vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the South Dakota median
per month · Source
$12.50 below the national median$10 below the South Dakota median
$12.50 below the national median$10 below the South Dakota median
At the national medianAt the South Dakota median
per item · Source
At the national medianAt the South Dakota median
$0.50 below the national median$1 below the South Dakota median
per item · Source
—
$10 below the national median$10 below the South Dakota median
$5 below the national median$5 below the South Dakota median
At the national medianAt the South Dakota median
$1 below the national median$1.50 below the South Dakota median
per item · Source
$2.50 above the national median$1 above the South Dakota median
per item · Source
$1 below the national median$1 below the South Dakota median
per item · Source
$2 below the national median$0.25 above the South Dakota median
per transaction · Source
$22.50 below the national median$7.50 below the South Dakota median
per year · Source
$32.50 below the national median$17.50 below the South Dakota median
per year · Source
$25 below the national median$25 below the South Dakota median
$2.75 below the national median$1.75 below the South Dakota median
per item · Source
$1 below the national medianAt the South Dakota median
$2.50 below the national median$8.75 below the South Dakota median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account | $5Within the typical range ($5–$10 nationally) | At the national medianAt the South Dakota median | per month | — | Source |
| Account Reconciliation | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the South Dakota median | — | — | Source |
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the South Dakota median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft (ACH NSF) | $30Within the typical range ($25–$33 nationally) | At the national medianAt the South Dakota median | per item | — | Source |
| Overdraft Transfer (from Shares) | $5 | ||||
ATM & CardVerified | |||||
| ATM Transaction | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the South Dakota median | per item | — | Source |
| Foreign Transaction Fee (Card) | 1%of the transaction | ||||
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing) | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the South Dakota median | — | — | Source |
| Wire Transfer (Incoming) | $5 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the South Dakota median | — | — | Source |
| Money Order | $1 | ||||
Digital & ElectronicVerified | |||||
| Overdraft (ACH Non-Return) | $30Within the typical range ($15–$30 nationally) | $5 above the national median | per item | — | Source |
| Online Bill Pay Transaction | $0.50 | ||||
Account ServicesVerified | |||||
| Safe Deposit Box Rent – 3″x10″ (Annual) | $22.50Below the typical range ($30–$70 nationally) | $22.50 below the national median$7.50 below the South Dakota median | per year | — | Source |
| Safe Deposit Box Rent – 3″x5″ (Annual) | $12.50 | ||||
Other FeesVerified | |||||
| Photocopy | $0.25Below the typical range ($2–$5 nationally) | $2.75 below the national median$1.75 below the South Dakota median | per item | — | Source |
| Statement Copy | $2 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$30
Headline fees published
8 of 15
Published fees
20
Under review
0
Assets
$111.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$111.5M
Total deposits
$100.0M
Service charge income (year to date)
$824K
Fee income ratio
25.3%
Return on assets
0.41%
Financial profile · Pro
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| At the national medianAt the South Dakota median |
| — |
| — |
| Source |
| — |
| — |
| — |
| Source |
| $5 below the national median$5 below the South Dakota median |
| — |
| — |
| Source |
| $1 below the national median$1.50 below the South Dakota median |
| per item |
| — |
| Source |
| Stop Payment (Check or ACH) | $30Within the typical range ($20–$30 nationally) | $2.50 above the national median$1 above the South Dakota median | per item | — | Source |
| Draft (Check) Copy (front and back) | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the South Dakota median | — | — | Source |
| $2 below the national median$0.25 above the South Dakota median |
| per transaction |
| — |
| Source |
| $32.50 below the national median$17.50 below the South Dakota median |
| per year |
| — |
| Source |
| Compliance with Legal order/Levy | $25Below the typical range ($30–$87.50 nationally) | $25 below the national median$25 below the South Dakota median | — | — | Source |
| $1 below the national medianAt the South Dakota median |
| — |
| — |
| Source |
| Loan Skip A Pay | $35Within the typical range ($25–$100 nationally) | $2.50 below the national median$8.75 below the South Dakota median | — | — | Source |