vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Massachusetts median
$12.50 below the national median$20 below the Massachusetts median
$7.50 above the national medianAt the Massachusetts median
At the national median$1 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national medianAt the Massachusetts median
$5 below the national median$5 below the Massachusetts median
At the national medianAt the Massachusetts median
$35 above the national median$25 above the Massachusetts median
$5 below the national median$5 below the Massachusetts median
$10 below the national median$10 below the Massachusetts median
At the national medianAt the Massachusetts median
At the national median$1 below the Massachusetts median
$5 above the national median$5 above the Massachusetts median
per item · Source
$1 above the national median$1 below the Massachusetts median
$3 below the national median$5 below the Massachusetts median
$2.50 below the national medianAt the Massachusetts median
$10 below the national median$2.14 below the Massachusetts median
$2.50 below the national median$1.25 below the Massachusetts median
$50 above the national median$50 above the Massachusetts median
At the national medianAt the Massachusetts median
At the national median$7.50 above the Massachusetts median
At the national medianAt the Massachusetts median
$2.50 below the national median$4.50 below the Massachusetts median
per item · Source
$2 above the national medianAt the Massachusetts median
$62.50 above the national median$50 below the Massachusetts median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Fee 1 | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Address Corrections (Returned Mail) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$20 below the Massachusetts median | — | — | Source |
| Hourly Account Reconciliation | $25Within the typical range ($12–$25 nationally) | $7.50 above the national medianAt the Massachusetts median | — | — | Source |
| Paper Statement Fee 1 | $3Within the typical range ($2–$4.76 nationally) | At the national median$1 above the Massachusetts median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Paid – Courtesy Pay | $30Within the typical range ($25–$33 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Insufficient Funds – Check, ACH, Debit, Bill Pay | $30 | ||||
ATM & CardVerified | |||||
| Replacement Card | $10Within the typical range ($5–$10 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| replacement Card Rush Order | $75 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer (Outgoing) | $20Within the typical range ($20–$25 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| Wire Transfer (Incoming) | $0 | ||||
Check ServicesVerified | |||||
| Official Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| Money Orders Up To $1,000 (Members Only) | $2 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Massachusetts median | — | — | Source |
Cash & DepositVerified | |||||
| Returned Deposited Item | $5Below the typical range ($8–$25 nationally) | $10 below the national median$2.14 below the Massachusetts median | — | — | Source |
Account ServicesVerified | |||||
| Notary Services | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.25 below the Massachusetts median | — | — | Source |
| Levies | $100 | ||||
Lending FeesVerified | |||||
| Late Payment | $20Within the typical range ($10–$25 nationally) | At the national median$7.50 above the Massachusetts median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Plan Termination | $25Within the typical range ($25–$35 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
Other FeesVerified | |||||
| Photocopies (Per Page) | $0.50Below the typical range ($2–$5 nationally) | $2.50 below the national median$4.50 below the Massachusetts median | per item | — | Source |
| Statement Copy | $5 | ||||
Overdraft
$30.00
Of 42 others that publish it, 18 lower, 18 the same and 6 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$30
Headline fees published
9 of 15
Published fees
26
Under review
0
Assets
$63.3M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$63.3M
Total deposits
$57.8M
Service charge income (year to date)
$75K
Fee income ratio
4.5%
Return on assets
0.25%
Financial profile · Pro
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| At the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Overdraft Transfer Between Account | $0Below the typical range ($2.50–$5 nationally) | $5 below the national median$5 below the Massachusetts median | — | — | Source |
| $35 above the national median$25 above the Massachusetts median |
| — |
| — |
| Source |
| $10 below the national median$10 below the Massachusetts median |
| — |
| — |
| Source |
| At the national median$1 below the Massachusetts median |
| — |
| — |
| Source |
| Collection Item (Non-U.S.) Per Item | $25Within the typical range ($10–$25 nationally) | $5 above the national median$5 above the Massachusetts median | per item | — | Source |
| Check Copies | $4Within the typical range ($2–$5 nationally) | $1 above the national median$1 below the Massachusetts median | — | — | Source |
| Check Copies via Online Banking | $0Below the typical range ($2–$5 nationally) | $3 below the national median$5 below the Massachusetts median | — | — | Source |
| $50 above the national median$50 above the Massachusetts median |
| — |
| — |
| Source |
| Verification of Deposit | $10Within the typical range ($5–$15 nationally) | At the national medianAt the Massachusetts median | — | — | Source |
| $2 above the national medianAt the Massachusetts median |
| — |
| — |
| Source |
| Subordination Agreement | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$50 below the Massachusetts median | — | — | Source |