national median$5 below the New York median | per year | — | Source |
| Safe Deposit Box 10" x 10" | $90 | ||||
Lending FeesVerified | |||||
| Loan Modification Fee | $100Above the typical range ($20–$75 nationally) | $70 above the national median$75 above the New York median | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| CU Money Visa® Reloadable Card | $2.50Below the typical range ($3–$4.95 nationally) | $1 below the national median$1.45 below the New York median | — | — | Source |
| reload fee | $0.50 | ||||
Other FeesVerified | |||||
| Statement Copy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the New York median | per item | — | Source |
| Statement Copy | $2 | ||||
Overdraft
$25.00
Of 65 others that publish it, 17 lower, 14 the same and 34 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$25
Headline fees published
10 of 15
Published fees
41
Under review
0
Assets
$777.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$777.3M
Total deposits
$651.4M
Service charge income (year to date)
$2.4M
Fee income ratio
10.5%
Return on assets
1.42%
Financial profile · Pro
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| $5 below the national median$0.75 below the New York median |
| per item |
| — |
| Source |
| Overdraft Transfer | $10Above the typical range ($2.50–$5 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| $1.50 above the national median$1.50 above the New York median |
| — |
| — |
| Source |
| Non-proprietary ATM Withdrawal/Transfer | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$0.50 above the New York median | per item | — | Source |
| Visa® Debit Card Replacement | $10Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | — | — | Source |
| $24.50 below the national median$19.50 below the New York median |
| per item |
| — |
| Source |
| $3 below the national median$3 below the New York median |
| — |
| — |
| Source |
| Money Order | $2Within the typical range ($1.50–$3 nationally) | At the national medianAt the New York median | — | — | Source |
| Money Order | $3Within the typical range ($1.50–$3 nationally) | $1 above the national median$1 above the New York median | — | — | Source |
| Stop Payment | $25Within the typical range ($20–$30 nationally) | $2.50 below the national medianAt the New York median | per item | — | Source |
| Counter Checks | $1Within the typical range ($1–$4 nationally) | $1 below the national median$1 below the New York median | — | — | Source |
| Items Sent for Collection | $15Within the typical range ($10–$25 nationally) | $5 below the national median$6 below the New York median | per item | — | Source |
| Copy of Official Check | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1 below the New York median | — | — | Source |
| Official Check Copy | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the New York median | — | — | Source |
| Share Draft Copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the New York median | — | — | Source |
| $45 above the national median$35 above the New York median |
| per year |
| — |
| Source |
| Safe Deposit Box 3" x 5" | $40Within the typical range ($30–$70 nationally) | $5 below the national median$15 below the New York median | per year | — | Source |
| Safe Deposit Box 5" x 10" | $60Within the typical range ($30–$70 nationally) | $15 above the national median$5 above the New York median | per year | — | Source |
| Legal Restraining Notice/Levy | $50Within the typical range ($30–$90 nationally) | At the national median$25 below the New York median | — | — | Source |
| $3 below the national median$3.45 below the New York median |
| — |
| — |
| Source |
| reload fee | $2Below the typical range ($3–$4.95 nationally) | $1.50 below the national median$1.95 below the New York median | — | — | Source |
| Visa® Gift Card | $5Above the typical range ($3–$4.95 nationally) | $1.50 above the national median$1.05 above the New York median | — | — | Source |
| $1 below the national median$1 below the New York median |
| — |
| — |
| Source |
| Visa® Gift Card Statement Copy | $1Below the typical range ($2–$5 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| Loan Modification Fee | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$63.75 above the New York median | — | — | Source |
| Subordination Agreement Fee | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$63.75 above the New York median | — | — | Source |