vs. U.S. typical range:LowerTypicalHigher
$12.50 below the national median$12.50 below the New York median
per item · Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12891. canonical_hint=account_research; text_hash=79b460fdf5788138955eb506def5095641c0694b2465d73ad35942c3b79c810a; excerpt="Returned Mail Fee | $5.00 per item" · Source
$5 above the national median$5 above the New York median
per item · Source
$5 above the national median$5 above the New York median
per item · Institution’s schedule
$5 above the national median$10 above the New York median
per item · Source
$0.50 below the national median$0.50 below the New York median
$0.50 below the national median$0.50 below the New York median
per transaction · Source
At the national medianAt the New York median
per item · Institution’s schedule
$15 above the national median$15 above the New York median
per item · Institution’s schedule
$3 below the national median$3 below the New York median
per item · Source
$7.50 above the national median$10 above the New York median
per item · Source
$5 above the national median$5 above the New York median
per item · Source
$2 above the national medianAt the New York median
per item · Source
$5 below the national medianAt the New York median
per item · Institution’s schedule
$20 above the national median$15 above the New York median
per item · Institution’s schedule
$15 above the national median$10 above the New York median
per item · after 5 day grace period · Institution’s schedule
$15 above the national median$10 above the New York median
$17.50 below the national median$17.50 below the New York median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Returned Mail Fee | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$12.50 below the New York median | per item | Knox extract.rules v33 categorized a line held for review from Rosetta artifact #12891. canonical_hint=account_research; text_hash=79b460fdf5788138955eb506def5095641c0694b2465d73ad35942c3b79c810a; excerpt="Returned Mail Fee | $5.00 per item" | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Fee | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| Paid NSF Fee | $35 | ||||
ATM & CardVerified | |||||
| ATM Debit Card Activation Fee | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national median$0.50 below the New York median | — | — | Source |
| Nonproprietary ATM withdrawal | $1 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer Fee | $40Above the typical range ($20–$25 nationally) | $15 above the national median$15 above the New York median | per item | — | Institution’s schedule |
Check ServicesVerified | |||||
| Bank Check (third party) | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the New York median | per item | — | Source |
| Stop Payment Fee | $35 | ||||
Digital & ElectronicVerified | |||||
| ACH Manual Post Fee | $5Within the typical range ($5–$20 nationally) | $5 below the national medianAt the New York median | per item | — | Institution’s schedule |
Cash & DepositVerified | |||||
| Deposit Returned | $35Above the typical range ($8–$25 nationally) | $20 above the national median$15 above the New York median | per item | — | Institution’s schedule |
Lending FeesVerified | |||||
| Loan Late Fee | $35Above the typical range ($10–$25 nationally) | $15 above the national median$10 above the New York median | per item | after 5 day grace period | Institution’s schedule |
| Loan late fee after 5 day grace period | $35 | ||||
Other FeesVerified | |||||
| Duplicate Lien Release/ Discharge of Mortg. | $20Below the typical range ($25–$100 nationally) | $17.50 below the national median$17.50 below the New York median | per item | — | Source |
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Headline fees vs. national median
Overdraft
$35
Headline fees published
8 of 15
Published fees
17
Under review
0
Assets
$11.5M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$11.5M
Total deposits
$9.9M
Service charge income (year to date)
$16K
Fee income ratio
5.2%
Return on assets
-0.19%
Financial profile · Pro
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| $5 above the national median$5 above the New York median |
| per item |
| — |
| Institution’s schedule |
| Returned NSF Fee | $35Above the typical range ($25–$32 nationally) | $5 above the national median$10 above the New York median | per item | — | Source |
| $0.50 below the national median$0.50 below the New York median |
| per transaction |
| — |
| Source |
| ATM Debit Card (duplicate) | $10Within the typical range ($5–$10 nationally) | At the national medianAt the New York median | per item | — | Institution’s schedule |
| $7.50 above the national median$10 above the New York median |
| per item |
| — |
| Source |
| Check Cashing Fee for Non-Members | $10Within the typical range ($5–$10 nationally) | $5 above the national median$5 above the New York median | per item | — | Source |
| Draft Copies | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the New York median | per item | — | Source |
| $15 above the national median$10 above the New York median |
| — |
| — |
| Source |