vs. U.S. typical range:LowerTypicalHigher
$7.50 above the national median$10 above the Tennessee median
$10 above the national median$7 above the Tennessee median
$7.50 below the national median$5 below the Tennessee median
$7.50 above the national median$10 above the Tennessee median
$12.50 below the national median$10 below the Tennessee median
$2 above the national median$2 above the Tennessee median
$5 above the national median$4 above the Tennessee median
$5 above the national median$5 above the Tennessee median
$1 above the national median$1.50 above the Tennessee median
At the national median$5 above the Tennessee median
$5 above the national medianAt the Tennessee median
At the national medianAt the Tennessee median
$7.50 above the national median$5 above the Tennessee median
At the national medianAt the Tennessee median
$2.50 above the national median$4.62 above the Tennessee median
per month · Source
$0.49 above the national median$2.61 above the Tennessee median
At the national medianAt the Tennessee median
$5 above the national median$5 above the Tennessee median
$50 above the national median$50 above the Tennessee median
$5 above the national median$5 above the Tennessee median
$5 below the national median$5 below the Tennessee median
Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2342. canonical_hint=ira_termination; text_hash=31d6cf8c9108670c44c8c6d8b4f18b74b6503219db5ffa6605837d7b05bb8999; excerpt="IRA Transfer Fee (to another institution) | $20" · Source
$2 above the national median$2 above the Tennessee median
$162.50 above the national median$165 above the Tennessee median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account Closure (within 1st 90 days) | $25Within the typical range ($10–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Dormant Account | $15Above the typical range ($5–$10 nationally) | $10 above the national median$7 above the Tennessee median | — | — | Source |
| Excessive Withdrawal from Club Account | $10Below the typical range ($11.38–$25 nationally) | $7.50 below the national median$5 below the Tennessee median | — | — | Source |
| Research/Reconciliation Assistance (1 hour minimum) | $25Within the typical range ($11.38–$25 nationally) | $7.50 above the national median$10 above the Tennessee median | — | — | Source |
| Returned Mail | $5Below the typical range ($11.38–$25 nationally) | $12.50 below the national median$10 below the Tennessee median | — | — | Source |
| Paper Statement Fee | $5Above the typical range ($2–$4.68 nationally) | $2 above the national median$2 above the Tennessee median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Privilege | $35Above the typical range ($25–$33 nationally) | $5 above the national median$4 above the Tennessee median | — | — | Source |
| Insufficient Funds (NSF) | $35 | ||||
ATM & CardVerified | |||||
| ATM Transaction (at foreign ATMS) | $2.50Above the typical range ($1–$2.25 nationally) | $1 above the national median$1.50 above the Tennessee median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer (Outgoing—Domestic) | $25Within the typical range ($20–$25 nationally) | At the national median$5 above the Tennessee median | — | — | Source |
| Wire Transfer (Incoming—Domestic) | $15 | ||||
Check ServicesVerified | |||||
| Cashier’s Check | $5Within the typical range ($3–$6 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| Stop Payment | $35 | ||||
Digital & ElectronicVerified | |||||
| Bill Pay Inactivity (after 3 months) | $5Within the typical range ($0–$9.95 nationally) | $2.50 above the national median$4.62 above the Tennessee median | per month | — | Source |
| Gift Check (from Bill Pay) | $2.99 | ||||
Cash & DepositVerified | |||||
| Cash Advance (credit card) | $5Within the typical range ($2–$10 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| Chargeback Check | $20 | ||||
Account ServicesVerified | |||||
| Processing Garnishment/Attachments | $100Above the typical range ($30–$90 nationally) | $50 above the national median$50 above the Tennessee median | — | — | Source |
| Verification of Deposit | $15 | ||||
Retirement & IRAVerified | |||||
| IRA Excess Withdrawal Fee (1 free) | $20Within the typical range ($10–$25 nationally) | $5 above the national median | — | — | Source |
| IRA Maintenance | $60 | ||||
Other FeesVerified | |||||
| Paper Copy of Statement | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the Tennessee median | — | — | Source |
| Real Estate Subordination Agreement Request | $200 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$35.00
Of 61 others that publish it, 52 lower, 7 the same and 2 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$35
Headline fees published
9 of 15
Published fees
25
Under review
0
Assets
$58.1M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$58.1M
Total deposits
$49.8M
Service charge income (year to date)
$214K
Fee income ratio
15.6%
Return on assets
0.24%
Financial profile · Pro
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| $5 above the national median$5 above the Tennessee median |
| — |
| — |
| Source |
| $5 above the national medianAt the Tennessee median |
| — |
| — |
| Source |
| $7.50 above the national median$5 above the Tennessee median |
| — |
| — |
| Source |
| Copy of Cleared Check | $3Within the typical range ($2–$5 nationally) | At the national medianAt the Tennessee median | — | — | Source |
| $0.49 above the national median$2.61 above the Tennessee median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Tennessee median |
| — |
| — |
| Source |
| $5 above the national median$5 above the Tennessee median |
| — |
| — |
| Source |
| $45 above the national median |
| — |
| — |
| Source |
| IRA Transfer Fee (to another institution) | $20Below the typical range ($25–$35 nationally) | $5 below the national median$5 below the Tennessee median | — | Knox extract.rules v20 categorized a line held for review from Rosetta artifact #2342. canonical_hint=ira_termination; text_hash=31d6cf8c9108670c44c8c6d8b4f18b74b6503219db5ffa6605837d7b05bb8999; excerpt="IRA Transfer Fee (to another institution) | $20" | Source |
| $162.50 above the national median$165 above the Tennessee median |
| — |
| — |
| Source |