vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$7 below the Texas median
per month · Source
$1 below the national median$2 below the Texas median
per month · Source
$4 above the national median$3 above the Texas median
$3 above the national median$3 above the Texas median
per month · Source
$17.50 above the national median$20 above the Texas median
$7.50 below the national median$5 below the Texas median
per month · Source
$12.50 below the national median$10 below the Texas median
$1 below the national median$1 below the Texas median
per month · Source
$5 above the national median$5 above the Texas median
$5 above the national median$5 above the Texas median
At the national median$0.25 above the Texas median
$5 below the national median$2.50 below the Texas median
$25 above the national median$27.50 above the Texas median
$5 above the national median$10 above the Texas median
$5 above the national median$10 above the Texas median
$15 above the national median$15 above the Texas median
At the national medianAt the Texas median
$1 below the national median$1 below the Texas median
$7.50 above the national median$5.50 above the Texas median
$3 above the national median$3 above the Texas median
per item · Price per check · Institution’s schedule
$3 above the national median$3 above the Texas median
per item · Source
At the national medianAt the Texas median
$2 above the national median$2 above the Texas median
At the national medianAt the Texas median
$7 below the national median$7 below the Texas median
$2 above the national median$2 above the Texas median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Monthly Service Charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$7 below the Texas median | per month | — | Source |
| Monthly Service Charge | $5Within the typical range ($4–$10 nationally) | $1 below the national median$2 below the Texas median | per month | — | Source |
| Service charge (below minimum balance of $2,500) | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3 above the Texas median | — | — | Source |
| Inactive Account (12+ months, monthly) | $8Within the typical range ($5–$10 nationally) | $3 above the national median$3 above the Texas median | per month | — | Source |
| Account Reconciliation per hour | $35Above the typical range ($11–$25 nationally) | $17.50 above the national median$20 above the Texas median | — | — | Source |
| Invalid Address (monthly) | $10Below the typical range ($11–$25 nationally) | $7.50 below the national median$5 below the Texas median | per month | — | Source |
| Return Mail | $5Below the typical range ($11–$25 nationally) | $12.50 below the national median$10 below the Texas median | — | — | Source |
| Paper Statement (printed, monthly) | $2Within the typical range ($2–$4.50 nationally) | $1 below the national median$1 below the Texas median | per month | — | Source |
Overdraft & NSFVerified | |||||
| Courtesy Pay Overdraft | $35Above the typical range ($25–$33 nationally) | $5 above the national median$5 above the Texas median | — | — | Source |
| Returned ACH (non-sufficient/uncollected funds) | $35 | ||||
ATM & CardVerified | |||||
| Debit / ATM Replacement Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$2.50 below the Texas median | — | — | Source |
| Expedited Debit Card | $65 | ||||
Wire TransfersVerified | |||||
| Domestic Wire (outgoing) | $30Above the typical range ($20–$25 nationally) | $5 above the national median$10 above the Texas median | — | — | Source |
| Domestic Wire (incoming) | $15 | ||||
Check ServicesVerified | |||||
| Bank Check (payable other than to member) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Texas median | — | — | Source |
| Money Orders (free for members age 65 and up) | $1 | ||||
Account ServicesVerified | |||||
| Tax Levy | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Texas median | — | — | Source |
| Verification of Deposit by 3rd Party | $3 | ||||
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
Overdraft
$35.00
Of 124 others that publish it, 110 lower, 13 the same and 1 higher.
Monthly maintenance
$5.00
Of 73 others that publish it, 18 lower, 15 the same and 40 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
11 of 15
Published fees
26
Under review
0
Assets
$54.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$54.6M
Total deposits
$50.3M
Service charge income (year to date)
$261K
Fee income ratio
16.1%
Return on assets
0.05%
Financial profile · Pro
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| $5 above the national median$5 above the Texas median |
| — |
| — |
| Source |
| Overdraft transfer from savings | $5Within the typical range ($2.50–$5 nationally) | At the national median$0.25 above the Texas median | — | — | Source |
| $25 above the national median$27.50 above the Texas median |
| — |
| — |
| Source |
| $5 above the national median$10 above the Texas median |
| — |
| — |
| Source |
| International Wire (outgoing) | $65Above the typical range ($40–$50 nationally) | $15 above the national median$15 above the Texas median | — | — | Source |
| $1 below the national median$1 below the Texas median |
| — |
| — |
| Source |
| Stop Payment | $35Above the typical range ($20–$30 nationally) | $7.50 above the national median$5.50 above the Texas median | — | — | Source |
| Temporary Check Fee | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Texas median | per item | Price per check | Institution’s schedule |
| Temporary Checks (price per check) | $5Above the typical range ($1–$4 nationally) | $3 above the national median$3 above the Texas median | per item | — | Source |
| Check Cashing (Non-HOTFCU) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Texas median | — | — | Source |
| Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Texas median | — | — | Source |
| $7 below the national median$7 below the Texas median |
| — |
| — |
| Source |