Overdraft (OD) Fee$32.50Within the typical range ($25–$33 nationally)
$2.50 above the national median$2.50 above the Texas median
Source
Non-Sufficient Funds (NSF) Fee$32.50Above the typical range ($25–$32 nationally)
$2.50 above the national median$2.50 above the Texas median
Source
Overdraft Transfer Fee$2Below the typical range ($2.50–$5 nationally)
$3 below the national median$3 below the Texas median
per item · Source

ATM & CardVerified

Replacement Debit Card Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median$2.50 below the Texas median
Source

Wire TransfersVerified

Wire Transfer Fee – Domestic$15Below the typical range ($20–$25 nationally)
$10 below the national median$5 below the Texas median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=wire_domestic_outgoing; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Wire Transfer Fee – Domestic | $15.00" · Source
Wire Transfer Fee – International$61Above the typical range ($40–$50 nationally)
$11 above the national median$11 above the Texas median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=wire_intl_outgoing; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Wire Transfer Fee – International $61.00" · Source

Check ServicesVerified

Official Check Fee$5Within the typical range ($3–$6 nationally)
At the national medianAt the Texas median
Source
Official Check Fee (non-member)$10Above the typical range ($3–$6 nationally)
$5 above the national median$5 above the Texas median
Source
Money Order Fee$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Texas median
Source
Stop Payment Fee$25Within the typical range ($20–$30 nationally)
$2.50 below the national median$4.50 below the Texas median
Source
Stop Payment Fee (Zelle®)$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$19.50 below the Texas median
Source
Temporary Check Fee (maximum of 12 checks)$1.50Within the typical range ($1–$4 nationally)
$0.50 below the national median$0.50 below the Texas median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=counter_check; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Temporary Check Fee (maximum of 12 checks) $1.50" · Source
Check Cashing Fee (non-member Security Service check)$5Within the typical range ($5–$10 nationally)
At the national medianAt the Texas median
per item · Source
Collection Item Fee (outgoing)$5Below the typical range ($10–$25 nationally)
$15 below the national median$15 below the Texas median
Knox extract.rules v30 categorized a line held for review from Rosetta artifact #2425. canonical_hint=check_cashing; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Collection Item Fee (outgoing) $5.00" · Source
Foreign Item Collection Fee$40Above the typical range ($10–$25 nationally)
$20 above the national median$20 above the Texas median
Knox extract.rules v30 categorized a line held for review from Rosetta artifact #2425. canonical_hint=check_cashing; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Foreign Item Collection Fee $40.00" · Source

Digital & ElectronicVerified

Overnight Bill Payment Fee$20Above the typical range ($0–$9.95 nationally)
$17.50 above the national median$15 above the Texas median
Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=bill_pay; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Overnight Bill Payment Fee $20.00" · Source

Account ServicesVerified

Garnishments/Levies Fee$50Within the typical range ($30–$90 nationally)
At the national medianAt the Texas median
per item · Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=garnishment_levy; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Garnishments/Levies Fee $50.00 per order" · Source

Other FeesVerified

Photocopy and/or Fax Fee$1Below the typical range ($2–$5 nationally)
$2 below the national median$2 below the Texas median
per item · Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=document_reproduction; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Photocopy and/or Fax Fee $1.00 per page" · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Power Protected Merit Checking (Share Draft) Monthly Account Maintenance Fee	$9Within the typical range ($4–$10 nationally)	$3 above the national median$2 above the Texas median	per month	—	Source
Money Market Max Minimum Balance Fee	$15Above the typical range ($5–$10 nationally)	$8 above the national median$7.50 above the Texas median	per month	—	Source
Money Market Plus Minimum Balance Fee	$10Within the typical range ($5–$10 nationally)	$3 above the national median$2.50 above the Texas median	per month	—	Source
Account Closing Fee	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$10 above the Texas median	—	—	Source
Account Closing Fee	$5Below the typical range ($10–$25 nationally)	$12.50 below the national median$10 below the Texas median	—	—	Source
Account Closing Fee	$10Within the typical range ($10–$25 nationally)	$7.50 below the national median$5 below the Texas median	—	—	Source
Account Closing Fee	$15Within the typical range ($10–$25 nationally)	$2.50 below the national medianAt the Texas median	—	—	Source
Account Inactivity Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Texas median	per month	—	Source
Account Research or Statement Balancing Assistance Fee	$25Within the typical range ($12–$25 nationally)	$7.50 above the national median$9.50 above the Texas median	—	—	Source
Excess Transaction Fee	$15Within the typical range ($12–$25 nationally)	$2.50 below the national median$0.50 below the Texas median	per item	—	Source
Excess Transaction Fee	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$5.50 below the Texas median	per item	—	Source
Overdraft & NSFVerified
Overdraft (OD) Fee	$32.50Within the typical range ($25–$33 nationally)	$2.50 above the national median$2.50 above the Texas median	—	—	Source
Non-Sufficient Funds (NSF) Fee	$32.50
ATM & CardVerified
Replacement Debit Card Fee	$5Within the typical range ($5–$10 nationally)	$5 below the national median$2.50 below the Texas median	—	—	Source
Wire TransfersVerified
Wire Transfer Fee – Domestic	$15Below the typical range ($20–$25 nationally)	$10 below the national median$5 below the Texas median	—	Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=wire_domestic_outgoing; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Wire Transfer Fee – Domestic \| $15.00"	Source
Check ServicesVerified
Official Check Fee	$5Within the typical range ($3–$6 nationally)	At the national medianAt the Texas median	—	—	Source
Official Check Fee (non-member)	$10
Digital & ElectronicVerified
Overnight Bill Payment Fee	$20Above the typical range ($0–$9.95 nationally)	$17.50 above the national median$15 above the Texas median	—	Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=bill_pay; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Overnight Bill Payment Fee $20.00"	Source
Account ServicesVerified
Garnishments/Levies Fee	$50Within the typical range ($30–$90 nationally)	At the national medianAt the Texas median	per item	Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=garnishment_levy; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Garnishments/Levies Fee $50.00 per order"	Source
Other FeesVerified
Photocopy and/or Fax Fee	$1Below the typical range ($2–$5 nationally)	$2 below the national median$2 below the Texas median	per item	Knox extract.rules v19 categorized a line held for review from Rosetta artifact #2425. canonical_hint=document_reproduction; text_hash=f8ca9ef29821dce9cec170a43ce836dc3cb608dab9d3e698605977292a652d87; excerpt="Photocopy and/or Fax Fee $1.00 per page"	Source

Against Texas credit unions

Overdraft
$32.50
Of 122 others that publish it, 103 lower and 19 higher.
Monthly maintenance
$9.00
Of 73 others that publish it, 52 lower, 2 the same and 19 higher.

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32.50

Overdraft fee: $32.50

8% above the national median overdraft fee

29 verified fees collected

Headline fees published

10 of 15

Published fees

Under review

Assets

$14.4B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$14.4B

Total deposits

$11.2B

Service charge income (year to date)

$36.0M

Fee income ratio

8.5%

Return on assets

0.53%

Financial profile · Pro

Performance from regulator filings

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Based on 67,886 published fee entries from 3,632 institutions

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