vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national medianAt the Wisconsin median
per item · When any deposit account is closed within 90 days of opening · Source
$7.50 above the national medianAt the Wisconsin median
$7.50 above the national median$7.50 above the Wisconsin median
varies · per hour, minimum of 1 hour charged · Institution’s schedule
$7.50 above the national median$7.50 above the Wisconsin median
At the national medianAt the Wisconsin median
per month · if enrolled to receive statements electronically but don't access account for 9+ consecutive months, or if online banking ID inactive for 24+ consecutive months · Institution’s schedule
$5 below the national median$3 below the Wisconsin median
per item · Source
$0.50 above the national median$1 above the Wisconsin median
$2.50 below the national median$2.50 below the Wisconsin median
$5 below the national median$1.25 below the Wisconsin median
per item · Source
$5 above the national median$5 above the Wisconsin median
per item · Source
$10 below the national median$10 below the Wisconsin median
At the national median$2 below the Wisconsin median
per item · Source
$5 below the national median$5 below the Wisconsin median
per item · Source
At the national medianAt the Wisconsin median
per item · Source
$2.50 above the national median$2.50 above the Wisconsin median
per item · Source
At the national medianAt the Wisconsin median
per item · Source
$30 above the national median$30 above the Wisconsin median
$10 below the national median$10 below the Wisconsin median
$2 above the national median$2 above the Wisconsin median
per item · Source
$2 above the national median$2 above the Wisconsin median
per item · Institution’s schedule
$2.50 below the national median$4.95 below the Wisconsin median
varies · No charge · Source
$2.50 below the national median$4.95 below the Wisconsin median
per item · No charge · Source
per item · No charge · Source
At the national medianAt the Wisconsin median
$155 above the national median$162.50 above the Wisconsin median
At the national median$7.50 above the Wisconsin median
$50 above the national median$50 above the Wisconsin median
per item · Source
$5 above the national median$15 above the Wisconsin median
per item · Per annual billing cycle · Source
At the national medianAt the Wisconsin median
per item · Source
$20 above the national median$30 above the Wisconsin median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Early Closeout | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Wisconsin median | per item | When any deposit account is closed within 90 days of opening | Source |
| Early Closeout: when any deposit account is closed within 90 days of opening | $25Within the typical range ($10–$25 nationally) | $7.50 above the national medianAt the Wisconsin median | — | — | Source |
| Account Research | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Wisconsin median | varies | per hour, minimum of 1 hour charged | Institution’s schedule |
| Account Research: per hour, a minimum of 1 hour will be charged | $25Within the typical range ($12–$25 nationally) | $7.50 above the national median$7.50 above the Wisconsin median | — | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.76 nationally) | At the national medianAt the Wisconsin median | per month | if enrolled to receive statements electronically but don't access account for 9+ consecutive months, or if online banking ID inactive for 24+ consecutive months | Institution’s schedule |
Overdraft & NSFVerified | |||||
| overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means | $25Within the typical range ($25–$33 nationally) | $5 below the national median$3 below the Wisconsin median | per item | — | Source |
ATM & CardVerified | |||||
| ATM Fee: Withdrawals at non-IncredibleBank or non-Money Pass Network ATMs | $2Within the typical range ($1–$2.25 nationally) | $0.50 above the national median$1 above the Wisconsin median | — | — | Source |
| Reorder Card Fee: Standard Debit Card Replacement | $7.50 | ||||
Wire TransfersVerified | |||||
| Wire Transfer Fee: Outgoing Domestic | $30Above the typical range ($20–$25 nationally) | $5 above the national median$5 above the Wisconsin median | per item | — | Source |
| Wire Transfer Fee: Incoming Domestic | $0 | ||||
Check ServicesVerified | |||||
| Cashiers Check Purchase | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Wisconsin median | per item | — | Source |
| Stop Payment | $30 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national median$4.95 below the Wisconsin median | varies | No charge | Source |
| Zelle® person to person payments | $0 | ||||
Cash & DepositVerified | |||||
| Coin Counting | $0Within the typical range ($0–$3 nationally) | At the national medianAt the Wisconsin median | — | — | Source |
Account ServicesVerified | |||||
| Box Lock Drilling | $200Above the typical range ($30–$70 nationally) | $155 above the national median$162.50 above the Wisconsin median | — | — | Source |
| Key Replacement | $45 | ||||
Lending FeesVerified | |||||
| Late Fee: Late Payment Charge | $25Within the typical range ($10–$25 nationally) | $5 above the national median$15 above the Wisconsin median | per item | Per annual billing cycle | Source |
Gift & Prepaid CardsVerified | |||||
| Gift Card Purchase | $3.50Within the typical range ($3–$4.95 nationally) | At the national medianAt the Wisconsin median | per item | — | Source |
Other FeesVerified | |||||
| Overnight Delivery Service | $50Above the typical range ($20–$40 nationally) | $20 above the national median$30 above the Wisconsin median | — | — | Source |
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$25.00
Of 115 others that publish it, 18 lower, 13 the same and 84 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
31
Under review
0
Assets
$2.1B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$2.1B
Total deposits
$1.8B
Service charge income
$313K
Fee income ratio
1.4%
Return on assets
1.12%
Branches
19
Service charge income by quarter
Financial profile · Pro
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| $2.50 below the national median$2.50 below the Wisconsin median |
| — |
| — |
| Source |
| Expedited Card Fee: Expedited Debit Card Issuance or Replacement | $35Within the typical range ($30–$50 nationally) | $5 below the national median$1.25 below the Wisconsin median | per item | — | Source |
| $10 below the national median$10 below the Wisconsin median |
| — |
| — |
| Source |
| Wire Transfer Fee: Outgoing International | $50Within the typical range ($40–$50 nationally) | At the national median$2 below the Wisconsin median | per item | — | Source |
| Wire Transfer Fee: Incoming International | $15Within the typical range ($10–$25 nationally) | $5 below the national median$5 below the Wisconsin median | per item | — | Source |
| $2.50 above the national median$2.50 above the Wisconsin median |
| per item |
| — |
| Source |
| Non-customer Check Cashing This is at the Bank's discretion | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Wisconsin median | per item | — | Source |
| Foreign Check Collection | $50Above the typical range ($10–$25 nationally) | $30 above the national median$30 above the Wisconsin median | — | — | Source |
| Foreign Check Processing | $10Within the typical range ($10–$25 nationally) | $10 below the national median$10 below the Wisconsin median | — | — | Source |
| Duplicate Copies of Checks/Statements (Stmts) or Other Account Related Documents | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Wisconsin median | per item | — | Source |
| Duplicate Copies of Checks/Statements or Other Account Related Documents | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Wisconsin median | per item | — | Institution’s schedule |
| $2.50 below the national median$4.95 below the Wisconsin median |
| per item |
| No charge |
| Source |
| Mobile Deposit | $0Within the typical range ($0–$0 nationally) | At the national median | per item | No charge | Source |
| At the national median$7.50 above the Wisconsin median |
| — |
| — |
| Source |
| Legal Action Fee: Garnishment or Levy processing | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Wisconsin median | per item | — | Source |