vs. U.S. typical range:LowerTypicalHigher
$2.50 below the national median$5 above the Georgia median
At the national medianAt the Georgia median
per month · Source
$12.50 below the national median$10 below the Georgia median
At the national median$2 below the Georgia median
$10 below the national median$12 below the Georgia median
per item · Source
per item · Source
$5 below the national median$5 below the Georgia median
$7 below the national median$2 below the Georgia median
At the national medianAt the Georgia median
per item · Wire Handling Fee if Wire is Returned for Incorrect Information · Source
$5 above the national median$5 above the Georgia median
$5 above the national median$5 above the Georgia median
$12.50 below the national median$17 below the Georgia median
$80 above the national median$75 above the Georgia median
$1 below the national median$1 below the Georgia median
per item · Per page · Source
$2.50 below the national medianAt the Georgia median
$2.50 below the national medianAt the Georgia median
per item · Free · Source
$5 below the national median$2.25 below the Georgia median
$2.50 below the national medianAt the Georgia median
per item · Free · Source
$55 above the national median$52.50 above the Georgia median
$5 above the national median$2.50 above the Georgia median
$15 below the national median$17.50 below the Georgia median
$30 above the national median$27.50 above the Georgia median
$5 below the national median$7.50 below the Georgia median
At the national medianAt the Georgia median
$25 above the national median$25 above the Georgia median
per year · Source
$25 above the national median$25 above the Georgia median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Premature Account Closing (closed within 90 days of opening) | $15Within the typical range ($10–$25 nationally) | $2.50 below the national median$5 above the Georgia median | — | — | Source |
| Dormant Account Fee (per month) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Georgia median | per month | — | Source |
| Debit Items (Debit Item Fee - excessive withdrawals savings and money market accounts) | $5Below the typical range ($12–$25 nationally) | $12.50 below the national median$10 below the Georgia median | — | — | Source |
Overdraft & NSFVerified | |||||
| Overdraft Charge | $30Within the typical range ($25–$33 nationally) | At the national median$2 below the Georgia median | — | — | Source |
| Return Item Chrg (Return Item Charge/Failed Transaction per presentment) | $20 | ||||
ATM & CardVerified | |||||
| Replace Card | $5Within the typical range ($5–$10 nationally) | $5 below the national median$5 below the Georgia median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfers (domestic) | $18Below the typical range ($20–$25 nationally) | $7 below the national median$2 below the Georgia median | — | — | Source |
| Wire Hdlg Fee | $10 | ||||
Check ServicesVerified | |||||
| Official Check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the Georgia median | — | — | Source |
| Stop Payment | $15 | ||||
Digital & ElectronicVerified | |||||
| Online Banking and Bill Pay | $0Within the typical range ($0–$9.95 nationally) | $2.50 below the national medianAt the Georgia median | — | — | Source |
| Zelle Send Money | $0 | ||||
Cash & DepositVerified | |||||
| Dep Item Ret Chrg (Deposit Item Return Charge) | $10Within the typical range ($8–$25 nationally) | $5 below the national median$2.25 below the Georgia median | — | — | Source |
Account ServicesVerified | |||||
| Notary Service | $0Within the typical range ($0–$5 nationally) | $2.50 below the national medianAt the Georgia median | per item | Free | Source |
| Safe Deposit Box 10X10 | $100 | ||||
Retirement & IRAVerified | |||||
| IRA Maintenance & Reporting Fee (annual) | $10Within the typical range ($10–$25 nationally) | $5 below the national median | per year | — | Source |
| IRA Transfer Fee | $50 | ||||
Its state has too few comparable institutions, so these are its Fed district peers.
Overdraft
$30.00
Of 97 others that publish it, 18 lower, 10 the same and 69 higher.
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Overdraft
$25
Headline fees published
9 of 15
Published fees
28
Under review
0
Assets
$4.0B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$4.0B
Total deposits
$3.5B
Service charge income
$2.3M
Fee income ratio
4.3%
Return on assets
1.55%
Branches
36
Service charge income by quarter
Financial profile · Pro
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| $10 below the national median$12 below the Georgia median |
| per item |
| — |
| Source |
| Cont OD Charge | $25Above the typical range ($5–$15 nationally) | $20 above the national median | per item | — | Source |
| At the national medianAt the Georgia median |
| per item |
| Wire Handling Fee if Wire is Returned for Incorrect Information |
| Source |
| Wire Transfers (international) | $55Above the typical range ($40–$50 nationally) | $5 above the national median$5 above the Georgia median | — | — | Source |
| $12.50 below the national median$17 below the Georgia median |
| — |
| — |
| Source |
| Domestic Check Collection Fee | $100Above the typical range ($10–$25 nationally) | $80 above the national median$75 above the Georgia median | — | — | Source |
| Statement/Image copy | $2Within the typical range ($2–$5 nationally) | $1 below the national median$1 below the Georgia median | per item | Per page | Source |
| $2.50 below the national medianAt the Georgia median |
| per item |
| Free |
| Source |
| $55 above the national median$52.50 above the Georgia median |
| — |
| — |
| Source |
| Safe Deposit Box 3X10 | $50Within the typical range ($30–$70 nationally) | $5 above the national median$2.50 above the Georgia median | — | — | Source |
| Safe Deposit Box 3X5 | $30Within the typical range ($30–$70 nationally) | $15 below the national median$17.50 below the Georgia median | — | — | Source |
| Safe Deposit Box 5X10 | $75Above the typical range ($30–$70 nationally) | $30 above the national median$27.50 above the Georgia median | — | — | Source |
| Safe Deposit Box 5X5 | $40Within the typical range ($30–$70 nationally) | $5 below the national median$7.50 below the Georgia median | — | — | Source |
| Garnishment | $50Within the typical range ($30–$90 nationally) | At the national medianAt the Georgia median | — | — | Source |
| Levies | $75Within the typical range ($30–$90 nationally) | $25 above the national median$25 above the Georgia median | — | — | Source |
| $25 above the national median$25 above the Georgia median |
| — |
| — |
| Source |