Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Utica District Telephone Employees Federal Credit Union

Utica, New YorkCredit UnionNew York Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Research Fee$20Within the typical range ($12–$25 nationally)

Overdraft & NSFVerified

Returned Item (NSF)$25Within the typical range ($25–$32 nationally)
$5 below the national median$0.75 below the New York median
per item · Source
Overdraft Transfer Fee (NSF)$5Within the typical range ($2.50–$5 nationally)
At the national medianAt the New York median
per item · Source

Check ServicesVerified

Teller Checks$1Below the typical range ($3–$6 nationally)
$4 below the national median$4 below the New York median
per item · Source
Stop Payment Request$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$10 below the New York median
per item · Source
Share Draft Copy$5Within the typical range ($2–$5 nationally)
$2 above the national medianAt the New York median
per item · Source

Account ServicesVerified

Notary Public Service$0Within the typical range ($0–$5 nationally)
$2.50 below the national median$2 below the New York median
Source
Legal Process Fee$25Below the typical range ($30–$100 nationally)
$25 below the national median$75 below the New York median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Research Fee	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$2.50 above the New York median	—	—	Source
Overdraft & NSFVerified
Returned Item (NSF)	$25Within the typical range ($25–$32 nationally)	$5 below the national median$0.75 below the New York median	per item	—	Source
Overdraft Transfer Fee (NSF)	$5
ATM & CardVerified
Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national medianAt the New York median	per item	—	Source
Check ServicesVerified
Teller Checks	$1Below the typical range ($3–$6 nationally)	$4 below the national median$4 below the New York median	per item	—	Source
Stop Payment Request	$15
Digital & ElectronicVerified
Bill Pay	$0Within the typical range ($0–$9.95 nationally)	$2.50 below the national median$2.50 below the New York median	—	—	Source
Cash & DepositVerified
Returned Deposited Item	$10Within the typical range ($8–$25 nationally)	$5 below the national median$10 below the New York median	per item	—	Source
Account ServicesVerified
Notary Public Service	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median$2 below the New York median	—	—	Source
Legal Process Fee	$25
Gift & Prepaid CardsVerified
VISA Gift Cards	$5Above the typical range ($3–$4.95 nationally)	$1.50 above the national median$1.05 above the New York median	per item	—	Source
Other FeesVerified
Photocopy	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the New York median	per item	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

13 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$40.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$40.3M

Total deposits

$28.2M

Service charge income (year to date)

$12K

Fee income ratio

1.3%

Return on assets

0.67%

Financial profile · Pro

Performance from regulator filings

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