vs. U.S. typical range:LowerTypicalHigher
$14.50 below the national median$22 below the Indiana median
$10 above the national median$10 above the Indiana median
$2.50 above the national median$2 above the Indiana median
$12.50 above the national median$12 above the Indiana median
$12.50 below the national median$13 below the Indiana median
per item · Source
$5 above the national median$5 above the Indiana median
per item · Source
At the national medianAt the Indiana median
per item · Source
$5 above the national median$5 above the Indiana median
per item · Source
$5 above the national median$5 above the Indiana median
At the national medianAt the Indiana median
per item · Source
$0.50 below the national median$1 below the Indiana median
per item · Source
$5 below the national median$5 below the Indiana median
per item · Source
$5 above the national median$10 above the Indiana median
At the national medianAt the Indiana median
At the national medianAt the Indiana median
per item · Source
$1 above the national median$1 above the Indiana median
per item · Source
$2.50 above the national medianAt the Indiana median
per item · Source
$15 above the national median$10 above the Indiana median
$1 below the national median$1 below the Indiana median
per item · Source
$2 above the national median$2 above the Indiana median
per item · Source
At the national medianAt the Indiana median
per item · Source
$5 above the national medianAt the Indiana median
$17.50 above the national median$20 above the Indiana median
$27.50 above the national median$30 above the Indiana median
per item · Source
$5 below the national median$1 below the Indiana median
per item · Source
$2.50 below the national median$1.50 below the Indiana median
$30 below the national median$5 below the Indiana median
$10 above the national median$5 above the Indiana median
$15 above the national medianAt the Indiana median
per year · Source
$5 above the national median$5 above the Indiana median
At the national medianAt the Indiana median
per month · Source
$2.50 above the national median$2 below the Indiana median
per item · Source
$62.50 above the national median$58 above the Indiana median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closing fee (Draft and Regular Shares) | $3Below the typical range ($10–$25 nationally) | $14.50 below the national median$22 below the Indiana median | — | — | Source |
| Fee for a dormant account | $15Above the typical range ($5–$10 nationally) | $10 above the national median$10 above the Indiana median | — | — | Source |
| Account balancing assistance | $20Within the typical range ($12–$25 nationally) | $2.50 above the national median$2 above the Indiana median | — | — | Source |
| Account research | $30Above the typical range ($12–$25 nationally) | $12.50 above the national median$12 above the Indiana median | — | — | Source |
| Returned Mail | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$13 below the Indiana median | per item | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft - each overdraft paid | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Indiana median | per item | — | Source |
| BillPay non-sufficient fund (Check/ACH) | $30 | ||||
ATM & CardVerified | |||||
| ATM cash withdrawal from all account(s) | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$1 below the Indiana median | per item | — | Source |
| Replace ATM/Debit card | $5 | ||||
Wire TransfersVerified | |||||
| Wire transfer outgoing (within continental United States) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Indiana median | — | — | Source |
| Wire transfer incoming | $10 | ||||
Check ServicesVerified | |||||
| Cashier's checks | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Indiana median | per item | — | Source |
| Money Orders | $3 | ||||
Digital & ElectronicVerified | |||||
| BillPay ACH return fee | $30Within the typical range ($15–$30 nationally) | $5 above the national medianAt the Indiana median | — | — | Source |
| BillPay inquiry/research | $20 | ||||
Cash & DepositVerified | |||||
| Deposited item returned | $10Within the typical range ($8–$25 nationally) | $5 below the national median$1 below the Indiana median | per item | — | Source |
Account ServicesVerified | |||||
| Notary Service (Members Only) | $0Within the typical range ($0–$5 nationally) | $2.50 below the national median$1.50 below the Indiana median | — | — | Source |
| Garnishment (Legal attachment) set up charge | $20 | ||||
Lending FeesVerified | |||||
| Loan late fee | $30Above the typical range ($10–$25 nationally) | $10 above the national median$5 above the Indiana median | — | — | Source |
Retirement & IRAVerified | |||||
| IRA Annual Maintenance Fee (Charged 12/31 Each Year) | $30Above the typical range ($10–$25 nationally) | $15 above the national medianAt the Indiana median | per year | — | Source |
| IRA Termination Fee (Closing) | $30 | ||||
Other FeesVerified | |||||
| Monthly statement copy (printed) | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Indiana median | per month | — | Source |
| Loan Skip-a-Payment fee (1 time per rolling 12 months/per loan) | $40 | ||||
Overdraft
$35.00
Of 33 others that publish it, 29 lower, 3 the same and 1 higher.
Fee change alerts
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Headline fees vs. national median
Overdraft
$35
Headline fees published
10 of 15
Published fees
33
Under review
0
Assets
$44.9M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$44.9M
Total deposits
$36.7M
Service charge income (year to date)
$124K
Fee income ratio
11.5%
Return on assets
1.11%
Financial profile · Pro
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| At the national medianAt the Indiana median |
| per item |
| — |
| Source |
| Non-sufficient funds - each | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Indiana median | per item | — | Source |
| Non-sufficient funds ATM/Debit withdrawal | $35Above the typical range ($25–$32 nationally) | $5 above the national median$5 above the Indiana median | — | — | Source |
| Overdraft protection transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Indiana median | per item | — | Source |
| $5 below the national median$5 below the Indiana median |
| per item |
| — |
| Source |
| At the national medianAt the Indiana median |
| — |
| — |
| Source |
| $1 above the national median$1 above the Indiana median |
| per item |
| — |
| Source |
| BillPay stop payment request | $30Within the typical range ($20–$30 nationally) | $2.50 above the national medianAt the Indiana median | per item | — | Source |
| Foreign collection item | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the Indiana median | — | — | Source |
| Archived copy of deposited item | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Indiana median | per item | — | Source |
| Archived copy of share draft | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Indiana median | per item | — | Source |
| Copy of share draft | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Indiana median | per item | — | Source |
| $17.50 above the national median$20 above the Indiana median |
| — |
| — |
| Source |
| BillPay returned due to error of subscriber | $30Above the typical range ($0–$9.95 nationally) | $27.50 above the national median$30 above the Indiana median | per item | — | Source |
| $30 below the national median$5 below the Indiana median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Indiana median |
| — |
| — |
| Source |
| $2.50 above the national median$2 below the Indiana median |
| per item |
| — |
| Source |
| Mortgage Subordination | $100Within the typical range ($25–$100 nationally) | $62.50 above the national median$58 above the Indiana median | — | — | Source |