vs. U.S. typical range:LowerTypicalHigher
At the national medianAt the Maryland median
per month · Source
$7.50 below the national median$7.50 below the Maryland median
Knox extract.rules v31 categorized a line held for review from Rosetta artifact #287. canonical_hint=account_research; text_hash=c9ac79286b641d3f367311c951c63caad973b82ffc0926a0340559f7e5df5ebc; excerpt="Excess Withdrawal Transaction Fee (Money Market account) Details | $10" · Source
$15 below the national median$15 below the Maryland median
per day · Source
At the national medianAt the Maryland median
$0.50 below the national medianAt the Maryland median
$5 below the national median$5 below the Maryland median
$15 below the national median$15 below the Maryland median
$25 below the national median$20 below the Maryland median
$10 below the national median$5 below the Maryland median
$3 below the national median$3 below the Maryland median
$2 below the national median$2 below the Maryland median
$1 below the national median$1.25 below the Maryland median
$12.50 below the national median$12.50 below the Maryland median
$1.50 below the national median$3.50 below the Maryland median
$2 above the national medianAt the Maryland median
$7.45 above the national median$4.95 above the Maryland median
$25 above the national median$25 below the Maryland median
—
$1.45 above the national median$1 above the Maryland median
$2.50 below the national median$4.50 below the Maryland median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Membership Inactivity Fee (per month after 24 months of inactivity) | $5Within the typical range ($5–$10 nationally) | At the national medianAt the Maryland median | per month | — | Source |
| Excess Withdrawal Transaction Fee (Money Market account) Details | $10Below the typical range ($12–$25 nationally) | $7.50 below the national median$7.50 below the Maryland median | — | Knox extract.rules v31 categorized a line held for review from Rosetta artifact #287. canonical_hint=account_research; text_hash=c9ac79286b641d3f367311c951c63caad973b82ffc0926a0340559f7e5df5ebc; excerpt="Excess Withdrawal Transaction Fee (Money Market account) Details | $10" | Source |
Overdraft & NSFVerified | |||||
| Returned Item (NSF) | $15Below the typical range ($25–$32 nationally) | $15 below the national median$15 below the Maryland median | — | — | Source |
| The daily and maximum NSF/Overdraft fee assessed in connection with a single transaction is | $15 | ||||
ATM & CardVerified | |||||
| Balance Inquiry at Non-Proprietary ATM | $1Within the typical range ($1–$2.25 nationally) | $0.50 below the national medianAt the Maryland median | — | — | Source |
| Card Replacement Fee | $5 | ||||
Wire TransfersVerified | |||||
| Domestic Wire Transfer (eBranch form) | $10Below the typical range ($20–$25 nationally) | $15 below the national median$15 below the Maryland median | — | — | Source |
| Foreign Wire Reject | $25 | ||||
Check ServicesVerified | |||||
| Certified Check | $2Below the typical range ($3–$6 nationally) | $3 below the national median$3 below the Maryland median | — | — | Source |
| Official Check | $3 | ||||
Digital & ElectronicVerified | |||||
| Express Pay (same-day electronic bill payment) | $9.95Within the typical range ($0–$9.95 nationally) | $7.45 above the national median$4.95 above the Maryland median | — | — | Source |
Account ServicesVerified | |||||
| Levy/Garnishment Processing (per case) | $75Within the typical range ($30–$87.50 nationally) | $25 above the national median$25 below the Maryland median | — | — | Source |
| Subpoena Processing / Account Reconcilement (per hour) | $20 | ||||
Lending FeesVerified | |||||
| Visa Late Fee | 5% | — | — | — | Source |
Gift & Prepaid CardsVerified | |||||
| Visa® Gift Card (In Branch purchase $25 – $1,000) | $4.95Within the typical range ($3–$4.95 nationally) | $1.45 above the national median$1 above the Maryland median | — | — | Source |
Other FeesVerified | |||||
| Statement Copy (per page) | $0.50Below the typical range ($2–$5 nationally) | $2.50 below the national median$4.50 below the Maryland median | per item | — | Source |
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Headline fees vs. national median
Headline fees published
8 of 15
Published fees
21
Under review
0
Assets
$723.6M
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$723.6M
Total deposits
$639.0M
Service charge income (year to date)
$381K
Fee income ratio
2.2%
Return on assets
1.13%
Financial profile · Pro
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| $10 above the national median |
| per day |
| — |
| Source |
| Savings Overdraft Transfer | $5Within the typical range ($2.50–$5 nationally) | At the national medianAt the Maryland median | — | — | Source |
| $5 below the national median$5 below the Maryland median |
| — |
| — |
| Source |
| $25 below the national median$20 below the Maryland median |
| — |
| — |
| Source |
| Foreign Wire Transfer (eBranch form) | $40Within the typical range ($40–$50 nationally) | $10 below the national median$5 below the Maryland median | — | — | Source |
| $2 below the national median$2 below the Maryland median |
| — |
| — |
| Source |
| Money Orders | $1Below the typical range ($1.50–$3 nationally) | $1 below the national median$1.25 below the Maryland median | — | — | Source |
| Stop Payment Fee | $15Below the typical range ($20–$30 nationally) | $12.50 below the national median$12.50 below the Maryland median | — | — | Source |
| Cancelled Check Copy (Free through Digital Banking) | $1.50Below the typical range ($2–$5 nationally) | $1.50 below the national median$3.50 below the Maryland median | — | — | Source |
| Official Check Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national medianAt the Maryland median | — | — | Source |
| $30 below the national median |
| — |
| — |
| Source |