Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Endurance Federal Credit Union

Duncan, OklahomaCredit UnionKansas City Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Advantage Checking Monthly Fee$3.50Below the typical range ($4–$10 nationally)

Overdraft & NSFVerified

Overdraft Item fee/Privilege Pay fee$25Within the typical range ($25–$33 nationally)
$5 below the national median$2 below the Oklahoma median
per item · Source
Share Account Electronic NSF Fee$25Within the typical range ($25–$32 nationally)
$5 below the national median$2.25 below the Oklahoma median
per item · Source
Account Overdrawn or Negative Balance fee$25Above the typical range ($5–$15 nationally)
$20 above the national median$21 above the Oklahoma median
per item · Source

ATM & CardVerified

Balance Inquiry fee$1Within the typical range ($1–$2.25 nationally)
$0.50 below the national medianAt the Oklahoma median
per item · Source
Nonproprietary ATM Withdrawal/Transfer$0Below the typical range ($1–$2.25 nationally)
$1.50 below the national median$1 below the Oklahoma median
Source
Replacement Checkcard/ATM Card Fee: Replacement School Mascot Card Fee: (Lost, stolen, destroyed)$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Oklahoma median
Source

Wire TransfersVerified

Wire Transfer (outgoing) fee$15Below the typical range ($20–$25 nationally)
$10 below the national median$3.95 below the Oklahoma median
per item · Source
International Wire Transfer (outgoing) fee$35Below the typical range ($40–$50 nationally)
$15 below the national median$15 below the Oklahoma median
per item · Source

Check ServicesVerified

Certified Check fee$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Oklahoma median
per item · Source
Money Order fee$3Within the typical range ($1.50–$3 nationally)
$1 above the national medianAt the Oklahoma median
per item · Source
Stop Payment fee$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Oklahoma median
per item · Source
Temporary Checks Fee: (Limit 8 )$0.50Below the typical range ($1–$4 nationally)
$1.50 below the national median$0.50 below the Oklahoma median
per item · Source
Items Sent for Collection fee$10Within the typical range ($10–$25 nationally)
$10 below the national median$5 below the Oklahoma median
per item · Source
Check Copy fee$2Within the typical range ($2–$5 nationally)
$1 below the national medianAt the Oklahoma median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Advantage Checking Monthly Fee	$3.50Below the typical range ($4–$10 nationally)	$2.50 below the national median$3.60 below the Oklahoma median	per month	—	Source
Minimum Balance Fee	$10Within the typical range ($5–$10 nationally)	$3 above the national median$3.50 above the Oklahoma median	per month	—	Source
Minimum Balance Fee: (if regular share falls below $25 during the month)	$5Within the typical range ($5–$10 nationally)	$2 below the national median$1.50 below the Oklahoma median	—	—	Source
Christmas Club Early Withdrawal Fee	$20Within the typical range ($10–$25 nationally)	$2.50 above the national median$5 above the Oklahoma median	per item	—	Source
Inactive Account fee	$20Above the typical range ($5–$10 nationally)	$15 above the national median$15 above the Oklahoma median	per month	—	Source
Return Mail fee	$20Within the typical range ($12–$25 nationally)	$2.50 above the national medianAt the Oklahoma median	per month	—	Source
Overdraft & NSFVerified
Overdraft Item fee/Privilege Pay fee	$25Within the typical range ($25–$33 nationally)	$5 below the national median$2 below the Oklahoma median	per item	—	Source
Share Account Electronic NSF Fee	$25
ATM & CardVerified
Balance Inquiry fee	$1Within the typical range ($1–$2.25 nationally)	$0.50 below the national medianAt the Oklahoma median	per item	—	Source
Nonproprietary ATM Withdrawal/Transfer	$0
Wire TransfersVerified
Wire Transfer (outgoing) fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median$3.95 below the Oklahoma median	per item	—	Source
International Wire Transfer (outgoing) fee	$35
Check ServicesVerified
Certified Check fee	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Oklahoma median	per item	—	Source
Money Order fee	$3
Account ServicesVerified
Garnishment or Levy Fee	$20Below the typical range ($30–$87.50 nationally)	$30 below the national median$5 below the Oklahoma median	per item	—	Source
Gift & Prepaid CardsVerified
Visa® Gift Cards Fee	$3Within the typical range ($3–$4.95 nationally)	$0.50 below the national median$1.47 below the Oklahoma median	—	—	Source
Other FeesVerified
Statement Copy fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Oklahoma median	per month	—	Source

Against Kansas City Fed district credit unions

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$25.00
Of 102 others that publish it, 12 lower, 19 the same and 71 higher.
Monthly maintenance
$3.50
Of 56 others that publish it, 10 lower, 2 the same and 44 higher.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$196.5M

Total deposits

$168.5M

Service charge income (year to date)

$480K

Fee income ratio

9.0%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,356 published fee entries from 3,591 institutions

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